Senior Loan Officer - Meghan Owings

17/06/2026

Sustainable home improvements have become a go-to solution for homeowners looking to reduce environmental impact while boosting property value. Our guide highlights effective green upgrades that could improve a home’s efficiency and sustainability.

Sustainable home improvements can reduce environmental impact while boosting property value, so expl...

01/06/2026

NOW is the time to find your house... OHFA just decreased their interest rates for a limited time only...

-3.75% with your own downpayment
-5% to take advantage of down payment assistance.

Questions on if you qualify? Shoot me a text or give me a call.

NMLS #2004867
216-650-6551

29/05/2026

Renovations have a way of spreading into rooms you weren't planning to touch. A little prep work before the crew arrives can save you from a lot of cleanups (and potentially a few costly surprises) after.

These 20 tips cover everything from sealing off living areas to protecting flooring, so your home comes out the other side in better shape than it went in.

Learn the best ways to protect your home during a remodel with these simple yet effective tips. Whet...

27/05/2026

Traditional budgets require a lot of upkeep, such as categorizing every purchase, checking balances and adjusting as you go.

The anti-budget takes a different approach: set aside savings and fixed expenses first, then spend what's left without obsessing over every line item. It's structured where it counts, flexible everywhere else. And for people who find detailed tracking unsustainable, it can be an easier way to stay on top of finances and still work toward long-term goals like homeownership.

Traditional budgeting (and tracking every dime) doesn't suit everyone. If you want a less labor-inte...

26/05/2026

As Military May comes to a close, it’s the perfect time to clear up some of the most common myths around VA loans.

There’s still a lot of misinformation out there — and understanding the facts can make a big difference when exploring your options.

Take a look at this helpful breakdown 👇

This blog post will provide precise information, clarify misunderstandings, and offer authoritative ...

20/05/2026

You've got the keys to your new house. Now what?

Before you dive into big renovation dreams, there are a handful of smaller, foundational repairs that could be worth tackling first. Fixing a drafty door seal, patching minor drywall damage, and checking smoke detector batteries aren't glamorous, but they're the kind of tasks that help protect your investment from day one.

Owning a home is a milestone that brings plenty of joy. Many people focus on painting rooms or buying furniture during the first week. It is better to look...

19/05/2026

Your yard doesn't have to wait for a full overhaul to realize its potential. Whether you've got a few weekends or just a couple of afternoons, projects like adding a pollinator garden, putting up a green privacy screen, or installing a raised herb bed can turn a lackluster space into one that shines.

These easy additions will add so much to your home's resale value.

13/05/2026

Whether it's a missed payment, a season of overspending, or a financial decision you wish you could take back, financial mistakes are commonplace, and so is the stress they bring. But holding onto that financial guilt can get in the way of making progress on your goals.

To move forward, here are strategies for course correcting without guilt.

Made money mistakes? Learn how to forgive your financial past, release guilt, and rebuild your finan...

12/05/2026

The water heater goes out in the middle of a shower. The roof starts leaking while you're out of town. Your kid practices their curveball… and your front window ends up being the catcher.

Homeownership is full of surprise repairs, but these four tips can help you plan ahead so you're not scrambling to cover the cost at the worst possible time.

How to be financially ready for costly household emergencies.

06/05/2026

The 20% down payment rule carries a lot of weight, but it’s a general rule of thumb, not a law. Putting less down means you'll pay PMI on a conventional loan, but it can also help you get into a home sooner and start building equity. This Freddie Mac® breakdown walks through the numbers so you can weigh your options with a clearer picture.

See the numbers that explain how a smaller down payment affects your monthly mortgage.