Financial Horse, 2 Shenton Way, Singapore (2026)

11/06/2026

Most investors don’t lose money from one big, dramatic mistake.

They bleed out from a few “small” mistakes that can compound into tragedy.

Here are three of the deadliest ones, and how to avoid them

Most investors don’t lose money from one big, dramatic mistake. They bleed out from a few “small” mistakes that can compound into tragedy. Here are three of the deadliest ones, and how to avoid them. This article was written by a Financial Horse Contributor. 1. Overtrading: prioritizing quanti...

06/06/2026

SGX shares Doubled in 2 years — Better buy than DBS Bank today?

Singapore Exchange (SGX) shares are absolutely on fire.

This stock has more than doubled over the past 2 years – outperforming even DBS Bank.

Some of you have asked me for my views on SGX stock.

So I wanted to take a closer look in today’s article.

Is SGX a better buy than DBS Bank?

For those of you who haven’t been following closely. Singapore Exchange (SGX) shares are absolutely on fire. This stock has more than doubled over the past 2 years – outperforming even DBS Bank. Some of you have asked me for my views on SGX stock. So I wanted to take a closer look in today’s [...

04/06/2026

Top-end concierge services in Singapore broadly falls into three buckets: credit-card concierge, stand-alone luxury concierge clubs, and digital app-based concierge.

Top-end concierge services in Singapore broadly falls into three buckets: credit-card concierge, stand-alone luxury concierge clubs, and digital app-based concierge. They all do roughly the same thing (bookings, access, logistics) but at different levels of hand-holding, quality and price. Let’s e...

30/05/2026

Why is OCBC share price beating DBS and UOB Bank in 2026? Which is the best bank stock to buy today?

In this week’s FH Premium article, I shared my views on whether bank stocks or REITs are a better buy today.

Banks are the strong momentum play, while REITs are the mean reversion play.

This led to a great question from a subscriber:

Amongst the three banks, which one would be the most interesting buy right now based on your analysis? If you were to add more. Thank you.

So I wanted to take a closer look at the 3 bank stocks.

Banks are the strong momentum play, while REITs are the mean reversion play.This led to a great question: Amongst the three banks, which one would be the most interesting buy right now based on your analysis?

28/05/2026

One afternoon in 1988, Cher was rehearsing in a Los Angeles recording studio when a man with wild hair, a stern face, and biker gear showed up.

His name was Richard Stark.

And he had a strange idea: motorcycle gear did not have to be cheap, flimsy, or disposable. It could be heavy, overbuilt, beautiful, expensive, and dangerous-looking at the same time.

That idea became Chrome Hearts.

One afternoon in 1988, Cher was rehearsing in a Los Angeles recording studio when a man with wild hair, a stern face, and biker gear showed up. His name was Richard Stark. He was not carrying a polished luxury pitch deck. He was not backed by a French conglomerate. He was not trying to sell […]

23/05/2026

How will I invest in 2026 – With the S&P500 at all time highs and AI stocks going parabolic?

In the weekend portfolio and macro update, I shared that after the huge rally, the S&P500 looks overbought here.

The RSI sits at 70 – the last time the S&P500 was this overbought was mid 2024 and 2025, both of which were followed by mild corrections (but no trend break).

Meanwhile AI stocks are going parabolic, with names like Micron going up double digit percentage day after day.

So how would I invest my money in a climate like that?

I wanted to use this article to share some big picture thoughts.

In the weekend portfolio and macro update, I shared that after the huge rally, the S&P500 looks overbought here. Meanwhile AI stocks are going parabolic, with names like Micron going up double digit percentage day after day.

21/05/2026

Singapore couples are marrying later and making big money choices earlier.

It’s not uncommon to hear a proposal that begins with “Will you BTO with me?”.

So what’s changing in how couples earn, spend, and plan their money in Singapore today? Let’s look at the most interesting shifts.

Singapore couples are marrying later and making big money choices earlier. It’s not uncommon to hear a proposal that begins with “Will you BTO with me?”. Household incomes rose in 2025: median monthly household market income rose to $12,446. For married couples with young kids, spending is hig...

16/05/2026

Gold and Bitcoin have dropped 20% from the top – which is a better buy for my portfolio?

As you guys would know, I own both Gold and Bitcoin in my portfolio.

That said, the price action of both has been very interesting in 2026, with:

1. Gold soaring as high to 5500 at one point before pulling back to 4600
2. Bitcoin likewise went as high as 97,000 before dropping to as low as 63,000, but has since recovered to 80,000

So I wanted to take a closer look at both gold and Bitcoin, and discuss whether this is an opportunity to accumulate for long term investors.

As you guys would know, I own both Gold and Bitcoin in my portfolio. Gold is about x% of my portfolio today. While Bitcoin (including Ethereum and Solana) sits at about x% of my portfolio too – which means that on a risk adjusted basis I am overweight Bitcoin relative to gold because Bitcoin is a ...

14/05/2026

Singapore’s Richest 1% Own 14% of Wealth — Is That a Problem? 😎

Singapore’s richest 1% of households hold about 14% of the country’s total household wealth. The top 5% hold about 33%. At first glance, those numbers sound striking. They naturally raise questions about fairness, opportunity, and whether Singapore is becoming a society where wealth is increasin...

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