Xi Investing & Business

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Xi Investing & Business At Xi Investing and Business, we’re on a mission to make saving and investing simple, accessible, and empowering for everyone.
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01/11/2026

6-DIGIT SAVINGS! Isa to sa pinaka-memorable milestones para sa maraming Pinoy. Iba pa rin yung feeling kapag naabot mo na yung first ₱100,000 mo ✨

Kung gagamitin mo ito bilang emergency fund na kailangan liquid at accessible anytime, isang option ang high-yield savings account or HYSA para kahit nakatabi lang, may potential pa rin kumita ng interest.

Pero kung ₱100,000 ang savings mo, magkano nga ba ang possible na kitain? 🤔

💚 Maya Savings (up to 15% p.a.)
New and existing users can enjoy this promo depende sa missions na makukumpleto mo sa app.

💚 Maya Personal Goals (5.6% p.a. blended rate)
Kahit advertised as up to 8% p.a., tier-based ang computation kaya hindi buong balance ang makakakuha ng highest rate.

❤️ BPI BanKo (5% p.a.)
Enjoy the full interest rate on your balance with no missions or spending requirements.

🩷 Salmon Bank (4% p.a.)
Mas simple mag-save, no missions or spending requirements, no lock-in, plus Savings Goals to help you stay on track with your target.

🧡 MariBank Savings (3.25% p.a.)
Preferred din ng marami dahil bukod sa interest, may cashback features sa card at QR payments.

🩵 GoTyme Bank (3% p.a.)
Goal Save is useful for organizing your savings. May access din sa free debit card and other products like USD Time Deposit, stocks, and crypto.

📌 Note: Figures shown are estimates only and already reflect the 20% withholding tax on interest earnings.

For more savings tips, digital banking updates, and ways to make your money work harder, follow our page and join the Digital Banks PH Community.

01/11/2026

Having a business isn't easy.
Lots of bills, and money coming is a variable

There is no one route or track to hit your first M.Kanya kanyang journey.Reaching it is something, but keeping and growi...
01/11/2026

There is no one route or track to hit your first M.
Kanya kanyang journey.
Reaching it is something, but keeping
and growing it is another ✨

Wondering how to earn your first million pesos in the Philippines w...

Financial risks change as you get older 🤔A decision that makes sense at 35 could be a serious mistake at 65.Younger inve...
01/11/2026

Financial risks change as you get older 🤔

A decision that makes sense at 35 could be a serious mistake at 65.

Younger investors have more time to recover from market downturns, while retirees may face greater risks when withdrawing funds during market declines.

But investing isn't just about returns. Liquidity, taxes, spending, and retirement timing also play a major role.

The goal isn't simply to maximize returns. It's to manage your money wisely so it supports your financial needs at every stage of life.

That's why financial planning and investment management should go hand in hand.

💾 Save this as a reference for the financial mistakes worth avoiding at every decade of life.

01/11/2026

May the “N” in November bring us New Beginnings, the courage to walk away from what no longer serves us, the wisdom to choose ourselves, and the strength to embrace necessary endings. May we find time for nurturing ourselves, discover new opportunities, land that newfound job, make decisions we won’t regret, and continue nourishing the dreams we’ve been quietly growing.

May this month remind us that every ending creates space for something better. Here’s to a November filled with answered prayers, unexpected blessings, personal growth, and brighter days ahead. 🤎✨

— Cyyyy

31/10/2026

Launched in Gamescom Asia, 'Alon' is similar to Steam, Epic Games Store, and Itch.IO but is primarily dedicated to showcasing and curating Filipino game developers.

31/10/2026

❌ spending it all
✅ saving and investing consistently
(alot a no-guilt splurge fund😆, have fun)

31/10/2026

In 1929, Scottish author and playwright J.M. Barrie made a profound gesture of generosity by gifting the full copyright of his beloved creation, Peter Pan, to the Great Ormond Street Hospital (GOSH) in London. Barrie had no children of his own and had developed a deep, lifelong bond with the Llewelyn Davies boys, who famously inspired the character of the Lost Boys, as well as a strong association with the hospital itself. When approached to help raise funds for a new hospital wing, Barrie chose to quietly hand over all rights to the plays, books, and adaptations, explicitly requesting that the total financial yield generated by the work remain confidential.

For decades, the proceeds from stage productions, publications, and various media adaptations served as an invaluable, ongoing stream of funding for the children's hospital. However, under standard British law, copyright protections are temporary and eventually expire, which threatened to sever this vital revenue lifeline. Recognizing the unique and enduring humanitarian impact of Barrie's original gift, the British government intervened to protect the arrangement.

Through a special provision written into the UK's Copyright, Designs and Patents Act, championed by political and hospital leaders, Great Ormond Street Hospital was granted the right to collect royalties from Peter Pan in perpetuity within the United Kingdom. This exceptional legal carve-out ensures that J.M. Barrie’s timeless legacy continues to support seriously ill children, blending literary history with lifelong pediatric care.

31/10/2026

🤔

31/10/2026

The Sierra Madre stretches over 540 kilometers across Luzon, serving as a natural shield against typhoons while protecting watersheds, wildlife, and communities.

However, illegal logging, mining, quarrying, and land clearing continue to threaten its forests and the protection they provide.

Concerned about its destruction, actor Pepe Herrera chose action over waiting for answers, joining a tree-planting and nurturing activity in Antipolo with Dumagat-Remontado Indigenous community members and environmental partners.

He encourages Filipinos to organize similar initiatives, reminding everyone that protecting the Sierra Madre requires collective action, consistent care, and long-term commitment to forest restoration and conservation.

📷: Pepe Herrera | FB

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