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Alex Parr - Mortgage Adviser

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Alex Parr - Mortgage Adviser

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Mortgage and Protection Adviser

25/10/2026

Rock, paper, scissors, first time buyer edition.

Every losing hand in this post is something I see all the time, and none of it comes from being careless. It’s just what happens when nobody walks you through the order of things before you start.

A few things worth knowing behind the winning hands:

A low rate on a quote is only part of the picture. Fees, the loan type and how long you plan to keep the rate all change what the loan really costs.

View a house first and you could end up disappointed. An agreement in principle means your income and credit have actually been reviewed.

The paperwork gets a lot lighter when you know the whole list up front and send it together. A complete file usually moves faster, and you spend less time answering follow up emails.

Which round would you have lost? Be honest, I won’t judge.

I’m Alex you’re go to mortgage adviser, contact me if you’re at the start of your mortgage journey but, don’t really know where to start 📧☎️

Your home may be repossessed if you do not keep up repayments on your mortgage

02/10/2026

🚨 YOUR MORTGAGE RATE COULD BE CHANGING SOON…

If your fixed rate ends within the next 6 months, have you thought about what happens next?

Mortgage rates are changing, and your next deal could affect your monthly payments. That’s why it’s worth looking at your options 6 months before your current rate comes to an end.

A review could help you:
🏡 See what your monthly payments could look like
📊 Compare the rates currently available
🔄 Check whether switching lender could be an option
⏰ Understand when you may be able to secure your next deal

You don’t need to wait until your current rate ends to start looking.

If you’re within 6 months of your fixed rate ending, now is a good time to have a conversation.

📩 Message me to find out what your options could be.

Your home may be repossessed if you do not keep up repayments on your mortgage. This post is for general information only and does not constitute personal mortgage advice. Your individual circumstances will determine which products and options may be suitable for you.

25/09/2026

You can love the location 🏠

You can picture the kitchen.

You can even decide where the couch will go 🛋️

But without an AIP, you might as well be standing at the airport without a ticket 🎟️😅

20/09/2026

These are the messages I save. 🤍

Not because they praise, but because they show what happened before it.

Being recommended to someone you care about is never a small thing to me.

It means you trusted me enough to put my name in front of someone you love.

To every client who has sent my name to someone else, thank you 🙏🏼

17/09/2026

Buying my first home as a mortgage broker was funny because I thought I would be fully prepared.

I help people do this all the time.

I understand the numbers.
I understand the process.
I understand what lenders need.

And still… buying my own first home humbled me a little.

Not because it wasn’t worth it.

It absolutely was.

But because there are so many little things buyers don’t always think about until they’re living it.

The moving costs.
The furniture.
The random repairs.
The endless decisions.
The “wait, I need to buy that too?” moments.

It reminded me that buying a home is not just a transaction.

It is emotional. It is exciting. It is overwhelming. And with the right plan, it can still be one of the best decisions you ever make.

Thinking about buying your first home?

Comment or DM ‘START’ and let’s make sure the numbers, timing, and plan actually make sense before you jump in.

Alex Parr, your go-to mortgage adviser based in Leigh & Warrington

YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

16/09/2026

Your friend buys a house and tells you their rate.

For a second, it feels like you either missed something or your quote must be wrong 🤔

But their rate came from their credit, deposit, property, and lock in date. Yours comes from your numbers 🤷🏼‍♀️

Message me “COMPARE” and I’ll help you compare the same loan details instead of two completely different stories.

• compare mortgage rates • mortgage rate factors

13/09/2026

This is a fun choice, but it also shows why mortgage strategy is personal.

A lower payment helps the monthly budget.

More deposit may help you to get a bigger house.

A future refinance only matters if it is available and financially worthwhile.

No stamp duty would usually mean more equity available for your next purchase.

Which one are you choosing ?

— If we haven’t met yet, I’m Alex, your go-to mortgage adviser 👋

your home may be repossessed if you do not keep up repayments on your mortgage

24/06/2026

So, what will your lender ask you for when you're self employed ? 🤔💭

Whether you're a limited company or sole trader, i'm here to help you every step of the way! 💡

📲 Send me a message to get started

*Your home may be repossessed if you do not keep up repayments on your mortgage*

25/05/2026

This is why I do what I do 🥹
Helping your buying a home dreams come true 🙏🏼💫

Thankyou so much for all your lovely feedback, it's truly appreciated 🫶🏼

19/05/2026

💡Mortgage criteria a lot of people don't realise 🏡
Swipe 👉🏼

The mortgage world can be a tricky one to navigate... knowing what's ok & what's not 💯

I'm here to help you get it right !!

So you can get the best deal for your circumstance & make your buying a home dreams come true ☁️

*Your home may be repossessed if you do not keep up repayments on your mortgage*

Address

Leigh
WN72JE

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+447984256787

Website

facebook.com

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