01/11/2026
6-DIGIT SAVINGS! Isa to sa pinaka-memorable milestones para sa maraming Pinoy. Iba pa rin yung feeling kapag naabot mo na yung first ₱100,000 mo ✨
Kung gagamitin mo ito bilang emergency fund na kailangan liquid at accessible anytime, isang option ang high-yield savings account or HYSA para kahit nakatabi lang, may potential pa rin kumita ng interest.
Pero kung ₱100,000 ang savings mo, magkano nga ba ang possible na kitain? 🤔
💚 Maya Savings (up to 15% p.a.)
New and existing users can enjoy this promo depende sa missions na makukumpleto mo sa app.
💚 Maya Personal Goals (5.6% p.a. blended rate)
Kahit advertised as up to 8% p.a., tier-based ang computation kaya hindi buong balance ang makakakuha ng highest rate.
❤️ BPI BanKo (5% p.a.)
Enjoy the full interest rate on your balance with no missions or spending requirements.
🩷 Salmon Bank (4% p.a.)
Mas simple mag-save, no missions or spending requirements, no lock-in, plus Savings Goals to help you stay on track with your target.
🧡 MariBank Savings (3.25% p.a.)
Preferred din ng marami dahil bukod sa interest, may cashback features sa card at QR payments.
🩵 GoTyme Bank (3% p.a.)
Goal Save is useful for organizing your savings. May access din sa free debit card and other products like USD Time Deposit, stocks, and crypto.
📌 Note: Figures shown are estimates only and already reflect the 20% withholding tax on interest earnings.
For more savings tips, digital banking updates, and ways to make your money work harder, follow our page and join the Digital Banks PH Community.