United Civil Servants Sacco

United Civil Servants Sacco UCSSACCO is a member-owned institution that offers savings and credit products to employed Malawians
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04/05/2026

Mamembala Akutinji
Lowani United Civil Servants SACCO lero kuti muyambe kusunga ndalama komanso kutenga ngongole kuti nanunso muthe kupindula.
Kuti mukhale membala pitani ku branch yathu yomwe muli nayo Pafupi kapena pa tsamba lathu la intaneti; https://ucssacco.com/mem.../membership-application-form/
Imbaniso foni ku *3087 #.

𝐔𝐂𝐒 π’π€π‚π‚πŽβ€™π¬ 𝐆𝐑𝐄𝐄𝐍 πˆππˆπ“πˆπ€π“πˆπ•π„United Civil Servants SACCO (UCS SACCO) has yet again stamped its obligation on climate acti...
04/05/2026

𝐔𝐂𝐒 π’π€π‚π‚πŽβ€™π¬ 𝐆𝐑𝐄𝐄𝐍 πˆππˆπ“πˆπ€π“πˆπ•π„

United Civil Servants SACCO (UCS SACCO) has yet again stamped its obligation on climate action by planting trees worth millions.

Speaking during UCS SACCO’S tree planting exercise at Kaphala Primary School in T/A Mazengera in Lilongwe, guest of honour at the event who is the Executive Director for African Cooperative Development Foundation (ACDF); a philanthropic arm of the African Confederation of Cooperative Savings and Credit Associations (ACCOSCA) and also Head of programs at ACCOSCA Grace Watsiera, said UCSSACCO is bridging the financial gap in Africa and meeting community needs to align with the slogan of β€˜Changing lives’.

β€œACCOSCA being a mother body of all SACCOs in Africa is committed to build a sustainable continent, and planting trees is part and parcel of that sustainability model. As SACCOs, we are mandated to changing lives; one life at a time. We want an African continent that is financially self-reliant. Nevertheless, we need to create a conducive environment that enables development to prevail,” said Watsiera.

For his part, UCS SACCO’s Chief Executive Officer Francis Waliwa, described the green initiative as one way of dealing with climate change, and therefore, giving back to the society.

β€œAs a financial institution, we are not limited to financial operations as we also have a responsibility to restore nature through the planting of trees. We also have a role of making sure that we are not just planting but rather growing trees.

"We will work hand-in-hand with the community and the school authorities in making sure that the planted trees are well taken care of through consistent watering. We are therefore, projecting a 95% growth rate for our trees,” said Waliwa.

β€œI urge every Malawian to exercise a patriotic responsibility of planting trees, not as an involuntary action but with an informed understanding of the role of trees in our day-to-day lives. As UCS SACCO, we are interested in instilling a mindset change on environmental stewardship in the communities we serve,” Waliwa added.

Councillor for Sanjiko-Mazengera Ward, Paul Msiska Khongoni, gladly welcomed the initiative, describing UCS SACCO’s Green Initiative as a powerful tool to complement government efforts towards sustainable development and environmental stewardship.

πŽπ…π…πˆπ‚π„ π‘π„π‹πŽπ‚π€π“πˆπŽπ ππŽπ“πˆπ‚π„United Civil Servants SACCO wishes to inform it's members that Liwonde Satellite Office has relo...
04/05/2026

πŽπ…π…πˆπ‚π„ π‘π„π‹πŽπ‚π€π“πˆπŽπ ππŽπ“πˆπ‚π„

United Civil Servants SACCO wishes to inform it's members that Liwonde Satellite Office has relocated. The new Office is situated opposite Moya lodge.

πƒπ’π«πžπœπ­π’π¨π§
From petroda Filling station turn left, take ntaja road, at four ways keep straight, the new Office is 100 metres from the four ways.

Work Drives Progress.Keep Building. Keep Rising.Happy Labour Day!
01/05/2026

Work Drives Progress.
Keep Building. Keep Rising.
Happy Labour Day!

NOTICE OF OFFICE CLOSUREDear Valued Members,Kindly note that our Offices and Branches will be closed for business on Fri...
30/04/2026

NOTICE OF OFFICE CLOSURE

Dear Valued Members,

Kindly note that our Offices and Branches will be closed for business on Friday, 1st May 2026.

Operations will resume on Saturday, 2nd May 2026.
During the closure period, you can still transact on UCSS Mobile by dialing *327 #.

Management

30/04/2026

UCSSACCO Southern region 1st Quarter Team Building Highlights!

π–π€π‹πŠπˆππ† π–πˆπ“π‡ 𝐔𝐂𝐒 π’π€π‚π‚πŽ 𝐈𝐍 π‘π„π“πˆπ‘π„πŒπ„ππ“Dr. Grace Kafulatira, a retired civil servant who previously served as a head teache...
30/04/2026

π–π€π‹πŠπˆππ† π–πˆπ“π‡ 𝐔𝐂𝐒 π’π€π‚π‚πŽ 𝐈𝐍 π‘π„π“πˆπ‘π„πŒπ„ππ“

Dr. Grace Kafulatira, a retired civil servant who previously served as a head teacher at Lilongwe Girls Secondary School before assuming incumbency at the ministry of education where she served as the Director of Education and Sports in Lilongwe urban, is a member of United Civil Servants SACCO (UCS SACCO) since 2023.

When UCS SACCO introduced the SACCO concept to her, she was amazed by UCS SACCO’s exercise of corporate social responsibility, UCS Mobile, as well as the SACCO’s propensity to accommodate retired civil servants.

β€œI joined UCS SACCO because it is the only SACCO in Malawi that welcomes retirees through its retiree’s portfolio and it allows you to access loans to establish small scale businesses. I for one is of the impression that a retired civil servant cannot be a bad debtor. Of note, USC Mobile is a good digital innovation for retirees.” Said Dr Kafulatira.

β€œGood customer management is a great marketing tool provided you couple it with uniqueness in service delivery and this is where UCS SACCO excels as its services are unique and tailored to satisfy customer needs. For instance, I was able to easily access a loan of millions when I was buying paint during the construction of my B&B. More pleasing was the swift pace with which my loan was processed,” added Dr. Kafulatira.

Dr. Kafulatira said her soon to be launched B&B is a source of employment thereby contributing to the realization of the country’s blue print, Malawi 2063.

Savings will always put a smile on your face. Start small, stay consistent, and build financial strength over time with ...
29/04/2026

Savings will always put a smile on your face. Start small, stay consistent, and build financial strength over time with United Civil Servants SACCO.

Introducing; MGODI LOAN PROMOTION!!πŸ₯³πŸ₯³πŸ”₯with a Reduced Interest!πŸ₯³Every Member is Affordable!Visit your Nearest Branch or C...
28/04/2026

Introducing;
MGODI LOAN PROMOTION!!πŸ₯³πŸ₯³πŸ”₯
with a Reduced Interest!πŸ₯³
Every Member is Affordable!

Visit your Nearest Branch or Call 3087.
Apply Today!!

Promotion Runs from 27 April to 27 June 2026.
Terms and Conditions Apply

Financial Literacy Corner-Your income can only work for you when it is well planned and properly managed. without struct...
28/04/2026

Financial Literacy Corner
-Your income can only work for you when it is well planned and properly managed. without structure, daily expenses and unexpected needs quickly take over your money.
SIMPLE WAYS TO IMPROVE YOUR FINANCES
1. Give every kwacha a purpose before you spend
2. Commit to monthly shares to build long-term strength
3. Set aside savings for emergencies and unexpected needs
4. Reduce unnecessary daily expenses that drain your income
5. Explore additional income-generating opportunities
6. Review your spending regularly and adjust where needed
7. Choose smarter, more affordable alternatives in your daily spending

"Small changes today can create a stronger financial future."

Address

Area 13, City Centre, Public Service Pension Fund House, Third Floor Opposite Golden Peacock Shopping Centre P. O. Box 30197, Lilongwe 3
Lilongwe

Opening Hours

Monday 08:00 - 15:30
Tuesday 08:00 - 15:30
Wednesday 08:00 - 15:30
Thursday 08:00 - 15:30
Friday 08:00 - 15:30
Saturday 08:00 - 11:00

Telephone

+265881343806

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