10/14/2026
Your home equity and your next down payment aren’t necessarily the same number. 🏡
Before planning your next move, account for mortgage payoffs, selling costs, and any seller credits or agreed repairs.
Then decide how much of the remaining money you want available for your next purchase—and how much you want to keep for moving and a cushion.
Start with an estimated seller net sheet from your agent, then review your purchase budget with your lender.
Knowing what you could walk away with makes the next-home conversation a lot more useful.