IlokaKnow Finance

IlokaKnow Finance Helping Filipinos to build and secure their future.

25/08/2026

6 years ago, I purchased my first life insurance policy at the age of 21. It was during the heights of pandemic I learned the importance of it through a persistent financial advisor. Letโ€™s admit it, life insurance is not something we are taught in school. If you are an avid reader or self-help, it maybe self learned.

This is a good reminder that every small financial decision create bigger financial breakthroughs.

From a single policy now holder now a policy holder of 5 and counting! All by Godโ€™s grace and provision. ๐Ÿ’™๐Ÿ’ซ๐Ÿ™


13/08/2026

Having both a Health Maintenance Organization (HMO) and health insurance provides the most complete protection. Itโ€™s not necessarily a matter of health insurance vs HMO. However, knowing the differences can give you the knowledge you need to make smart decisions that match your needs. ๐Ÿฉบโš•๏ธ


08/08/2026

The future is shaped by what we protect today. ๐Ÿ’™

Get insured today! โ˜€๏ธ

03/08/2026

August is here! 1 month before -BER months ๐ŸŽ„๐ŸŽ

Here is a reminder to continue to build the life that you want. ๐Ÿ’ซ

27/07/2026

๐Š๐š๐ฌ๐ค๐š๐ฌ ๐๐ข๐ญ๐จ, ๐ค๐š๐ฌ๐ค๐š๐ฌ ๐๐จ๐จ๐ง ๐Ÿ’ณ๐Ÿ’ณ๐Ÿ’ณ

Here are 4 responsible ways to use your credit card that can help you avoid debt and even save money in the long term.

25/07/2026

2026 August Champions Kick-Off: Live to Win ๐Ÿ†

14/07/2026

Life insurance doesnโ€™t have to be complicated or expensive. Most people think life insurance is only about protecting loved ones after youโ€™re gone but on the bigger picture it can be a powerful wealth-building and wealth-preservation tool that provides flexibility, protection, and long-term value.

๐๐Ž๐“๐„: ๐€๐ฅ๐ฅ ๐‹๐ข๐Ÿ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐œ๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ๐ฌ ๐š๐ซ๐ž ๐ฌ๐ฎ๐›๐ฃ๐ž๐œ๐ญ ๐ญ๐จ ๐ญ๐ก๐ž ๐š๐œ๐ญ๐ฎ๐š๐ฅ ๐ญ๐ž๐ซ๐ฆ๐ฌ ๐š๐ง๐ ๐œ๐จ๐ง๐๐ข๐ญ๐ข๐จ๐ง๐ฌ.

Aaron Tristan Balanza

27/06/2026

In the Philippines, where the insurance pe*******on rate remains under 2% and many households remain one emergency away from financial distress, understanding this turns insurance from a perceived "expense" into a vital tool for long-term peace of mind. Aaron Tristan Balanza

17/06/2026

An impulse purchase is defined as an unplanned and spontaneous decision to buy something. There are a lot of reasons we make impulse purchases. Some impulse buying is emotional when youโ€™re bored or hungry, or peer pressure. Lack of control over purchases can quickly derail your finances.

So here are some practical tips that you might want to consider before doing purchases.

Aaron Tristan Balanza

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Muntinlupa City

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