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Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm

Crystal Specialist Finance

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Tamworth
Crystal Specialist Finance

Crystal Specialist Finance is a leading packager in the mortgage and finance sector. Crystal takes its responsibilities to the industry very seriously.

An award-winning Specialist Finance distributor of Commercial Finance, Bridging Loans, Complex Buy to Let, Second Charge Loans, Development Finance and Specialist Residential Mortgages Our exceptional service, high success rates with complex mortgage cases, and flexibility in deal structuring make us an invaluable resource for brokers handling the toughest and most challenging cases nationwide. Crystal has built strong relationships with over 100 specialist lenders over the past 40 years. Our extensive lender panel, coupled with exclusive and semi-exclusive product offerings, allows us to provide tailored solutions for the most difficult applications. This results in impressive turnaround times, often when high street banks and building societies have failed. We specialize in a wide range of finance products, including short-term bridging loans, commercial mortgages, complex buy-to-let deals, development loans, second charge lending, and non-standard residential mortgages. We can also provide general insurance and protection solutions, all without charging upfront application fees. Crystal offers both packaged and referral services, giving brokers the flexibility to choose the path that best suits their needs. Brokers can stay in control of a case from start to finish, with excellent support from our dedicated underwriters and lending case managers. Alternatively, they can leave the entire process to us by providing their client's contact details. When it comes to bridging finance, Crystal is committed to providing the best deals. We guarantee to beat any non-regulated bridging quote on a like-for-like basis, and our record for completing a bridge is just 8 hours! We provide extensive educational resources through our website and social media channels, including highly praised webinars that offer unstructured CPD for all attendees. Furthermore, we are proud to be the first founding member of the Mortgage Industry Mental Health Charter, demonstrating our commitment to prioritizing the wellbeing of our staff. As a market leader, Crystal continues to set the pace for mortgage distribution services in the specialist finance sector. We are always here to help brokers find the best solutions for their clients. To learn more about our people and products, please visit our website www.crystalsf.com or email us at [email protected]. We look forward to hearing from you!

[FOR INTERMEDIARY USE ONLY]

23/09/2026

🎂THE GREAT CRYSTAL BAKE OFF🎂

To celebrate the return of The Great British Bake Off, we hosted our very own Crystal Bake Off – All in aid of our chosen charity, Acorns 🧡

From gooey brownies and Victoria sponge to red velvet cake, meringue cupcakes and even creamy butter chicken, the team certainly brought their A-game!

🏆Star Baker went to Pav for her delicious creamy butter chicken.

And the best part? We raised over £120 for Acorns! 🎉

A huge well done to everyone who baked, judged and donated.

11/09/2026

Here’s how we helped a limited company secure a buy to let property at auction with just a 20 day completion window ⏳🏡

With speed being critical, our team reviewed the case within 1 working day, used an AVM to help keep the process moving and worked closely with the broker and lender throughout.

The result was a £487,500 bridging loan at 75% LTV over 12 months, allowing the client to secure the purchase and continue growing their portfolio 🔍

For Intermediaries Only.

10/09/2026

Development cases can come under pressure at different points in the project 🏗️

Build costs can increase, the next stage of funding may need careful timing, the exit can take longer than expected, or the valuation may not come back as planned.

Knowing where the pressure points usually sit can help brokers spot issues earlier and keep the case moving 🔍

Crystal can support development cases from refurbishments through to ground up schemes and development exits 💎

For Intermediaries Only.

08/09/2026

They can look similar at first glance, but they are not the same type of case 🏠🏢

A HMO usually involves multiple occupiers sharing facilities, while a MUFB is made up of self-contained units. A HMO needs licensing, an MUFB does not require any licensing.

That difference can affect how the case is viewed and placed, so it is worth spotting early. 🔍

For Intermediaries Only.

04/09/2026

A client who becomes a landlord after inheriting a property can be very different from someone buying a property specifically as an investment 👀🏡

If they did not originally intend to run a property business, the case may fall under Consumer Buy to Let 🔍

That distinction can affect how the case needs to be approached and placed, so it is worth identifying early in the conversation 📋

For Intermediaries Only.

02/09/2026

Summer holidays are wrapping up, inboxes are filling again and September is about to get busy 😅

Whether you have a case that needs placing, criteria that needs checking or something a little more complicated sitting on your desk, the Crystal team is here to help.

Back to business. Let’s get those cases moving. 💎

For Intermediaries Only.

01/09/2026

Not every specialist finance opportunity starts with a client asking for specialist finance 👀

Sometimes it starts with:
🏡 “We’re thinking of renovating before we sell.”
🔑 “We’ve found another investment property.”
💷 “I don’t want to lose my current fixed rate.”
📋 “My bank has turned me down.”

Our latest article looks at 10 specialist finance opportunities brokers could be overlooking and the conversations that may uncover them.

Read the full article here 👇

https://crystalsf.com/resources/blogs/all-blogs/specialist-finance-blogs/10-specialist-finance-opportunities-you-re-probably-missing/

For Intermediaries Only.

28/08/2026

A well packaged case can make a big difference to how smoothly it moves 📂

In this webinar, Dan Morris from Crystal Specialist Finance and Kara Williams from Together discuss the importance of packaging, and how presenting a quality case from the start can mean fewer questions, better service and quicker conversions.

Watch the full webinar for here 👇

https://r1.dotdigital-pages.com/p/7MGG-KSV/sign-up-to-crystal-marketing-tog-webinar-july

For Intermediaries Only.

26/08/2026

The purchase price might not be the only funding your commercial client needs to think about 👀

Where VAT is payable on a commercial property purchase, it can create an additional funding requirement at completion.

Crystal can also help brokers explore VAT bridging finance where appropriate.

One more reason to look at the whole transaction, not just the mortgage.

For Intermediaries Only.

24/08/2026

The specialist finance market has changed.

Clients are looking for more reassurance around their deals and greater certainty on whether a case can actually proceed 👀

In this webinar, Dan Morris from Crystal Specialist Finance and Kara Williams from Together discuss how the specialist market is evolving and what brokers are seeing from clients today.

Watch the full webinar here 👇

https://r1.dotdigital-pages.com/p/7MGG-KSV/sign-up-to-crystal-marketing-tog-webinar-july

For intermediaries Only.

Address

Tamworth
B783LZ

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Website

https://www.crystalsf.com/

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