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Monday 9am - 3pm Tuesday 9am - 3pm Wednesday 9am - 4:30pm Thursday 9am - 3pm Friday 9am - 12pm

Moneywise Manawatū

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Palmerston North
Moneywise Manawatū

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We provide a free, confidential Financial Mentoring service to Individuals and families.

We offer FREE, supportive, confidential and culturally aware budgeting/Financial Capability services to suit your individual circumstances.

04/11/2026

💡 Myth: Budget Advisory and Financial Mentoring services are only for people in a severe debt crisis.

✅ Truth: Most of our clients are hard-working people who simply want to stop living paycheck to paycheck, save for a family holiday 🏖️, build an emergency fund 💰, or get a clear picture of where their money is going each week.

🤝 Seeking advice isn't a sign of failure, it's a smart strategy.

📞 Call us on 0800 228 343 to book a FREE and entirely confidential chat. We're here to help you take control of your finances and work towards your goals.

✨ Small changes can make a big difference!

💚

01/11/2026

🌺 Stronger Families, Smarter Money, Brighter Futures 🌺

Money can sometimes feel overwhelming, but you don't have to figure it out alone.

Join us for Te Taupapa Moni, a FREE four-week workshop series where we'll learn, share, and grow together in a welcoming and supportive environment. Whether you're wanting to get on top of bills, build better money habits, pay off debt, or start creating a brighter financial future for your family, these workshops are for you.

✅ Practical tips you can use straight away
✅ Friendly, relaxed sessions
✅ Learn alongside others in the Pasifika community
✅ Light supper provided each week from 6pm 🍽️

📅 Workshop Topics:
🔹 Money Mindset - 28 October
🔹 Debt & Budgeting - 4 November
🔹 Good Money Habits - 11 November
🔹 Building Wealth - 18 November

⏰ 6:00pm - 7:30pm
📍Palmy's Got Talent Office (Maple Lane)

No complicated financial jargon. No judgment. Just real conversations, practical tools, and support to help you and your whanau thrive. ❤️

Family friendly - kids are welcome. 𐦂𖨆𐀪𖠋
Bring a friend, bring a family member, and let's learn together. 🌴✨

📞 Register now by calling 0800 228 343

30/10/2026

🎃👻 Halloween doesn't have to haunt your bank account! 👻🎃

Looking to keep the Halloween fun alive without giving your budget a fright? 💸🕸️ Get creative with DIY costumes, homemade decorations, and budget-friendly treats. The kids won't remember how much you spent... but your bank account definitely will! 😅🍬

🎭 Reuse it
🎃 Make it
🍿 Bake it
💰 Save it

Because sometimes the scariest thing about Halloween isn't the ghosts and goblins... it's the credit card bill afterwards! 👀💳👻

🎃🍬🕸️👻💰

23/10/2026

🛍️💳 **Keeping Track of Buy Now, Pay Later**

It’s easy to lose track of payments when you’re buying now and paying later. But how do those payments fit into your budget? And what money do you actually have left?

💡 Sorted has some great tools to help you keep track of your payments, check what’s coming up, and see how it all fits with your budget.

A little planning now can help you stay on top of your money and keep making progress towards your goals! 🌱💚

21/10/2026

🎮💰 Level Up Complete... Almost!

Over the last few weeks, Chianti and Matt have had a blast running Money Skills: Level Up Your Life for Palmy rangatahi at the YouthSpace Hub.

From discussions about real-life money challenges to games that showed just how quickly a budget can go off track (looking at you, unexpected expenses 👀), there have been plenty of laughs and lots of learning along the way.

Sadly, our weekly sessions are coming to an end soon. We'd like to say a big thank you to all the rangatahi who took part and got stuck in.

We hope you enjoyed the sessions as much as we did and feel a little more confident tackling your money goals in the future.

Good luck out there, and remember... your bank account appreciates good decisions, even if your online shopping cart doesn't! 😄💚

19/10/2026

🌟 **New week, fresh start!** 💚

Here’s to a new week of small steps, steady progress and getting closer to your goals! 💚✨

16/10/2026

😎💳 Buy Now, Pay Later sounds great... until "later" arrives. ⏰💸

Some plus sides:
✅ Interest-free when payments are made on time
✅ Can make larger planned purchases more manageable 📱🛋️
✅ May help avoid high-interest credit card debt in some situations

Some down sides:
❌ Easy to overspend 😬
❌ Multiple repayments can quickly pile up and become hard to track📈💥
❌ Missed payments can lead to fees and debt stress

Remember: every BNPL payment comes out of a future payday. The more commitments you make today, the less flexibility you have tomorrow. 💚

Buy now if you must. Just don't let it become Buy Now, Pay (Pain) Later! 😅💰

🚨 Finding yourself juggling multiple BNPL payments? Feeling like you're always one payday behind?

You're not alone, and there's no shame in asking for help. Give us a call and make an appointment with one of our Financial Mentors. We can help you get back in control and create a plan that works for you. 🤝💚

📞 Contact us today on 0800 228 343 and let's tackle it together.

💚

14/10/2026

🚨 Using BNPL for Fuel or Food? It Could Be a Warning Sign 🚨

More and more people are relying on Buy Now Pay Later services to cover everyday essentials like food and fuel. While it can seem like a quick fix, using BNPL for weekly living costs can lead to a debt treadmill that's difficult to escape.

If you're finding it hard to make ends meet, you're not alone. The sooner you get support, the more options you may have.

📞 Trouble with BNPL debt? Call Moneywise Manawatū on 0800 228 343 to book an appointment with a financial mentor.

https://www.rnz.co.nz/news/personal-finance/1786727/motorists-putting-fuel-on-afterpay-as-prices-rise?fbclid=IwY2xjawU7t-NleHRuA2FlbQIxMQBwZG9mAXNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR7B9huRkyiMGLG6IIkBp4Iv3cVc32MvmDU6LXkEYmvcUPCyEPgT-tbT_8XVgw_aem_dQnaW9oXvJpWMTPNH80Mwg

As fuel prices rise, more people are using buy now pay later services to fill up their cars.

12/10/2026

🎉🙌 Another successful MoneyMates course completed! 🙌🎉

Last week, Matt and Brian wrapped up another fantastic MoneyMates course at the Manawatū Prison.

The participants were highly engaged, enthusiastic, and eager to learn throughout the programme. It was especially encouraging to see so much interest in topics such as saving money, investing, and the power of compound interest. 📈💰

It's great to see people building financial knowledge and confidence, and taking positive steps towards a stronger financial future. 👏🌱

A big thank you to everyone who participated and contributed to the discussions. We wish you all the very best on your financial journey! 💚

💚

Address

First Floor, Hancock Community House, 77 King Street
Palmerston North

Opening Hours

Monday	9am - 3pm
Tuesday	9am - 3pm
Wednesday	9am - 4:30pm
Thursday	9am - 3pm
Friday	9am - 12pm

Telephone

0800 228 343

Website

http://www.moneywisemanawatu.org.nz/

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