Jairia Williams - Loan Officer NMLS #2720935

10/31/2026

Is the thought of buying a home scarier than a haunted house this Halloween? Navigating the mortgage process can feel spooky when you are facing unexpected paperwork and mystery steps alone. Having an experienced loan officer by your side turns those frights into a clear, comfortable path to homeownership. 🎃

You do not have to wander through the process in the dark. Send me a direct message today, and let us take the mystery out of financing your next home.

Happy Halloween!! 👻
https://myoc.io/JairiaLO



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

10/23/2026

5.0 star review received on Experience.com for Jairia Williams by Todd L T - Jairia was a pleasure to work with, she is a master of her craft and always kept me one step ahead of the deal. I felt completely comfortable throughout the process because she kept me so well informed. Two thumbs up, highly recommend! 👍👍

Click to see all 12 reviews of Jairia Williams, Mortgage Loan Officer in Michigan and Ohio

10/13/2026

Have you seen our newest listing in Heritage Hill? The youngest member of Rogers Neighborhood Realty is ready to give you the tour 🥰🏠

252 Madison Ave SE
Grand Rapids, MI 49503

❤ Seller offering a rate buy-down at no cost to you
❤ 6 beds, 3 bath
❤ Single family home or 3 separate rentals
❤ Well maintained
❤ Walkable, historic, charming- all the character you've been dreaming about.

Call or text Kristy for showings and inquries
📲616-745-1397

10/11/2026

5.0 star review received on Experience.com for Jairia Williams by Kristy N - Jairia what was amazing! She helped my clients get a lower interest rate, she communicated quickly and effectively, and we even got a FHA loan closed a week early!

Click to see all 11 reviews of Jairia Williams, Mortgage Loan Officer in Michigan and Ohio

10/09/2026

Yay! You've saved up for your downpayment. Then you hear about closing costs 😅

Here's what you might be required to bring for closing costs:
💵Fees associated with your loan (discount points, application fee, appraisal fee, and a loan origination fee).
💵Title Insurance. When using a mortgage to finance your purchase, an underwriter will require a "Lender's Policy."
💵Recording Fees
💵Prepaids & Escrow Set Up (Taxes, Insurance, HOA Dues, etc).

In some cases, especially if a home has been on the market for a while, a motivated Seller will pay concessions to help cover your closing costs.

You may also be eligible for things like down payment assistance, a first time homebuyer credit, and other grants.

A prepared buyer is a happy buyer. Reach out to a local lender like Jairia and learn about expenses involved in buying a home and also what loan program will help you retain the most savings after close. A mortgage is not "one size fits all." Explore your options and enter the homeownership journey with confidence. ❤🏠

10/08/2026

"I'm waiting for rates to come down."

We saw buyers back out of the market when rates hit 4%...and then they rose to 5%...and then 6%.
Today, the average 30-yr fixed rate is more like 7.3%

So, rather than using your crystal ball and trying to time the market just right, here's our advice:

📣Buy what you can afford. Not what you can't.

Here are the things you CAN do to control your future payment:
❤ Have a buyer strategy session with us.
❤ Learn about what makes up a mortgage payment and how an escrow account works.
❤ Identify what monthly mortgage payment is comfortable to you.
❤ Ask your lender to determine a purchase price that works with that desired payment.
❤ Only tour homes in your budget.
❤ Make smart offers and negotiate seller concessions or a price reduction to help retain savings after close.

Skip the headlines and focus on your personal finances and your goals. A working relationship between you, your agent, and your lender is how you achieve your real estate goals 🙌

We got this. 🏠❤

Click the link in bio to get started with a free buyer stratey session.

10/07/2026

📣Don't start house hunting until you understand your estimated monthly payment!

Most homebuyers these days are shopping online and setting search parameters based on home price. But if you don't understand the makeup of a monthly mortgage payment, you could be teasing yourself with homes outside of your budget. ‼️

Let's reverse engineer the numbers based on the monthly payment that feels comfortable to you. From there, we can choose a purchase price that accounts for taxes and insurance. AND provide a realistc payment so you can live a life that still allows for baseball uniforms, vacations, and furnace repairs. Because life happens! 😅

DM us for a free buyer strategy session and to connect with Jairia. Or, click our link in bio to get started. ❤🏠

10/05/2026

Struggling to cover your down payment or closing costs?

With Supreme Dream DPA, you could get 3.5% forgivable or 5% repayable assistance*!

Use it toward your down payment, closing costs—even to buy down your interest rate!

✅ No income limits
✅ No first-time buyer requirement

Let’s make your home dreams happen.

📲 DM us to get started!

*Not available in AR and NY

https://myoc.io/JairiaLO

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

10/04/2026

5.0 star review received on Experience.com for Jairia Williams by Heather G - The lines of communication were always open . I knew what was going on and what to expect

Click to see all 10 reviews of Jairia Williams, Mortgage Loan Officer in Michigan and Ohio

10/04/2026

5.0 star review received on Experience.com for Jairia Williams by Harley G - She was exceptional to work with and went the extra mile to get us where we needed to be.

Click to see all 10 reviews of Jairia Williams, Mortgage Loan Officer in Michigan and Ohio