Pendant Financial Services

Pendant Financial Services Pendant Financial Services Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading s

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Searching for the right mortgage without a broker is a bit like looking for a needle in a haystack 🌾Colleen and the team...
09/06/2026

Searching for the right mortgage without a broker is a bit like looking for a needle in a haystack 🌾

Colleen and the team have access to mortgage products across dozens of lenders, including deals that never reach the public. Some of the most competitive rates in the market right now won't show up on any comparison site you've ever used.

If you're based in Thirsk, Northallerton, Ripon, Harrogate or anywhere across North Yorkshire and your current deal is ending in the next six months, it's worth finding out what's actually available rather than what Google turns up first.

Call 01845 868150 💚

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

Most people who call us for the first time admit afterwards that it was nothing like they expected 📞There are no spreads...
04/06/2026

Most people who call us for the first time admit afterwards that it was nothing like they expected 📞

There are no spreadsheet interrogations here ❌

What Colleen actually looks at first is pretty straightforward. Your income, what you owe, your credit history, how much you've saved, and the kind of property you have in mind. Five things. Most people already know most of the answers.

What we then do is match you to the right lenders, in the right order, including deals that never appear on comparison sites. That bit takes experience, and it's exactly what we've been doing for clients across Thirsk and North Yorkshire for years 🤝

The first conversation is just a conversation. Give us a call on 01845 868150 💚

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

Your phone's insured. Your car's insured. But if you couldn't work tomorrow, how long could you genuinely keep up your m...
29/05/2026

Your phone's insured. Your car's insured. But if you couldn't work tomorrow, how long could you genuinely keep up your mortgage payments? 🛡️

Income protection replaces a portion of your monthly income if illness or injury stops you from working. So, your mortgage, your bills and your everyday costs keep getting covered even when you can't be at work.

It's one of those things that feels easy to put off. Until you need it and don't have it.
Colleen and Siobhan make it straightforward and find cover that actually fits your life and your budget. Give us a call on 01845 868150 💚

As with all insurance policies, conditions and exclusions will apply.

27/05/2026

Stamp Duty can catch people out if they have not checked the numbers properly 💷

Whether you are buying your first home, moving house or buying an additional property, the amount due can vary a lot depending on the purchase price and your status.

If you want the figures explained in plain English, we’re happy to help. Give us a call on 01845 868150 📲

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

There are a lot of homeowners reviewing their mortgage this year, and for good reason.If your fixed rate ends soon, bein...
22/05/2026

There are a lot of homeowners reviewing their mortgage this year, and for good reason.

If your fixed rate ends soon, being proactive could help you avoid a nasty surprise and give you more time to weigh up the right option.

It costs nothing to get ahead of it.

📲 Let’s talk through your options together: 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

Getting the right outcome usually comes down to preparation, knowing the market and choosing the right lender for your c...
20/05/2026

Getting the right outcome usually comes down to preparation, knowing the market and choosing the right lender for your circumstances.

That is why having someone do the searching with you can make such a difference.

☎️ Have a question or just want clarity? Call us now on 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

Something worth knowing if you've been saving for your first home 🏠Lenders have been quietly improving what they'll offe...
14/05/2026

Something worth knowing if you've been saving for your first home 🏠

Lenders have been quietly improving what they'll offer first-time buyers. Higher income multiples, more flexible affordability checks, more options for smaller deposits. In plain English, some people who looked into it six months ago and thought the answer was no might find it looks very different today.

Nobody sends you a letter to say the rules have changed. You just assume the door is still shut 🚪

If that's you, it's worth a fresh conversation. Colleen loves nothing more than finding a route forward for someone who thought there wasn't one. Call us on 01845 868150 💚

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

This week is Mental Health Awareness Week and there's something we don't say enough in this industry 💚Money worry is one...
11/05/2026

This week is Mental Health Awareness Week and there's something we don't say enough in this industry 💚

Money worry is one of the heaviest things people carry. Not knowing what happens to your home if you can't work. Wondering if your family would be okay if the worst happened. Feeling like the mortgage market is too complicated to even start understanding.

Part of what Colleen and Siobhan do every day is take that weight off people's shoulders. A clear picture, a proper plan, someone who actually knows what they're doing looking after things.

If any of this is sitting heavily with you right now, please don't sit on it. A conversation costs nothing. Call us on 01845 868150 💚

As with all insurance policies, conditions and exclusions will apply.

"I'm going to wait until rates come down a bit more."We hear this a lot right now and honestly, we get it 🔄But here's th...
07/05/2026

"I'm going to wait until rates come down a bit more."

We hear this a lot right now and honestly, we get it 🔄

But here's the thing. The deals available today already factor in where the market thinks rates are heading. Waiting doesn't guarantee a better rate. It just means more time potentially sitting on your lender's standard variable rate, which right now is significantly higher than the best fixed deals on the market.

The smartest move is usually getting the information first, then deciding. That costs nothing and takes one phone call. Ring Colleen and the team on 01845 868150 💚

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

Bank holiday Monday. The DIY has started. The garden furniture is out. And somewhere in the back of your mind there's th...
04/05/2026

Bank holiday Monday. The DIY has started. The garden furniture is out. And somewhere in the back of your mind there's that nagging thought about whether your mortgage is still working as hard as it should be 🏡

A lot of people do their best thinking over a long weekend. If yours has drifted to "I really should sort that remortgage" then that's your sign ❗️

Drop Colleen and the team a message today and we'll pick it up with you first thing Tuesday. No rush, no pressure, just a proper conversation when you're ready 💚

Your home/property may be repossessed if you do not keep up with the repayments
on your mortgage.

Address

7 Westgate
Thirsk
YO71QR

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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