Jace Ng

Jace Ng Bite size financial literacy that common people like us could adopt and make our future better Yet a decision I am glad I’ve made. The problem was ME!

My goal is to provide financial planning and solutions without the prejudice of self-interest. Having to work in the Singapore Armed Forces for 12 years as a Signal Officer, I am privileged to have worked along side great commanders, leaders and soldiers; and to leave that career with 2 kids while doing my part-time degree wasn’t an easy choice. Shortly after joining the financial services industr

y, I immediately saw a problem. How I planned my finances, my perspective, knowledge and understanding about financial planning. It was all skewed, lack of knowledge and context, and filled with bad experiences from product pushy agents that after some time disappeared from the industry, never to be heard from again. I bet most of us have similar experiences thus the stigma that comes with this industry. Hence, I aim and with my very best to serve my clients putting their interest before mine. That only when their needs are served mine is met.

Money is meant to be spent!! But in what ways?? 🤔Our relationship with money stems first with our thoughts. 💭 How we fee...
02/03/2024

Money is meant to be spent!!

But in what ways?? 🤔

Our relationship with money stems first with our thoughts. 💭 How we feel about it, determines how we spend it and our reality reflects our actions.

So, if you're unhappy with your financial reality, revisit your thoughts about money and revamp the cycle 😉

Simple Illustration of the cycle 🔄

Money is expense -> I feel like spending them -> buy things that makes you happy -> lesser assets

Money is an asset -> I want to keep my assets -> spend prudently, investly wisely -> more assets created

The first step of your protection journey is usually the biggest hurdle. Start stronger with a complimentary* 6-month cr...
29/02/2024

The first step of your protection journey is usually the biggest hurdle.

Start stronger with a complimentary* 6-month critical illness starter pack - coverage for 37 critical illnesses plus WhiteCoat teleconsultations! 😁

This complimentary coverage welcomes those who haven’t signed up for AIA Live Well campaign.

Apply online: https://insure.aia.com.sg/aianow2/livewell?f=61170&i=agy

*T&Cs apply. Protected up to specified limits by SDIC. Please visit the application page for more details. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Seeking a financial planner for advise on financial planning seems straight forward.🤔At the same time, with a vast numbe...
29/02/2024

Seeking a financial planner for advise on financial planning seems straight forward.
🤔

At the same time, with a vast number of planners out there, not everyone is competent or have your best interest at heart.

While you ultimately have to engage one in order to get insured or a savings plan, it is good to equip yourself with the some finance knowledge, to have a fruitful conversation with your planner 😉

Four learning points on the book "Psychology of Money" 🧐1. Financial success is more about behavior than knowledge:While...
26/02/2024

Four learning points on the book "Psychology of Money" 🧐

1. Financial success is more about behavior than knowledge:

While understanding financial concepts is helpful, it's ultimately your actions and habits that determine your financial well-being.

2. Compounding is powerful but slow 📈:

It's crucial to start early and remain consistent in your savings and investments to benefit from the long-term power of compounding.

3. Avoid comparing yourself to others 🫵 :

Everyone is on their own unique financial journey. Comparing yourself to others can lead to discouragement and unrealistic expectations.

4. Diminishing marginal utility 📉:

The more you have of something, the less additional satisfaction each additional unit brings. Constant pursuit of money or possessions may not lead to proportionally more happiness

If you've read the book before, share in the comments your other learnings!! 😉

We do not need to learnt from our mistakes as long as we can learn from other's who made it 😉
25/02/2024

We do not need to learnt from our mistakes as long as we can learn from other's who made it 😉

Save first before you spent 🤓Automate your savings:1. Have two different bank accounts, 1 for saving & 1 for expense2. S...
24/02/2024

Save first before you spent 🤓

Automate your savings:

1. Have two different bank accounts, 1 for saving & 1 for expense
2. Set-up auto deduction on pay day
3. Put your savings in higher interest earning accounts

It's hard to save before spending but it's harder when you realised how much savings is left after spending 💸😅

If you intend to invest or have already started to invest, remember that invest always takes on a long term time horizon...
20/02/2024

If you intend to invest or have already started to invest, remember that invest always takes on a long term time horizon while trading is short term.

Build your long term investment portfolio before diving into trading!!

Avoid those pitfalls and start gaining back your financial peace!! 😎At one point, it seems like nothing is ever enough...
19/02/2024

Avoid those pitfalls and start gaining back your financial peace!!

😎

At one point, it seems like nothing is ever enough and after working a few years, we wonder where our money goes to.

🤔

With easier access to credit facilities, convenience of purchasing and social media following, everything seems to be at our finger tips less the hard earned money we had.

🥹

Revisit your financial plans and start right in 2024!!

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541 Orchard Road, Liat Towers, SG, SG
Singapore
238881

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