What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Pendant Financial Services

Home
United Kingdom
Thirsk
Pendant Financial Services

Pendant Financial Services Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading s

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

03/11/2026

Moving home does not always mean leaving your current mortgage deal behind. Some mortgages can be ported to a new property, but that does not mean the move is automatic 👀

Your lender will usually reassess your affordability, the new property and any extra borrowing you need. If you are thinking about moving, it is worth checking the position before putting your plans in motion.

We can help you understand whether porting may be possible and compare it with the other routes available.

📲 Prefer a conversation? Give the team at Pendant Financial a call: 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

30/10/2026

When arranging life insurance or critical illness cover, couples can often choose between one joint policy or two single policies. Neither option is automatically better 🤔

A joint policy will usually pay once and then end. Two single policies provide separate cover for each person and could pay twice if both make valid claims.

Cost matters, but so do your health, cover amounts, existing policies and what each person would need if the unexpected happened. We can help you compare the options and understand the trade-offs.

The Pendant team are on hand to help: 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

27/10/2026

The monthly payment matters, but it is not the only thing worth considering

Could you move, change jobs, start a family, become self-employed or want to make overpayments? A mortgage that works today should also leave room for what may come next 🔄

At Pendant, we look at affordability, flexibility and future plans to help you find the right mortgage for your circumstances.

☎️ Have a question or just want clarity? Call us now on 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

22/10/2026

If your current mortgage deal ends between now and 14th February, it is worth starting the conversation sooner rather than later 💚

Reviewing early gives you time to understand what your existing lender may offer, explore other options and consider whether anything has changed in your income, property or future plans.

You do not need to wait until the final few weeks. Colleen and the team can help you look ahead and find the right mortgage for your circumstances.

📞 Prefer a conversation? Give the team at Pendant Financial a call: 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

19/10/2026

Colleen is not simply looking for a lender willing to say yes ✅

She is checking whether the mortgage feels manageable, whether the deal fits your plans and whether anything could cause unnecessary delays once the application is submitted.

That careful work happens before most clients ever see an application form. It is one of the reasons good advice can make the whole process feel much clearer.

📞 Prefer a conversation? Give the team at Pendant Financial a call: 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

14/10/2026

Do you know when your interest-only mortgage ends, and how you plan to repay the balance? ⌛

It is much easier to review the position while there is still time to consider the available options. Check the end date, look at your repayment strategy and speak to an adviser early if anything has changed.

If the deadline is getting closer, Colleen and the team can help you take stock.

📲 Let’s talk through your options together: 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

12/10/2026

North Yorkshire has no shortage of homes with character, from stone cottages and Victorian terraces to converted barns 🏡

An older property is not automatically difficult to mortgage, but its construction, condition and any planned work can affect the options available.

If one has caught your eye, speak to us before you get too far. Colleen and the team can help you understand what a lender may want to know.

📞 Prefer a conversation? Give the team at Pendant Financial a call: 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

08/10/2026

Some lenders have recently adjusted the amount they may be prepared to lend in certain circumstances 📈

That could open up different options for some people buying a home or remortgaging, particularly if their deposit or financial position has changed.

However, being able to borrow more does not necessarily mean you should. Income, regular commitments, mortgage term, deposit and the lender’s own affordability checks will all shape what is realistic.

If you based your plans on figures from several months ago, it may be worth taking another look.

☎️ Have a question or just want clarity? Call us now on 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

06/10/2026

It is easy to start browsing properties before knowing what you could realistically borrow. But the asking price is only part of the picture.

Lenders will consider your income, deposit, credit history and existing commitments when assessing affordability. You will also need to allow for costs such as legal work, surveys and moving expenses 🔑

Speaking to us before filling your diary with viewings can give you a clearer idea of your budget and help you search with confidence.

The Pendant team are on hand to help: 01845 868150

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

30/09/2026

Your income pays for pretty much everything.

The mortgage. The food shop. The energy bills. The car. The holidays. The everyday things you probably don't even think about.

But if illness or injury meant you couldn't work for a while, how long could everything else keep running as normal?

Income Protection is designed to replace part of your income if you're unable to work due to illness or injury, helping you continue to meet everyday commitments while you recover.

It's one of those things you hope you'll never need, but it's worth knowing what protection you have in place.

📞 Talk to the Pendant team about protecting your income on 01845 868150

As with all insurance policies, conditions and exclusions will apply.

Address

7 Westgate
Thirsk
YO71QR

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.pendantfinancialservices.co.uk/

Alerts

Be the first to know and let us send you an email when Pendant Financial Services posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.