31/05/2026
๐๐ผ ๐๐ผ๐ ๐ป๐ฒ๐ฒ๐ฑ ๐ฎ ๐บ๐ฒ๐ฑ๐ถ๐ฐ๐ฎ๐น ๐ฒ๐
๐ฎ๐บ ๐ณ๐ผ๐ฟ ๐ฎ ๐ป๐ฒ๐ ๐ฝ๐ผ๐น๐ถ๐ฐ๐?
Not necessarily.
In many cases, you can get cover in place without a full medical exam. Every application is assessed individually some are approved quickly with no extra steps, while others may need a bit more information.
A medical exam might be required:
โข Seeking higher cover amounts
โข Certain occupations or risk factors
โข Pre-existing health conditions
โข Older age brackets
This could be something simple like a nurse visit, blood test, or GP report.
The best approach is to start the process - we can guide you through whatโs likely required before you commit to anything.
๐๐ค๐ณ๐ฐ๐ด๐ด ๐ข๐ญ๐ญ ๐ฎ๐ข๐ซ๐ฐ๐ณ ๐๐ก ๐ช๐ฏ๐ด๐ถ๐ณ๐ฆ๐ณ๐ด, ๐ต๐ฉ๐ฆ ๐ฑ๐ณ๐ฐ๐ค๐ฆ๐ด๐ด ๐ช๐ด ๐ฏ๐ฐ๐ต ๐ง๐ช๐น๐ฆ๐ฅ, ๐ช๐ตโ๐ด ๐ค๐ฐ๐ฏ๐ฅ๐ช๐ต๐ช๐ฐ๐ฏ๐ข๐ญ.
๐๐ฐ ๐ช๐ฏ๐ด๐ถ๐ณ๐ฆ๐ณ ๐ณ๐ฆ๐ฒ๐ถ๐ช๐ณ๐ฆ๐ด ๐ข ๐ฎ๐ฆ๐ฅ๐ช๐ค๐ข๐ญ ๐ฆ๐น๐ข๐ฎ ๐ง๐ฐ๐ณ ๐ฆ๐ท๐ฆ๐ณ๐บ ๐ข๐ฑ๐ฑ๐ญ๐ช๐ค๐ข๐ฏ๐ต, ๐ฃ๐ถ๐ต ๐ข๐ญ๐ญ ๐ณ๐ฆ๐ด๐ฆ๐ณ๐ท๐ฆ ๐ต๐ฉ๐ฆ ๐ณ๐ช๐จ๐ฉ๐ต ๐ต๐ฐ ๐ณ๐ฆ๐ฒ๐ถ๐ฆ๐ด๐ต ๐ฐ๐ฏ๐ฆ ๐ฃ๐ข๐ด๐ฆ๐ฅ ๐ฐ๐ฏ ๐ณ๐ช๐ด๐ฌ.