Amy Mercado Mortgage Loan Originator

Amy Mercado Mortgage Loan Originator Mortgage Loan Officer serving homebuyers, homeowners, and Realtors in Pennsylvania. Personal NMLS #1032013
Branch MLS # 1997797
Company NMLS3029

Thank you for visiting my page! My name is Amy and I’m a Mortgage Loan Originator NMLS #1032013 at Cross Country Mortgage LLC NMLS 3029. I’m dedicated to serving the needs of homebuyers and homeowners in t Pennsylvania region. In my 23 years of dedicated service, I have worked with homebuyers and homeowners to find the right loan to fit their needs. I have access to all the loan programs my clients

need and the features they want such as FHA, USDA (Rural), HAMP, HARP, State Bond Programs, Jumbo, Foreign National, Low Down Payment Options, Fixed-Rate, Adjustable Rate, Reverse, 203(k), VA, FHA Construction Loans and more. For more information or to get a free quote, you can reach me at 570-972-5632 or [email protected] . CrossCountry Mortgage, LLC does business in the State of New York as
CrossCountry Financing. Licensed Mortgage Banker – NYS Department
of Financial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution
and is not acting on behalf of or at the direction of HUD/FHA or the
Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility
required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org). Equal Housing Opportunity. Personal NMLS # # #
Branch NMLS # # #
Company NMLS3029

5.0 star review received on Experience.com for Amy Mercado by Sonia K - Amy always  responds right  away.  everyone  lov...
02/21/2026

5.0 star review received on Experience.com for Amy Mercado by Sonia K - Amy always responds right away. everyone loves her. She has so much experience & communication skills. She really is the best.

Click to see all 43 reviews of Amy Mercado at CrossCountry Mortgage, Loan Officer | NMLS #1032013

5.0 star review received on Experience.com for Amy Mercado by Chantelle R - Very knowledgeable. Communicated well. Made ...
02/15/2026

5.0 star review received on Experience.com for Amy Mercado by Chantelle R - Very knowledgeable. Communicated well. Made the process smooth

Click to see all 42 reviews of Amy Mercado at CrossCountry Mortgage, Loan Officer | NMLS #1032013

5.0 star review received on Experience.com for Amy Mercado by Francis P - Please have Amy mail me several of her busines...
01/23/2026

5.0 star review received on Experience.com for Amy Mercado by Francis P - Please have Amy mail me several of her business cards to: Frank J. Pinkowski
P.O. Box 51
Montrose, PA 18801

Click to see all 41 reviews of Amy Mercado at CrossCountry Mortgage, Loan Officer | NMLS #1032013

5.0 star review received on Experience.com for Amy Mercado by Margaret N - Amy went above and beyond to assist us in ach...
01/23/2026

5.0 star review received on Experience.com for Amy Mercado by Margaret N - Amy went above and beyond to assist us in achieving our dream of buying a Lake home. From the first interaction Amy was clear and concise on all information we would need, and the steps that were necessary to obtain our mortgage. I would not hesitate to refer Amy and the cross country team to anyone looking for information on buying a home.

Click to see all 40 reviews of Amy Mercado at CrossCountry Mortgage, Loan Officer | NMLS #1032013

5.0 star review received on Experience.com for Amy Mercado by John H - Amy  was  very  knowledgeable and  kept  you  in ...
01/21/2026

5.0 star review received on Experience.com for Amy Mercado by John H - Amy was very knowledgeable and kept you in the loop on everything that was happening. She made a stressful time easier to manage. It amazed me how quickly she had answers for you at any time uou you contacted her.

Click to see all 38 reviews of Amy Mercado at CrossCountry Mortgage, Loan Officer | NMLS #1032013

January 12, 2026 for investors and builders.  Please read !!! PHFA launches new program to expand rental housing for hom...
01/12/2026

January 12, 2026 for investors and builders. Please read !!!

PHFA launches new program to expand rental housing for homeless and at-risk Pennsylvanians
HARRISBURG, PA – The Pennsylvania Housing Finance Agency today announced $35 million in funding is available through its new HOME-ARP program to create and preserve rental housing for at-risk or homeless Pennsylvanians.
The HOME-ARP program is designed to support developers, nonprofit organizations and local partners in building new rental units or rehabilitating existing properties to ensure affordable housing options for vulnerable populations.
All applications must be received no later than 2 p.m., April 1.
“This initiative represents a significant step toward addressing housing insecurity and strengthening communities across the Commonwealth,” said PHFA Executive Director and CEO Robin Wiessmann. “PHFA’s mission is to provide housing opportunities for all, and this is the latest program we’ve made available to help meet the needs of those most in need.”
This HOME-ARP program offers 0% interest, deferred-payment loans that can be used to support the development, rehabilitation and preservation of rental housing for applicable qualifying populations and low-income households.
Eligible applicants include housing developers, municipalities, and nonprofit organizations committed to expanding affordable housing.
For more information about the HOME-ARP program, including eligibility requirements and application details, visit https://www.phfa.org/mhp/developers/arp.aspx.
The HOME Investment Partnerships Program – American Rescue Plan (HOME-ARP) was created as part of the American Rescue Plan Act of 2021 in response to the COVID-19 pandemic and is administered by the U.S. Department of Housing and Urban Development.

HOME American Rescue Plan - Investment Partnerships Program

5.0 star review received on Experience.com for Amy Mercado by Tanya B - Amy is full of excellent knowledge and great wo ...
01/10/2026

5.0 star review received on Experience.com for Amy Mercado by Tanya B - Amy is full of excellent knowledge and great wo work with!! She is quick to help out and always available.

Click to see all 36 reviews of Amy Mercado at CrossCountry Mortgage, Loan Officer | NMLS #1032013

4.75 star review received on Experience.com for Amy Mercado by Shauna I - Amy  Mercado  seemed  to  go  out  of  her  wa...
01/09/2026

4.75 star review received on Experience.com for Amy Mercado by Shauna I - Amy Mercado seemed to go out of her way to ensure to meet my needs. Coming out of a bad situation after a bad breakup of 23 yrs, I was in a difficult place and Amy worked through everything for me!

Click to see all 35 reviews of Amy Mercado at CrossCountry Mortgage, Loan Officer | NMLS #1032013

5.0 star review received on Experience.com for Amy Mercado by Elena B - Worry free,  friendly,  knowledgeable,  supporti...
12/22/2025

5.0 star review received on Experience.com for Amy Mercado by Elena B - Worry free, friendly, knowledgeable, supportive!!!

Click to see all 34 reviews of Amy Mercado at CrossCountry Mortgage, Loan Officer | NMLS #1032013

5.0 star review received on Experience.com for Amy Mercado by John B - Amy and the team made the whole process very
11/11/2025

5.0 star review received on Experience.com for Amy Mercado by John B - Amy and the team made the whole process very

Click to see all 33 reviews of Amy Mercado at CrossCountry Mortgage, Loan Officer | NMLS #1032013

5.0 star review received on Experience.com for Amy Mercado by Salvatore M - Amy  always  answered  her  calls  or  calle...
11/06/2025

5.0 star review received on Experience.com for Amy Mercado by Salvatore M - Amy always answered her calls or called back in a timely fashion and is very knowledgeable

Click to see all 31 reviews of Amy Mercado at CrossCountry Mortgage, Loan Officer | NMLS #1032013

Address

1908 West Allen Street, Suite 116 & 117
Allentown, PA
18104

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