Chloe Haslam - Mortgage Broker

19/08/2026

Five stars is always nice to see 🥰

Five stars for Chloe... as always 🥰

06/08/2026

Equity release, also known as a Lifetime Mortgage for over 55s (not to be confused with raising equity from a normal remortgage), is something that is a very niche area of lending. A lot of thought should be put into this before applying for this type of mortgage. Here's Chloe talking about what people typically use the funds for.



A Lifetime Mortgage will reduce the value of your estate and may affect your
entitlement to means-tested benefits and tax status.
The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate.

For example, if the interest rate was 7% a year, a £50,000 loan would double to
£100,000 after 10 years assuming no repayments are made.

This is an example for illustrative purposes only and personalised advice and
recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.

05/08/2026

Another amazing review to share with you all!

04/08/2026

Best rate or lowest cost?

03/08/2026

Want to buy a house? You'll probably need a mortgage. Here's what happens when you arrange your mortgage using our services.

28/07/2026

Who loves their accountant? 🙋🙋

On a serious note though, it can be super disheartening when a client has fell in love with a house, to then find out the accounts don't demonstrate what they thought their earnings were. Best to have us check how much you can borrow before you view ... especially when self employed.

27/07/2026

If you're self-employed and you've been led to believe getting a mortgage is difficult, we're here to reassure you - it doesn't have to be.

The difference is simply how your income is presented. That's why you need a broker who understands self employed income, knows how to interpret your accounts, and knows which lenders are the right fit.

Did you know there are lenders who can assess your affordability using your net profit before tax, without relying on a salary or dividends?

Who knew? We did. 😉

23/07/2026

"Get a credit card ready for when you need a mortgage", said the person at the bank.

"You don't need a credit card to get a mortgage", said the qualified mortgage brokers.

22/07/2026

Don't just trust us when we say we will look after you ... take our clients word for it....

20/07/2026

What is a JBSP mortgage? It's a bit like the old school guarantor mortgage. Great for people that need to stretch their borrowing or perhaps are having help from their loved ones to buy.