31/10/2026
Wrong Advice About Unit Trust Investment
That Make You Lose Money Faster:
1. Switch often. Earn more.
Switching funds every 3 months? You are not investing, you are paying fees. The manager hasn‘t even started growing your money.
2. Last year’s #1 fund? Just buy.
Last year # 1 doesn‘t mean this year # 1. You are buying at the highest price. Chasing return = Chasing risk.
3. More funds = More safety.
You don’t need 10 funds. You need 1 right strategy. 10 funds in same market = Same risk, more messy.
4. Wait for the perfect timing to invest.
You will never get perfect timing. Time IN the market > Timing the market.
If you have heard any of these 4 before, you are not alone.
I have seen too many people lose because of wrong advice, not wrong market.
Save this. Don‘t make the same mistake.