Angela Nicholson - NMLS# 2025126

09/15/2022

Helpful resource for homebuyers and landlords.
English: readynest.com/test
Spanish: readynest.com/prueba
Landlord: readynest.com/landlord-test

How do you know if you can afford to buy a home and maintain that home?

09/13/2022

Transitioning from one marital status to another? Know someone who is? I offer free consultations. PM, text, or call 330.962.2713

09/03/2022

Thinking about buying a house? 🏡 This tip is geared to helping you plan ahead. Since you’re probably going to declutter as you move anyway, start selling things, on marketplace or whatever works for you.
If you have time, take on a side gig or two.
Save every $5 bill 💵 you get and put it in a jar 🫙.
See if your bank has a free savings account. Keep it separate from your regular bills. Don’t link it to a debit card. Set a goal, and take pride whether it’s $500, $5,000 or $10,000.
With the cost of everything going up, saving can seem impossible. Hope this helps and I’d love to hear how you find ways to get ahead.

Helpful links:
English: readynest.com/test
Spanish: readynest.com/prueba
Landlord: readynest.com/landlord-test

08/29/2022

Aside from escrowing funds to close, people often ask about escrowing taxes and insurance. Until you have a decent amount of equity (past 20%), taxes and insurance will be part of your monthly payment. You will receive yearly statements showing what is in the account and how things are paid out of it.

These two things are what can cause your monthly payment to increase. It’s good to be aware of local taxes, pay attention to any mail that comes from the county auditor, and ask your insurance agent if you’re adequately covered or can make any changes, especially if you went with super inexpensive insurance to keep your initial payment low.

Also, depending on loan type, you may have to pay off the entire balance, which is what a refinance does, in order to eliminate escrow. It is not optional for all loan types.

Any funds in escrow that are not used will be refunded when appropriate. You can call your loan officer or the loan servicer at any time to ask questions.

08/03/2022

Yours Truly with the yolks, up early servin' folks.
The stores are out of chalk but that's ok. We've got an app to save the day. Top Flite Financial, Inc of Medina, OH
How 'bout it Bunker Hill Golf Course? Ready to take a slice at the ?!

08/02/2022

Divorce mortgage planning involves family law, financial and tax planning, and real property.

04/13/2022

"Stocks and Mortgage Bonds are both trading near unchanged levels and recouped their early losses after a hot Producer Price Index inflation report."

The market is always moving. Here's an example of the updates we follow. Locking and floating are part of the strategy when building a mortgage plan. Happy to help people finance their dreams, and making it work no matter what the market does.

04/08/2022

Call me today for answers. Preapprovals open doors. I'll be working the weekend. 330.962.2713

03/31/2022

A smile is a curve that sets everything straight. — Phyllis Diller

Lending makes me smile. PM me anytime, happy to help.

03/05/2022

Does your lender bring the fun? I can promise lots of flannel and a good time.