LPC Financial Services

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LPC Financial Services

Expert advice on Equity Release, Mortgages & Life insurance to suit your specific personal needs. Over 100 mortgage lenders to choose from. FCA- 994252

Mortgages, Remortgages, Equity Release, Lifetime Mortgages, Buy-To-Let. Help for Complex Mortgages, Adverse Credit History, CCJs, Defaults, Poor credit, Self - Employed, High net Worth, Over 60s, product switching. Also help you to find the correct protection for you and your family with Life insurance, Critical Illness insurance, Income Protection, Family Income Benefit and Home Insurance. Lee Ca

rthew is the Director of LPC Financial Services Ltd. LPC Financial Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: C/O Finton Doyle, Whitehouse, Wilderspool Business Park, Greenalls Avenue, Warrington, WA4 6HL. Registered Company Number: 14716465 Registered in England & Wales.

30/11/2023

Even if you have a low credit score, I will try their hardest to find the right mortgage for you!��

Contact me today!

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

28/11/2023

You don't need an excellent credit score to obtain a mortgage when you have me on your side!��

Contact me today to see how I could help you find the right mortgage for you.

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

23/11/2023

Could your mortgage be approved?��

✅ Low credit scores�
✅ Low deposit�
✅ First Time Buyers�
✅ Home Movers�
✅ Remortgage to raise additional money

Contact me today for more information!

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

You may have to pay an early repayment charge to your existing lender if you remortgage

Think carefully before securing any other debts against your home

21/11/2023

I specialise in helping homeowners who have poor credit profiles with a range of lending options not offered by most brokers.

Rethinking household finances could lead to a more relaxed lifestyle with customers benefiting from reducing outgoings, home improvements and repairing their credit profiles helping them back in to mainstream lending.

We could help you:

✅Get the most suitable rates
✅CCJ’s, Defaults, Missed Payments, Debt Management
✅Borrow up to 100% of property value
✅Refused on the high street – not a problem
✅Consolidate debts
✅Home Improvements
✅Credit Repair
✅Home Extensions
✅Locked into current mortgage?

There could be options available still I help lots of people every month release equity from their property and get life back on track, progressing them to better financial futures.

Whatever the plan is, talk to me today and I will help every step of the way.

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

You may have to pay an early repayment charge to your existing lender if you remortgage

Think carefully before securing any other debts against your home.

16/11/2023

Steps to improve your credit score:��

1. Make sure you are on the electoral register at your current address

�2. Pay all bills on time�

3. If you have missed any payments make sure you bring the account up to date

�4. Apply for new credit only when you need it�5. Pay off debt where possible instead of moving it around�

6. Try not to go to the credit limit of available credit�

7. If you don’t have a credit card opening one and using it for lunches or fuel and then repaying the balance in full every month could help improve your score.

�8. If there is anything you do not agree with on your credit report dispute and try to resolve it

�9. Keep an eye on your credit score each month, this could be done online for free at creditkarma.co.uk�

Remember it is still possible to obtain a mortgage with a poor credit history but the rates offered may not be as competitive.

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

14/11/2023

For me to submit your mortgage application to a lender, I will need the following documents:

-3 months payslips & latest P60 (employed)
-Last 3 years Tax Calculations & Tax Year Overviews (self employed & where you’ve been trading for this length of time)
-Latest available Company Accounts (Limited Companies)
-Last 3 months bank statements for all current accounts used to manage income and expenditure
-Latest annual reward letter and/or last 3 months Universal Credit statements for benefit income
-Proof of Deposit (purchase cases)
-ID

Other documents could be requested depending on your specific circumstances and the lenders request.

Packaging is key for a stress-free mortgage process!

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

09/11/2023

“I need a right credit score before applying for a mortgage.” ….False!

Don’t let any missed credit card repayments or late bill payments end your dreams of homeownership. �

I work with you to understand your circumstances, and help find the right mortgage for you.

�Get in touch today!

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

07/11/2023

Do you have a CCJ/Default/Missed payments and worried about your chances of getting a mortgage?��

I work with many lenders that could assist in this area, contact is for further information.

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

02/11/2023

If you’re a first-time buyer, it could be difficult to know where to start or even the questions you need to ask.

Here are some key questions we recommend asking:

�Are there any concealed issues with the property?

�How long has the property been on the market?�

How to know which survey is right for you?

�To learn more about the process, contact me today!

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

31/10/2023

Mortgage Agreement in Principle (AIP) is a document that confirms how much you may be able to borrow from a lender.

It provides a good indication of what size mortgage loan you may be approved for, and could help you narrow down your property search.

An AIP is valid for a period of time, depending on the lender, and will help you show sellers that you’re serious about buying.

Speak to me today to apply for your AIP and take the first step towards finding your dream home!

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

26/10/2023

That feeling when you lock in your remortgage deal!

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

You may have to pay an early repayment charge to your existing lender if you remortgage

Think carefully before securing any other debts against your home.

25/10/2023

Are you a Key Worker looking to remortgage your home?

Let me help you 😊

Get in touch today

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

You may have to pay an early repayment charge to your existing lender if you remortgage

Think carefully before securing any other debts against your home.

Address

Warrington

Telephone

+441925870276

Website

http://www.LPCfinancialservices.co.uk/

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