WealthHealth Jared Frampton

WealthHealth Jared Frampton Mortgage Broker Services – First Home Loans & Refinancing

~ ATTENTION FIRST HOME BUYERS ~Even though interest rates are up, property values are down (compared to last year) and w...
31/07/2023

~ ATTENTION FIRST HOME BUYERS ~

Even though interest rates are up, property values are down (compared to last year) and we are seeing an increase in enquiries as Spring has sprung! At the end of the day, a family gets their own home (and generally it's their first home) and the security that comes with that so it's a really big deal ❤
I am so happy to have helped many families into their first homes recently, honestly the shrieks of joy is one the best sounds we hear!! Roll on settlement and moving day!
Now that house price caps have been removed, there may be the opportunity to assist more customers who:
• Have a minimum 5% deposit
• Have an income of less than $95,000 for an individual borrower or $150,000 for an individual borrower with dependents
• Have an income of less than $150,000 for two or more borrowers
• Are a first home buyer or second-chance buyer
• Are a New Zealand Citizen, Permanent Resident or a Resident Visa holder who is 'ordinarily resident in New Zealand

Get in touch if you want to know more about this
Or you can reach me on 022 590 6651 ❤

Why it’s good to choose 'Specialists and Tests’ at Insurance time...When going through an insurance application, tacking...
17/07/2023

Why it’s good to choose 'Specialists and Tests’ at Insurance time...

When going through an insurance application, tacking on Specialists and Tests covers you for specialist appointments, health screening, tests and diagnostic imaging (MRI scans, CT scans, angiograms, Xray etc) and this is whether or not you might need surgery.

It is a valuable cover to have in place but can increase your insurance quote by around 25%. Certain medical conditions may not require surgery but may require ongoing consultation and treatment from a specialist - definitely something to think about.

Health insurance is complex as everyone has a different medical history, a different story and a different budget. Working with us at claim time can also help you during a time of stress and anxiety.

Call me for a chat on 022 590 6651

~ D I D ~ Y O U ~ K N O W ~ all our advisers have their Level 5 certification in Financial Services…New legislation came...
04/09/2021

~ D I D ~ Y O U ~ K N O W ~ all our advisers have their Level 5 certification in Financial Services…

New legislation came into effect earlier this year where all financial advisers must be Level 5 certified. It is the qualification needed to meet the legal requirements for giving financial advice in New Zealand.

As you can imagine, a tertiary qualification is not an easy thing to obtain while juggling work, family and other commitments! So proud of our team! ❤️

Congratulations on purchasing your first home 🏠
03/09/2021

Congratulations on purchasing your first home 🏠

5 ways to be more attractive to the bank for your mortgage application It’s not just your saved deposit that banks look ...
05/07/2021

5 ways to be more attractive to the bank for your mortgage application
It’s not just your saved deposit that banks look at. Here are 5 ways to make yourself more attractive to a bank when asking for a mortgage. We can explain these in more detail and make the application for you.
1) How well are you managing your money? Are you paying your bills on time? Make sure you are before aplying.
2) What do you spend your money on? Eating out? Gambling? Erratic budgeting? Get your spending in line.
3) Can you afford the repayments, even if the interest rates go up a bit? Banks consider a ‘stress’ test to se if you can in the event of interest rate changes.
4) Lower your credit limits! (credit cards, HP, Gem Visa). You may only have $2,000 out on a credit card with a limit of $8,000. The bank looks at the $8,000.
5). Consolidate little debts with small repayments. If you have a Gem, HP, Purple Visa, and a couple of other small debts, consolidate them all into a single debt. Looks tidier, is easier to manage and banks don’t like lots of little debts.
Call us to do a ‘lender’s health check’ for you before applying. It’s FREE.

26/05/2021

~ $ 2 0 0 ~ T R A V E L ~ G I V E A W A Y ~

With the reminders around KiwiSaver at the moment (and making sure you have enough in your stash to qualify for the ADDITIONAL $521 from the government) we want to GIVEAWAY a $200 voucher along with helloworld Travel Tauranga Crossing - this can be used towards accommodation, tours, flights, transfers and/or insurance!

To qualify for the draw, you just have to be one of our Kiwisaver customers with Generate KiwiSaver to get an automatic entry and if you refer any new customers that sign up/switch under WealthHealth, you AND them are in the draw (and you get an extra entry!) Also if you like our page, that's ANOTHER entry! Phew! BOOM, easy as that!!

We will do the draw Wednesday June 30th then notify the winner - and expect a lot of shrieking and happiness haha - cos everyone loves free stuff am I right?

Use this linky link to sign up or to send to your friends OR contact us for chats if you want to know more KiwiSaver info

Our team has expanded we have the knowledge to help you achieve those dreams contact me today .co.nz
15/11/2020

Our team has expanded we have the knowledge to help you achieve those dreams contact me today .co.nz

Congratulations to first home buyers Whakakauika and Alicia .frampton
24/09/2020

Congratulations to first home buyers Whakakauika and Alicia .frampton

~ B U Y I N G ~ A ~ H O U S E ~Well, real estate is hectic all around the country, applications for first home buyers an...
02/07/2020

~ B U Y I N G ~ A ~ H O U S E ~

Well, real estate is hectic all around the country, applications for first home buyers and investment properties are hectic, kiwisaver withdrawals are hectic - let's help you get into it!

We can arrange a mortgage in person or online anywhere in New Zealand!

If you have thoughts of 'I think I'm a couple of years away' or 'Where do I even start' - give our friendly team a shout, you just might be closer than you think... and we love this stuff!

www.wealthhealth.co.nz

Call me 0225906651

'To Break, or Not To Break, that is the question:' 😉Are you thinking about breaking the fixed rate on your home loan?Wit...
04/06/2020

'To Break, or Not To Break, that is the question:' 😉

Are you thinking about breaking the fixed rate on your home loan?

With media attention on lower fixed interest rates, now under 3% p.a for some banks, it’s a GREAT conversation to have.

Moving to a lower interest rate will mean lower minimum repayments on your loan and freeing up your cashflow. Or, if you keep your repayments the same, a lower interest rate will see MORE of your repayments paying your home loan off quicker!

Sounds good right?

Hold up though, there is a factor to consider and that is Early Repayment Costs or Break Fees. The lender charges this to you for breaking your fixed term that you eagerly signed up for 😉

You are going to need to establish whether breaking the loan and paying the fee is worth it and we can work that out for you! 🔥

We may be able to negotiate with your bank on your behalf and get you a great rate... that you can eagerly sign up for again!

[email protected] 0225906651

~ K I W I S A V E R ~ R E M I N D E R ~Have you taken a KiwiSaver holiday due to all this Covid stuff?Are you still on t...
04/06/2020

~ K I W I S A V E R ~ R E M I N D E R ~

Have you taken a KiwiSaver holiday due to all this Covid stuff?

Are you still on track with your KiwiSaver to make sure you get your $521.43 from the Government?!!

Just log in to your provider and check your contributions :)

Most people in full time employment are but there quite a few who missed out on this money last year as STILL too many people don't know enough about it...

A member tax credit (MTC) of $521 is available to all KiwiSaver members, aged 18 to 65, who contribute at least $1042 into their accounts from 1st July to 30th June. You don't have to do anything else to claim it – KiwiSaver providers handle the process of getting the money into your accounts BOOM! Let's get you rolling ;)

www.wealthhealth.co.nz - we're always happy to chat about your kiwisaver situation too 😀

Address

7 Te Rito Way
Tauranga
3118

Telephone

+64225906651

Website

Alerts

Be the first to know and let us send you an email when WealthHealth Jared Frampton posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to WealthHealth Jared Frampton:

Shortcuts

Share

Category