Rich Fogal

04/18/2026

04/01/2026

04/01/2026

We’re excited to announce a brand new offering at Cornerstone Portfolios…

💰 Guaranteed 25% annual returns, no risk, no volatility, no questions asked.

Just kidding. 😉

If it sounds too good to be true… it probably is. That’s why we focus on real strategies, honest guidance, and long-term planning that actually works.

Happy April Fools’ Day!

610-973-5334
cpvalley.com
[email protected]

03/23/2026

Are you actually on track for retirement? 🤔

At Cornerstone Portfolios, we make it simple to find out.

We now have **two powerful (and free) retirement calculators** on our website to help you get real clarity on your future:

🔹 Retirement Calculator
👉 https://www.cpvalley.com/retirement-calculator

Get a clear estimate of how much you may need to retire comfortably and what your future could look like.

🔹 Am I Saving Enough for Retirement?
👉 https://www.cpvalley.com/am-i-saving-enough-for-retirement

See if you're on track, or if there are small adjustments you can make now to improve your future.

Planning for retirement can feel overwhelming, but tools like these help break it down into simple, actionable insights. Most calculators use factors like your age, income, savings, and expected expenses to estimate what you’ll have vs. what you may need ([NerdWallet][1])

✨ Take 2 minutes today to check in on your future.

Have questions about your results? We’re always here to help guide you.

03/23/2026

Thinking about ways to strengthen your benefits package this year? You might want to consider a newer 401(k) feature, the student loan match. This feature, added under the SECURE 2.0 Act, can help employees pay down debt and save for retirement at the same time.

Here’s a quick breakdown of how it works and why it matters.

📌 What it is: Employers can now match an employee’s student loan payments up to a designated amount with a retirement contribution, even if the employee isn’t contributing to their 401(k).

📌 How it works: Employees provide proof of their loan payments, and employers deposit a matching amount into their retirement plan.

📌 Who it benefits: Anyone managing federal or private student loans, including employees paying for their spouse’s or dependent’s eligible loans.

📌 Why it helps retention: Offering this match reduces financial stress and gives employees a way to build savings they would otherwise miss, making your benefits package both more competitive and supportive.

If you have questions about your current benefits strategy, don’t hesitate to reach out. We’re here for you and your team.

610-973-5334
cpvalley.com
[email protected]

01/05/2026

New Year, New Goals!

A new year brings new goals, and your financial plan should support them. 💼📈
At Cornerstone Portfolios, we’re here to help you stay confident, informed, and prepared for whatever lies ahead. Whether you’re reviewing your retirement plan, investments, or Medicare options, our team is ready to help you move forward with clarity.

Schedule an Obligation Free Appointment Here!
https://www.cpvalley.com/schedule-a-meeting-1

610-973-5334
cpvalley.com
[email protected]

01/01/2026

12/13/2025

📈 Planning for a Strong Retirement in 2026? Start Now! 📈

The end of the year is the perfect time to review your 401(k) and make strategic moves for the new year. Our latest blog covers 5 essential 401(k) strategies to help you:

✅ Maximize contributions and employer matches
✅ Rebalance your investments
✅ Choose between Roth and Traditional options
✅ Plan for life changes
✅ Minimize fees and optimize your portfolio

Don’t wait—taking action now can make a big difference for your retirement savings!

📖 Read the full blog here: https://top401kadvisors.com/index.php/blogs/planning-for-2026-5-401-k-strategies-to-start-now

12/13/2025

📌 Don’t Forget: Your RMD Deadline Is December 31st

If you’re age 73 or older, the IRS requires you to take a Required Minimum Distribution (RMD) from your retirement accounts each year — and the deadline is December 31st.

Missing your RMD can lead to significant penalties, so now is the perfect time to double-check your accounts and make sure everything is in order before the year wraps up.

At Cornerstone Portfolios, we help clients:
✔ Calculate the correct RMD amount
✔ Review which accounts the distribution must come from
✔ Avoid unnecessary taxes and penalties
✔ Coordinate RMDs with your broader retirement and income strategy
✔ Understand how this fits into your long-term financial plan

If you’re unsure whether you’re required to take an RMD this year — or you just want confirmation that you’re on track — we’re here to help you navigate the details.

Reach out today to schedule a quick review.
Let’s make sure you finish the year confident, compliant, and set up for a strong start to 2026.

610-973-5334
cpvalley.com
[email protected]

12/09/2025

5 Financial Moves to Make Before December 31st!

-Max contributions

-Required Minimum Distributions (RMDs)

-Tax-loss harvesting

-Check beneficiary designations

-Review portfolio allocations

Make an Appointment Today!

cpvalley.com
610-973-5334
[email protected]