Ben Lavell - Independent Mortgage and Protection Adviser

05/03/2025

If it’s needed I am always happy to work outside of “normal hours”. Another reason to use an Independent Mortgage Broker.

Your home may be repossessed if you do not keep up repayments on your mortgage.

11/02/2025

A sub 4% fixed rate deal on offer before the end of the week. Wouldn't it be nice if they continued to drop.

With the Bank of England base rate lowering by 0.25% the other day we should see some activity amongst the lenders.

If you want to discuss your options please get in touch.

Email: [email protected]
Phone: 07494590992

Your home may be repossessed if you do not keep up payments on your mortgage.

10/02/2025

If anyone is looking to start a career in Estate Agency, a rare opportunity has arisen to work with Karen Trace. Details below 👇

**🏡 Estate Agent Apprentice Wanted – Charlestown, St Austell 🏡**

Ready to kick-start a career in property with full training and support?

We're looking for a motivated and enthusiastic Apprentice Estate Agent to join our friendly team in Charlestown, St Austell! No experience? No problem – we’ll teach you everything you need to know. 🥰

**What we’re looking for:**
📞 **A great telephone manner** – you love chatting and making connections
😊 **A positive, can-do attitude** – energy and enthusiasm are a must!
📚 **A willingness to learn** – we’ll invest in you if you invest in your future
🏡 **A passion for property** – excited about helping people find their dream homes

**What’s in it for you?**
✅ Full-time role with structured training
✅ Supportive team and career growth opportunities
✅ Hands-on experience in an exciting industry

If you’re ready to take your first step into the property world, apply now by sending your CV by email to
[email protected] and start your journey with us! 🚀✨

07/02/2025

🚨 How the Renters Reform Bill Could Impact Commercial Property 🚨

✅ More commercial-to-resi conversions – Stricter rental rules may push landlords to sell, boosting demand for office-to-resi schemes.

✅ Investors shifting to commercial – With tighter residential regulations, some may prefer commercial assets with longer leases & fewer restrictions.

✅ High street changes – More resi conversions could reduce available retail space, reshaping town centres.

✅ Rise of corporate landlords – Bigger investors may dominate PRS, while smaller landlords look to commercial opportunities.

The property landscape is shifting—are you ready? 👀💡

06/02/2025

This marks the lowest base rate in over 18 months. To see how this change could affect your borrowing power please get in touch.

07494590992
[email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

30/01/2025

When your fixed rate deal is in the last 6 months you should shop around. Your current lender will revert you to their SVR if you do not renegotiate and this can sometimes be substantially higher. I often speak to clients who say “it’s easier to just stay with my current lender” which is true as the process is a lot simpler and involves less paperwork, however there are occasions where changing the lender could could save you a lot of money, especially if you are looking at a long fixed term.

Speaking with a Whole of Market Broker will give you the knowledge and peace of mind you need to make sure you are getting the best deal.

Get in touch to discuss your options up to 6 months before the end of your current deal.

Phone: 07494590992
Email: [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

29/01/2025

You can secure a new rate for your mortgage up to 6 months before your current deal expires. If the rate secured decreases in the meantime I can move it to the lower rate for you, however if rates increased you could continue on the rate secured today.

Get in touch for a no obligation review.

Call: 07494590992
Email: [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

24/01/2025

A lovely review from a returning client.

22/01/2025

07/11/2024

** Important update **

Being employed isn't for everyone and it certainly wasn't for me. As of today I will be back working Self Employed. It is business as usual and all of my original contact details remain the same.

Any shares of this post to make sure it reaches everyone would be greatly appreciated.

Also it has just been announced that the base rate has been cut to 4.75%. If you want to see how this could affect your lending options please get in touch.

07494590992
[email protected]