02/06/2026
If your home has spray foam insulation, you may have been told that equity release is not an option.
For many homeowners, that has been the case. But the picture is starting to change, with LiveMore updating its criteria, so this may now be possible in some cases.
Our recent update covers what's shifted in lender criteria, what it means in practice, and what steps are now available if you've previously been turned away.
It could be worth a read before ruling it out completely.
Read the full update here: equityreleasesupermarket.com/news/details/spray-foam-insulation-and-equity-release-march-2026-update-whats-changed-and
If your home has spray foam insulation, you may have heard a frustrating message: “That could prevent you from getting a mortgage or equity release". For many homeowners, that’s been the reality - not because spray foam automatically makes a property unsafe, but because it can create uncertainty...