Mary Baldo - Financial Adviser Life and Health.

15/10/2026

15/10/2026

What happens when a beehive loses its queen? Rean Baldo

As a former beekeeper, one thing I learned is how important the queen is to the survival of the colony.

Kapag nawala ang queen at walang replacement, unti-unting hihina ang colony hanggang sa hindi na ito magpatuloy.

Parang sa isang pamilya.

What happens when the main breadwinner suddenly passes away?

Sino ang magbabayad ng mortgage? Sino ang susuporta sa mga anak? Paano ang everyday expenses?

Hindi natin kayang pigilan ang lahat ng mangyayari sa buhay.

Pero kaya nating maghanda.

Life Insurance cannot replace someone we love, but it can help provide financial support for the family left behind.

From protecting beehives to helping Filipino families protect their financial future. 🐝❤️

Contact details:
021593886
[email protected]

10/10/2026

Club Filipino Tauranga Incorporated

10/10/2026

I am truly grateful and proud to be part of a company that goes beyond business and makes a meaningful difference in people’s lives. ❤️

As a Filipino, it warms my heart to know that Thrive is supporting a group of children in the Philippines. 🇵🇭

Knowing that the company I am part of is helping children in my home country makes my work even more meaningful.

For me, success is not just about growing a business, but also about giving back, lifting others up, and making a positive impact in our communities.

Proud to be part of a team that believes in making a difference, not just through words, but through actions.

This is what it means to Thrive — growing together while helping others thrive. 💚🙏

Rean Baldo

10/10/2026

💚 Living one of our THRIVE Values – Take Extreme Ownership! 💪💃

A busy but fulfilling Saturday! 🚗 I travelled from the THRIVE HQ office after our quarterly event.

Thank you to my clients from Waikato and Taranaki for your time and for completing the online insurance applications after I got home. I truly appreciate your trust and the opportunity to help you with your insurance needs. ❤️

After the long drive and completing the online applications, I still made it to Zumba! 💃🥰

I am one of the sponsors of the Zumba fundraising activity, Club Filipino Tauranga Incorporated, and I love being part of the energy, movement, and fun!

One of our THRIVE values, Take Extreme Ownership, reminds me that we are responsible not only for our commitments to our clients and our community but also for our own health and well-being.


Rean Baldo
Mary Baldo - Financial Adviser Life and Health.

02/10/2026

Kung ang premium mo ay $25 kada linggo para sa Trauma:

$25 × 52 weeks = $1,300 kada taon

Para makaipon ng $100,000 gamit lang ang $25/week:

$100,000 ÷ $1,300 = humigit-kumulang 77 taon.

So kung may $100,000 Trauma Cover ka at may qualifying trauma condition ka bukas na pasok sa policy definition, maaaring ma-claim ang insured amount kahit kakaunti pa lang ang naibayad mong premium. Halimbawa, kahit isang taon ka pa lang nagbabayad, around $1,300 pa lang ang total premiums mo versus potentially $100,000 na benefit.

Importante lang na hindi ibig sabihin na anumang aksidente o sakit ay automatic na covered—kailangan pasok ito sa covered trauma condition at claim definition ng policy, at maaaring magbago ang premium over time.

02/10/2026

Hindi ako nandito para manakot o pilitin kayong kumuha ng insurance, pero marami na akong nakakausap na gustong kumuha ng cover pero hindi na ma-approve dahil sa mga health conditions na lumabas bago sila nakapag-apply.

Kaya ang goal ko lang talaga ay makapagpaliwanag at makapagbigay ng tamang impormasyon. Kahit basic cover lang muna, ang importante ay naiintindihan ninyo kung ano ang options ninyo habang healthy pa at mas marami pang choices.

Walang makakapagsabi kung ano ang mangyayari sa loob ng 5 o 10 taon. Sana manatili tayong healthy at ligtas palagi. Pero paano kung biglang magkaroon ng serious illness o unexpected accident?

Insurance is not about expecting something bad to happen. It is about being financially prepared just in case.

Kung gusto ninyo lang magtanong o magpa-explain tungkol sa Life, Trauma/Critical Illness, Income or Mortgage Protection, o Health Insurance, message lang. Walang pressure at walang obligation. Ang importante, informed kayo bago ninyo kailanganin ang cover.

#022593886
[email protected]

22/09/2026

Being a Financial Adviser is not only about selling insurance. ❤️

There are times when an application gets deferred, declined, or we simply can’t find an insurer able to offer the cover because of a person’s medical history. Those moments can be heartbreaking, especially when you know how much they wanted to protect their family.

But there are also rewarding moments—like when you help someone with an existing medical condition successfully get Life Cover. It may come with special terms depending on their circumstances, but knowing they now have some protection in place for their loved ones makes the work meaningful.

For many OFWs and immigrants living far away from home, some Life Cover policies can also include a repatriation benefit, subject to the policy terms. This can provide additional support if the insured person passes away while overseas.

This work has taught me that insurance isn’t just about policies and premiums. It’s about helping people understand their options, finding solutions where possible, and helping families prepare for life’s uncertainties. ❤️

Not every application will have the outcome we hope for, but every person deserves to understand what options may be available to them.

19/09/2026

September 19, Commitment to Parkrun 🏃‍♀️🚶‍♀️💪

One step at a time, one week at a time. Showing up is our way of investing in our health. ❤️