The Barb Harkins Team NMLS # 142137

The Barb Harkins Team NMLS # 142137 Listening and understanding your goals is our team’s top priority. We look forward to taking every

Mortgage rates drop, but is it the start of a trend?
07/02/2026

Mortgage rates drop, but is it the start of a trend?

30-year conventional fell to 6.73% this week, jumbo hit 6.66%, FHA 6.29%, while refis remain muted and apps rise.

Mortgage lock volume slid 9% in May, Optimal Blue reports
06/15/2026

Mortgage lock volume slid 9% in May, Optimal Blue reports

Optimal Blue said May rate lock volume fell 9% as the 30-year rate rose to 6.44%, purchase share was 81% and ARM share hit 11%.

Sweeping Zoning Reforms Presents Opportunities For Multifamily Investments
04/23/2026

Sweeping Zoning Reforms Presents Opportunities For Multifamily Investments

With the affordability crisis stinging American pocketbooks and small landlords struggling to maintain cash flow amid high interest rates and property prices,

The proven ways real estate agents are using AI to close deals faster
04/02/2026

The proven ways real estate agents are using AI to close deals faster

Agents and brokers are expanding AI from lead response to CRM and call coaching, as 82% of agents report using AI.

Let’s be real. We can do better when it comes to using AI in marketing.
03/11/2026

Let’s be real. We can do better when it comes to using AI in marketing.

AI is transforming marketing, but professionals who rely on unedited, generic outputs risk losing authenticity, engagement and competitive differentiation.

Mortgage rates jump after Iran strike rattles markets
03/03/2026

Mortgage rates jump after Iran strike rattles markets

Mortgage rates rose after military action as MND put the 30-year rate at 6.12%, while HousingWire Data reported 6.19% for conforming loans.

Mortgage Rates Drop to 3.5-Year Low, Offering Buyers a Timely Boost
02/27/2026

Mortgage Rates Drop to 3.5-Year Low, Offering Buyers a Timely Boost

Low mortgage rates may not only provide the boost buyers need, but they could also encourage sellers to list their homes.

Mortgage Applications Today: Home Loan Demand Rebounds as 30-Year Rate Falls to 4-Week Low
02/19/2026

Mortgage Applications Today: Home Loan Demand Rebounds as 30-Year Rate Falls to 4-Week Low

The demand for new home loans and refinancing increased. Plus, government-backed loans maintained interest from homebuyers.

Mortgage Interest Rates Today: Rates Drop to 6.09% After Better-Than-Expected Jobs Report
02/16/2026

Mortgage Interest Rates Today: Rates Drop to 6.09% After Better-Than-Expected Jobs Report

The average rate on 30-year fixed home loans decreased to 6.09% for the week ending Feb. 12 after the January jobs report exceeded expectations.

Mortgage Rates Inch Back Toward the 5s Despite Big Job Gains
02/13/2026

Mortgage Rates Inch Back Toward the 5s Despite Big Job Gains

It seems the hot jobs report released this morning has already run out of steam. The Bureau of Labor Statistics released the delayed January jobs report

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