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Monday 11:00 - 20:00 Tuesday 11:00 - 20:00 Wednesday 11:00 - 20:00 Thursday 11:00 - 20:00 Friday 11:00 - 20:00 Saturday 11:00 - 20:00

Moneylenders Credit Bureau

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MLCB is a central repository of data on borrowers' loans and repayment records with all Licensed Moneylenders (LMLs).

Please visit our website at www.mlcb.com.sg to obtain your Loan Information Report or apply for Exclusion today.

21/10/2026

Credit Bureau Singapore (CBS) has been reappointed by the Ministry of Law (MinLaw) to continue as the designated operator of the Moneylenders Credit Bureau (MLCB) for a second consecutive term.

What this means for borrowers?

MLCB maintains borrowers’ loan and repayment records with licensed moneylenders in Singapore. This credit information helps licensed moneylenders assess borrower’s existing loan commitments and make more informed and lending decisions.

Responsible borrowing starts with understanding your financial commitments. Before taking on a loan, consider your existing debts and whether you can comfortably manage the repayments.
As MLCB enters its next term, we remain committed to supporting responsible lending practices and promoting greater public awareness of responsible borrowing.

Borrow Responsibly.
Know Your Commitments.
Make Informed Decisions.

For more information about MLCB, visit our website using the link below.

Link: https://www.mlcb.com.sg/newsroom-listing.html

01/10/2026

Taking a loan? Know your rights before you sign. Take the time to understand your loan agreement, including the interest, fees and repayment terms, and ask questions if anything is unclear. Being informed helps you make responsible borrowing decisions and stay in control of your repayments.

14/09/2026

Before taking a loan, make sure you would have a clear repayment plan. Consder whether you can comfortably manage the monthly
repayments while meeting your daily and expenses and other financial commitment. Planning ahead helps you stay in control of your finances and avoid taking more debt than you can manage.

Check your Loan Information Report regularly to assist you with a better assessment on your current loans with LMLS and structure your repayment plan accordingly.

Link: www.mlcb.com.sg

31/08/2026

New Cooling-Off Period for Unsecured Loans from Licensed Moneylenders.

From 15 September 2026, a mandatory three(3)-business-day cooling-off-period will apply to unsecured loans from licensed moneylenders, excluding business loans.

The measure gives borrowers time to reconsider their borrowing decisions and reflects the continued focus on responsible borrowing and borrower protection.

As the Moneylenders Credit Bureau (MLCB), we support inititatives that promote informed financial decisions and responsible lending practices.

Read the full report by CNA: Borrowing from a licensed moneylender? New cooling-off period starts Sep 15
Link:

The cooling-off period will apply to all unsecured loans from licensed moneylenders, except business loans, and last three business days, excluding Saturdays, Sundays and public holidays.

28/08/2026

If you need to borrow, always choose a Licensed Moneylenders (LMLs) over Unlicensed Moneylenders. Never turn to unlicensed moneylenders, as you may put yourself at greater financial and personal risk.

Think before you borrow, know your loan terms and borrow responsibily.

You can always keep track of your loans with LMLs, simply obtain your MLCB Loan Information Report at MLCB website.

Link: www.mlcb.com.sg

06/08/2026

Before signing any loan agreement, take the time to understand the loan terms, interest, fees and payment schedule. Knowing exactly what you are committing to can help you avoid unexpected cost and financial stress.

Link: www.mlcb.com.sg

30/07/2026

Taking a loan is a financial commitment. Before you borrow, ask youself whether you have the ability to repay the loan on time without straining your finances. Responsible borrowing begins with informed decisions.

13/07/2026

Understanding the basic of budgeting and cashflow management is an important step towards financial well-being. By keeping track of your income and expenses, planning ahead for upcoming commitments, and spending within your means, you can make more informed financial desicions and avoid unecessary financial stress.

Financial Literacy starts with small habits that make a big difference over time. Take the first step towards better money mangement today.

Check your MLCB loan information report in the link below.

Link: www.mlcb.com.sg

26/06/2026

Not sure if your borrowing habits are becoming difficult to manage? Start with a quick self-check. The checklist below may help you recognise the early warning signs before they become financial challenges.

12/06/2026

Gentle Reminder!

Address

2 Shenton Way, #20-02 SGX Centre 1
Singapore
068804

Opening Hours

Monday	11:00 - 20:00
Tuesday	11:00 - 20:00
Wednesday	11:00 - 20:00
Thursday	11:00 - 20:00
Friday	11:00 - 20:00
Saturday	11:00 - 20:00

Website

https://www.mlcb.com.sg/

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