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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm

Trace Sanchez at Waterstone Mortgage NMLS #404792

Home
United States
Albuquerque, NM
Trace Sanchez at Waterstone Mortgage NMLS #404792

Trace Sanchez is a loan originator at Waterstone Mortgage in Albuquerque, New Mexico.

Trace Sanchez is a licensed loan officer (NMLS #404792) at Academy Mortgage Corporation in Albuquerque, New Mexico.

11/02/2026

Buy When the Payment and the Life Fit

Trying to perfectly time mortgage rates can keep you waiting indefinitely.

A stronger homebuying decision considers:

• A total monthly payment you can comfortably manage
• Enough savings left after closing
• A home that supports your current and future needs
• A realistic plan for how long you expect to stay
• The ability to handle maintenance and other ownership costs

Homeownership can provide an opportunity to build equity over time, but buying should never depend on predictions or promises about future rates or home values.

If the home fits your life and the payment fits your budget, it may be worth exploring your options now.

Let’s replace uncertainty with real numbers. Message me for a personalized payment review.

11/01/2026

How much money do you actually need to buy a home? 🤔

It’s one of the most common questions homebuyers have — and the answer isn’t simply “your down payment.”

Depending on your purchase, you may also need to plan for things like:

🏡 Down payment
📝 Closing costs
🔍 Home inspection
💰 Earnest money
🚚 Moving expenses

The good news is that some of these expenses may be offset by assistance programs, seller contributions, or other options, depending on your situation.

Instead of guessing at a savings goal, let’s chat. Together, we’ll put together a plan for what homebuying could actually look like for you.

10/31/2026

Every ghost deserves a house to haunt. 👻🏡 Happy Halloween!

10/30/2026

When it comes to home financing, there’s no one-size-fits-all solution.

Every homebuyer has different financial goals, circumstances, and needs. That’s why finding the right mortgage program is so important.

At Waterstone Mortgage, we offer a variety of specialty loan options designed to help you find a financing solution that fits your situation. 💡

Explore our specialty loan programs and discover what’s possible: https://bit.ly/4kq1hQD

10/27/2026

Happy Birthday to my baby girl ❤️. Love you

10/22/2026

Think you need 20% down to buy a home? You may have more options than you realize.

Down payment assistance programs can help eligible homebuyers cover part of their down payment — and, in some cases, closing costs. Assistance may be available as a grant, forgivable loan, deferred-payment loan, or low-interest second mortgage.

Eligibility and program availability vary based on factors such as location, income, credit, and the property.

Want to know which options may be available to you? Start your search here: https://bit.ly/3T1hr7m

10/20/2026

How about using seller concessions to buydown your interest rate. Saving thousands $$$

10/19/2026

Want to buy now without feeling the full weight of today’s interest rates on your mortgage payment right away? A temporary buydown could help.

With a temporary buydown, your interest rate is reduced for the first 1–3 years — lowering your initial monthly payments and giving you time to ease into the full payment.

And if a seller-paid buydown isn’t an option, Waterstone Mortgage Smart Start offers a lender-paid alternative.

Ready to learn more? Start here: https://bit.ly/4xUIsJr

10/16/2026

Home is where life happens. 🏡💙 It’s where mornings begin, milestones are celebrated, and everyday moments become lasting memories.

If owning a home is part of your vision, getting pre-approved is a great place to start.

See what may be possible for you: https://bit.ly/4owTaBo

10/16/2026

Let's talk payments $

Address

6733 Academy Road NE Suite A
Albuquerque, NM
87109

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

https://www.waterstonemortgage.com/originators/trace-sanchez

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