GYC Financial Advisory Pte Ltd

05/06/2026

Feedback like this reminds us why we do what we do.

No two financial journeys are the same. That's why we take the time to understand what matters most and build plans that evolve alongside our clients' changing needs.

We're grateful for the trust our clients place in us!

03/06/2026

The STI crossing 5,000 is a significant milestone. After all, it took 17 years to surpass its previous peak.

While the headlines focus on where the market is today, the milestone is perhaps most interesting for what it reminds us about long-term investing.

Read the full article here: https://www.gyc.com.sg/insights

For perspectives grounded in research and data science, shaped by decades of industry experience, subscribe to receive our weekly financial insights.

28/05/2026

New Fed Chair, same question for investors.

How much does Fed leadership actually change markets, and what should Singapore investors focus on instead?

For a deeper look at the implications of the Fed transition for investors, read the full article on our Insights page: https://www.gyc.com.sg/insights

For perspectives grounded in research and data science, shaped by decades of industry experience — subscribe to receive our weekly financial insights.

20/05/2026

Weekly Client Insights: CPF: A Retirement Start Point
https://www.gyc.com.sg/insights/cpf-a-retirement-start-point

Is CPF enough to retire well?

When you crunch the numbers, CPF payouts are simply able to only keep you alive at the bare minimum. We explore some ways Singaporeans approach this problem and identify a reliable one.

Is CPF enough to retire well? When you crunch the numbers, CPF payouts are simply able to only keep you alive at the bare minimum. We explore some ways Singaporeans approach this problem and identify a reliable one.

14/05/2026

Weekly Client Insights: The Market Doesn’t Care About Your News Feed
https://www.gyc.com.sg/insights/the-market-doesnt-care-about-your-news-feed

The US-Iran conflict is far from over; fresh attacks last week have markets on edge again. Despite all of this, corporate earnings this quarter are coming in at their strongest level in years.

The US-Iran conflict is far from over; fresh attacks last week have markets on edge again. Despite all of this, corporate earnings this quarter are coming in at their strongest level in years.

29/04/2026

Weekly Client Insights: Well-Oiled Portfolio
https://www.gyc.com.sg/insights/well-oiled-portfolio

Portfolio vs Cost of Living

The real cost-of-living impact is a shock to your monthly expenses. It is not the same shock to a well-constructed investment portfolio. They move differently.

Portfolio vs Cost of Living The real cost-of-living impact is a shock to your monthly expenses. It is not the same shock to a well-constructed investment portfolio. They move differently.

22/04/2026

Weekly Client Insights: Retiring During Uncertainty
https://www.gyc.com.sg/insights/retiring-during-uncertainty

Should I retire or wait?

Retirement can feel overwhelming, especially when markets are volatile and global news seems relentless. The key steps are simple: know how much you need, diversify your investments globally, manage risk carefully, and start as early as possible. This is when risk management takes a front seat.

Should I retire or wait? Retirement can feel overwhelming, especially when markets are volatile and global news seems relentless. The key steps are simple: know how much you need, diversify your investments globally, manage risk carefully, and start as early as possible. This is when risk management

08/04/2026

Weekly Client Insights: Conflict Signals to Watch
https://www.gyc.com.sg/insights/conflict-signals-to-watch

While early data shows pressure building, recession risk and financial stress remain contained for now. We continue to monitor key indicators closely and stand ready to adjust portfolios if conditions point to a more prolonged and adverse environment.

While early data shows pressure building, recession risk and financial stress remain contained for now. We continue to monitor key indicators closely and stand ready to adjust portfolios if conditions point to a more prolonged and adverse environment.

20/03/2026

Weekly Client Insights: Don’t Lock It Up: A Better Place to Park Cash
https://www.gyc.com.sg/insights/dont-lock-it-up-a-better-place-to-park-cash

If you’ve been using fixed deposits (FDs) or MAS T‑bills to park spare cash, you’re not alone.

If you’ve been using fixed deposits (FDs) or MAS T‑bills to park spare cash, you’re not alone.

18/03/2026

Weekly Client Insights: The Problem with Perfect Winners
https://www.gyc.com.sg/insights/the-problem-with-perfect-winners

For the last few years, the “Magnificent 7” have felt like the market’s VIP table. While there are unquestionably exceptional businesses, investing isn’t only about admiring the quality of a company. It’s about the relationship between quality, expectations, and price.

For the last few years, the “Magnificent 7” have felt like the market’s VIP table. While there are unquestionably exceptional businesses, investing isn’t only about admiring the quality of a company. It’s about the relationship between quality, expectations, and price.