Rob Clark at GRA NMLS 182527

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Rob Clark at GRA NMLS 182527 I am a VP of Mortgage Lending NMLS 182527 at Guaranteed Rate Affinity NMLS 1598647 If clients have questions or concerns, he is always there to address them.

Rob believes that solid communication is critical to any successful business or personal relationship, and nowhere is it more needed than when he's helping clients find the right mortgage. For his 34 years and while assisting more than 4,400 clients obtain financing of more than $2.6B, he has always remained committed to communication and responsiveness, which instills confidence in clients and realtors during what can be a complicated and confusing process. Rob's goal is simple—to provide the best and most cost-effective loan for the client's situation, and to make the process as simple as it can be. He will remain available always even on evenings or weekends, will focus on the details, and will work as hard for the client on day one as he does on closing day. For the past 15 years Rob has been one of the top loan officer's in the country. Since starting with Guaranteed Rate Affinity 5 years ago in 2017, Rob has been in the top 3 loan officers for the company in the country, being #1 in 3 of the years and finishing in second or third place the other years. Rob specializes in Conventional Conforming, Conventional Jumbo, FHA, and VA loans suitable for first time buyers or repeat buyers About half of the loans he does every year are first time buyers and he especially enjoys the education aspect of working with first time buyers. He also does a large number of VA loans. Being the child of a military officer he understands the challenges Veterans have and loves working with them. Rob is originally from Maryland and has lived in Northern Virginia for the past 20 years. He is licensed in Maryland, Virginia, and Washington DC. Rob attended the University of Maryland College Park and has a BS in Finance and a minor in Economics. Rob is married to his wife Terri and they have 2 boys ages 17 and 19. When Rob is not working with clients, he enjoys coaching kids' basketball, restoring classic motorcycles, and going to the beach.

Today’s NAR report revealed that home prices rose in 78% of the nation’s metro markets in the third quarter, with the av...
10/30/2026

Today’s NAR report revealed that home prices rose in 78% of the nation’s metro markets in the third quarter, with the average home price sitting around $432,900. The Northeast (4%) and Midwest (3.6%) regions led the nation in price appreciation. There are still opportunities out there for savvy buyers though, with home prices declining in 21% of markets in Q3.

Let’s discuss how you can make the most of today’s housing market.
https://myoc.io/z467LiqIb/4myJa



NMLS # 182527

The Fed held interest rates steady citing a growing economy and sticky inflation and mortgage rates are expected to stay...
10/29/2026

The Fed held interest rates steady citing a growing economy and sticky inflation and mortgage rates are expected to stay about where they are as well. A more stable environment makes planning your next home financing move easier. You can focus on your timing and budget instead of trying to anticipate what the future may hold.

Need someone to bounce ideas off? Let’s talk about what's next for your homeownership plan.
https://myoc.io/z467LiqIb/xAuHj



NMLS # 182527

10/27/2026

Which home did you get? While the results may be surprising, hopefully this fall-themed game got you thinking outside of the box.

The key takeaway? There’s more on the market than traditional single-family homes, and many alternative home types bring unique benefits. I can help you explore different financing options to see what’s possible.

Keep the fun going, drop your emoji in the comments and tag a friend!
https://myoc.io/z467LiqIb/6WiBM



NMLS # 182527

10/26/2026

If your house goes bump in the night, don’t worry. It might just be doing its job. While these sounds are usually perfectly normal, the best way to be sure is by being proactive about routine maintenance.

Check our guide to help you get your home ready for fall … and the trick-or-treaters.
https://myoc.io/z467LiqIb/A48dT



NMLS # 182527

10/22/2026

Running multiple businesses, or juggling income that shifts by the month or the client? Standard income documentation doesn't always fit that. For eligible business owners, a current 12-month profit and loss statement (P&L) may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's talk about your situation.
https://myoc.io/z467LiqIb



NMLS # 182527

Signed contracts slowed across the country in September, with pending home sales down 7.3% from the month before. As ris...
10/20/2026

Signed contracts slowed across the country in September, with pending home sales down 7.3% from the month before. As rising rates keep some buyers waiting, prepared buyers may find more options and less competition. Want to know how to make the most of this market?
https://myoc.io/z467LiqIb/G91Ya



NMLS # 182527

10/19/2026

Beware of the maxed-out credit card monster. High credit card balances could increase your credit utilization, which may affect your credit score, and ultimately, your mortgage qualification.

When you’re approaching closing, watch your spending and avoid giving this homebuying horror anything else to feed on.
https://myoc.io/z467LiqIb/CLCyQ



NMLS # 182527

10/15/2026

When it comes to evaluating a mortgage, there’s more to it than a single number. I’m here to help you understand all the moving parts and how they fit together to create a custom financial plan.

So, are you an interest rate expert? Let me know in the comments.
https://myoc.io/z467LiqIb/k3DXy



NMLS # 182527

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest ...
10/14/2026

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest and declined in the Northeast compared to August. All four regions showed a year-over-year decline in sales, but many buyers are still entering contracts and available inventory is up to 1.60 million homes.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/z467LiqIb/G7pWt



NMLS # 182527

10/12/2026

Buying a home next year starts now. Use these tips to help you get a head start and reach out so we can map out a personalized path toward homeownership.

I’m here to help you evaluate the options to get you home in 2027.
https://myoc.io/z467LiqIb/dlnyZ



NMLS # 182527

Address

310 King Street
Alexandria, VA
22314

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm
Sunday 9am - 9pm

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