Rob Clark at GRA NMLS 182527

Rob Clark at GRA NMLS 182527 I am a VP of Mortgage Lending NMLS 182527 at Guaranteed Rate Affinity NMLS 1598647 If clients have questions or concerns, he is always there to address them.

Rob believes that solid communication is critical to any successful business or personal relationship, and nowhere is it more needed than when he's helping clients find the right mortgage. For his 34 years and while assisting more than 4,400 clients obtain financing of more than $2.6B, he has always remained committed to communication and responsiveness, which instills confidence in clients and re

altors during what can be a complicated and confusing process. Rob's goal is simple—to provide the best and most cost-effective loan for the client's situation, and to make the process as simple as it can be. He will remain available always even on evenings or weekends, will focus on the details, and will work as hard for the client on day one as he does on closing day. For the past 15 years Rob has been one of the top loan officer's in the country. Since starting with Guaranteed Rate Affinity 5 years ago in 2017, Rob has been in the top 3 loan officers for the company in the country, being #1 in 3 of the years and finishing in second or third place the other years. Rob specializes in Conventional Conforming, Conventional Jumbo, FHA, and VA loans suitable for first time buyers or repeat buyers About half of the loans he does every year are first time buyers and he especially enjoys the education aspect of working with first time buyers. He also does a large number of VA loans. Being the child of a military officer he understands the challenges Veterans have and loves working with them. Rob is originally from Maryland and has lived in Northern Virginia for the past 20 years. He is licensed in Maryland, Virginia, and Washington DC. Rob attended the University of Maryland College Park and has a BS in Finance and a minor in Economics. Rob is married to his wife Terri and they have 2 boys ages 17 and 19. When Rob is not working with clients, he enjoys coaching kids' basketball, restoring classic motorcycles, and going to the beach.

09/03/2026

Many buyers assume that spring is the best time to enter the market, but don’t forget about fall. In reality, it’s less about finding a perfect season and more about finding what works for you. To help you consider your options, I’m happy to help you time your purchase.

Let’s start early to prepare for whatever your homebuying journey has in store.
https://myoc.io/z467LiqIb/ddpGy



NMLS # 182527

09/01/2026

Here’s to everyone who works behind the scenes to make a home purchase happen. Together, we help you go from house hunting to move-in. Ready to get in the game?

Let’s talk about any questions you may have about the homebuying process.
https://myoc.io/z467LiqIb



NMLS # 182527

08/31/2026

Rent math is not just about what you pay today. It is about how your housing costs fit into the way you save*, budget and plan ahead.

I can help you compare renting with buying so you can see what may make sense for your situation.
https://myoc.io/z467LiqIb/QoYmq



NMLS # 182527

08/27/2026

You don’t need a W-2 to get a mortgage. Asset utilization lets qualified borrowers use liquid assets instead of traditional employment documentation.
That means savings, investment accounts, stocks, crypto, retirement accounts and bonds give you access to loans up to $5M, without liquidating your portfolio.

If you’re a retiree, investor or anyone who’s built wealth outside of a W-2, this is for you.
https://myoc.io/z467LiqIb/iekw1



NMLS # 182527

08/26/2026

How well do you really know your monthly payment? A lot of people are surprised there's more going on than principal and interest. Taxes and insurance are part of the deal too.

If you want the full rundown of what your monthly payment includes, reach out to me today and we'll go through it together.
https://myoc.io/z467LiqIb/nzj7W



NMLS # 182527

08/24/2026

Your mortgage was built around your life at closing. But life keeps moving, and sometimes it's worth checking whether your mortgage has kept up. Refinancing is one option, though it's not the only one, which is exactly why a quick conversation makes it clearer. No pressure, just clarity when you want it.

Save this for when your situation shifts, and reach out anytime you're ready to talk.
https://myoc.io/z467LiqIb/a1ZPo



NMLS # 182527

08/20/2026

So, did you crack it before the answer dropped? Property taxes love to keep you guessing. Every time your area reassesses, the number can move, which is why your monthly total sometimes shifts even when nothing about your loan has changed. Figuring out what is really behind those numbers is the fun part.

Drop your guess in the comments and let me know if you got it. Then reach out whenever you want to break it all down together.
https://myoc.io/z467LiqIb/Qxy69



NMLS # 182527

08/19/2026

Your monthly housing payment is already part of your budget. The question is whether it could also support your future goals.

I can help you compare renting and owning so you can make a more informed decision.
https://myoc.io/z467LiqIb/19tKE



NMLS # 182527

Signed contracts dropped month over month in all four regions, though the Midwest was the only region to see a year-over...
08/18/2026

Signed contracts dropped month over month in all four regions, though the Midwest was the only region to see a year-over-year increase. That means your local market may tell a different story than the national trend, especially when it comes to available homes, competition and timing. A clear financing plan can help you understand your options before you make a move.

Let’s discuss what the latest pending home sales report could mean for your opportunities ahead.
https://myoc.io/z467LiqIb/Ck8CW



NMLS # 182527

08/17/2026

There is a smarter way to think about home projects than just chasing the biggest one. A little know-how goes a long way when you are deciding where to spend. Which home project gave you the best bang for your buck?

Tell me in the comments. And if your next one is already on your mind, reach out and let’s talk it through.
https://myoc.io/z467LiqIb/6ke6N



NMLS # 182527

Address

310 King Street
Alexandria, VA
22314

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm
Sunday 9am - 9pm

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