Xi Investing & Business

27/08/2026

BSP increase interest rates to 5%

📊 NEW BSP RATE HIKE OUT

The Monetary Board raised the BSP's Target RRP Rate by 0.25% (25 basis points) to 5.0% at its August 27 policy meeting. Overnight deposit and lending facility rates were also adjusted, to 4.5% and 5.5%, respectively.

Why this matters: Interest rates set by the BSP ripple through your everyday finances, they influence how much banks pay you on savings and time deposits, how expensive loans and credit cards become, and how companies price their expansion plans. A higher policy rate also shapes how investors view Philippine stocks and bonds versus other markets, since it changes the return on "safer" assets like government securities. In short, this decision affects your savings, your loans, and your portfolio, not just headline economic news.

Read more: https://www.bsp.gov.ph/SitePages/MediaAndResearch/MediaDisp.aspx?ItemId=8047&MType=MediaReleases

Disclaimer: This content is provided for informational purposes only and should not be construed as investment advice or a recommendation to buy or sell any security. Investors are encouraged to conduct their own due diligence before making investment decisions.

27/08/2026

Running a small business in Manila is getting more expensive, with one owner saying soaring government fees and operating costs are forcing tough decisions just to stay afloat.

Read full story in the comments.

27/08/2026

27/08/2026

👌

Walang pera nganii 😅

27/08/2026

Bouncing back from debt, career setbacks, and money mistakes | Jil North | Follow The Money (video by Bilyonaryo News Channel on YT)

August 26, 2026 EpisodeJoin us on “Follow The Money” with Robert ...

26/08/2026

Yesterday's learning session: Costing & Pricing for Non-Food/Creatives Industry

26/08/2026

Looking rich is one of the fastest ways to stay broke.
Building wealth often looks surprisingly boring.

Social media celebrates expensive lifestyles.
Real wealth is usually built through quiet, intentional decisions.

Many people think wealth is about earning more.
But how you spend matters just as much.

Here are 10 habits that help you keep more of what you earn.

🚗 Drive a reliable car
↳ Buy for reliability, not status.

🍳 Cook at home
↳ A simple habit that can save hundreds over the year.

🏡 Choose a home that fits your needs
↳ Bigger isn't always better.

💰 Save before you spend
↳ Pay yourself first every month.

👕 Wear what you already own
↳ Good style doesn't require constant shopping.

♻️ Use what you have first
↳ Delay replacing things that still work.

🥗 Pack your lunch
↳ Small daily savings become big annual savings.

📚 Read more, scroll less
↳ Knowledge often delivers the highest return.

📱 Keep your phone longer
↳ Upgrade when you need to, not when a new model appears.

🛋️ Improve your home slowly
↳ Good decisions rarely need to be rushed.

Wealth isn't built by one perfect decision.
It's built by hundreds of sensible ones.

The goal isn't to impress strangers.
It's to give yourself more choices in the future.

Which habit has saved you the most money?

Image Credit to:

26/08/2026

later today