Dean Vaughan Mortgages

Dean Vaughan Mortgages Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Dean Vaughan Mortgages, Insurance broker, Unit 7, CK's Supermarket, Penclawdd, Swansea.

🏡 Whole-of-market mortgage & protection advice
Helping first-time buyers & self-employed clients get approved with clarity and confidence.
📍 South Wales & UK
🏡📞 Book a Call - https://calendly.com/dean-dvmortgages/discovery-call

10/06/2026

Why your bank isn’t showing you the full picture

“If you only speak to your bank, you’re only seeing their options.
That doesn’t mean they’re wrong.

It just means they can only show you their products and their criteria.
Different lenders assess income, affordability, and self-employed applicants very differently.

So if your bank says no, or gives you one route, that is not always the full picture.
DM ‘Mortgage’ if you want to see all your options.”



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Dean Vaughan Mortgages is a trading style of Dean Vaughan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Dean Vaughan Limited is registered in England and Wales with company number 14809791. Registered Office: 72 Priors Way, Dunvant, Swansea, SA2 7UJ.

09/06/2026

Can you get a mortgage with a small deposit?

“Yes, you can get a mortgage with a small deposit.

A lot of people assume if they haven’t saved a huge amount, they’ve got no chance.
That’s not always true.

It comes down to more than just deposit size.

Income, credit profile, and affordability all matter too.
So don’t rule yourself out too early.



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Dean Vaughan Mortgages is a trading style of Dean Vaughan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Dean Vaughan Limited is registered in England and Wales with company number 14809791. Registered Office: 72 Priors Way, Dunvant, Swansea, SA2 7UJ.

08/06/2026

What’s the first step before speaking to a mortgage broker?

“Before you speak to a mortgage broker, the first step is getting your basics together.

Know your income, your monthly commitments, your deposit, and make sure your bank statements are clean.

You do not need to find a house first.

You just need to be ready enough to start the conversation.

The earlier you do that, the less stressful the whole process feels.



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Dean Vaughan Mortgages is a trading style of Dean Vaughan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Dean Vaughan Limited is registered in England and Wales with company number 14809791. Registered Office: 72 Priors Way, Dunvant, Swansea, SA2 7UJ.

07/05/2026

The mortgage process isn’t just stressful because of the mortgage.

It’s stressful because most people feel like they’re guessing their way through it.

You send documents.
You wait.
Someone asks for something else.
Then it goes quiet.
Then you wonder if something has gone wrong.

And that’s usually the bit that causes the panic.

Most people don’t need more jargon.

They need someone to explain what’s happening, what comes next, and who’s meant to be doing what.

A good mortgage broker doesn’t just submit the application and disappear.

They help keep things moving, keep you updated, and make the whole process feel less overwhelming.

DM Mortgage if you want someone in your corner.



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Dean Vaughan Mortgages is a trading style of Dean Vaughan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Dean Vaughan Limited is registered in England and Wales with company number 14809791. Registered Office: 72 Priors Way, Dunvant, Swansea, SA2 7UJ.

06/05/2026

Your bank might be a good starting point…

…but it’s not the full market.

If you only speak to your own bank, you’re only seeing their mortgage options, their criteria, and their way of assessing you.

That doesn’t mean they’re doing anything wrong.

It just means there may be other lenders who look at your situation differently.

This is especially true if you’re:

Self-employed
A limited company director
Using overtime, bonus or commission
Buying with a smaller deposit
Dealing with credit issues
Unsure how much you can borrow

One lender saying “no” doesn’t always mean no.

Sometimes it just means you haven’t found the right route yet.

DM Mortgage if you want to see the bigger picture.



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Dean Vaughan Mortgages is a trading style of Dean Vaughan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Dean Vaughan Limited is registered in England and Wales with company number 14809791. Registered Office: 72 Priors Way, Dunvant, Swansea, SA2 7UJ.

01/05/2026

Your income does not have to be identical every month

Self-employed income goes up and down — that does not automatically mean no mortgage.

A lot of business owners worry because their income is not neat and predictable every single month.
That is normal when you’re self-employed.
Lenders know that.

The key is understanding how your figures are presented and which lenders are comfortable with your type of income pattern.
Irregular income does not mean impossible.

DM Mortgage



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Dean Vaughan Mortgages is a trading style of Dean Vaughan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Dean Vaughan Limited is registered in England and Wales with company number 14809791. Registered Office: 72 Priors Way, Dunvant, Swansea, SA2 7UJ.

30/04/2026

The process is not as scary as you think

The mortgage process feels scary mainly because nobody explains it properly.

Most first-time buyers are not scared of buying a house.
They’re scared of getting it wrong.

What happens first? When do you apply? What even is a Decision in Principle?
That’s where good advice makes all the difference.

Once it’s broken down properly, the whole process feels a lot less overwhelming.

DM Mortgage



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Dean Vaughan Mortgages is a trading style of Dean Vaughan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Dean Vaughan Limited is registered in England and Wales with company number 14809791. Registered Office: 72 Priors Way, Dunvant, Swansea, SA2 7UJ.

28/04/2026

You do not need to have it all figured out

First-time buyers — you do not need to know everything before speaking to a broker.

A lot of people delay getting advice because they think they need the perfect deposit, perfect credit, perfect plan.
You don’t.

That is literally what I help with — working out where you stand, what you need, and what to do next.

You don’t need all the answers before starting.
You just need to start.

DM Mortgage



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Dean Vaughan Mortgages is a trading style of Dean Vaughan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Dean Vaughan Limited is registered in England and Wales with company number 14809791. Registered Office: 72 Priors Way, Dunvant, Swansea, SA2 7UJ.

27/04/2026

Salary, dividends, net profit… confused?”

Self-employed income is where most people get completely lost.

If you’re a sole trader, limited company director, or contractor, lenders can look at income differently.

Some use salary and dividends.
Some may look at net profit.
Some may consider retained profit with the right lender.

That is why self-employed mortgages are not about guessing — they are about knowing which lender fits your setup best.

DM Mortgage



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Dean Vaughan Mortgages is a trading style of Dean Vaughan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Dean Vaughan Limited is registered in England and Wales with company number 14809791. Registered Office: 72 Priors Way, Dunvant, Swansea, SA2 7UJ.

25/04/2026

Worried your credit score means you cannot buy? Listen to this.

So many first-time buyers assume a credit issue means game over.

But not all credit blips are treated the same.

It depends what happened, when it happened, and which lender you go to.
So before talking yourself out of buying, get it looked at properly.
Bad credit does not always mean bad news.

DM Mortgage



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Dean Vaughan Mortgages is a trading style of Dean Vaughan Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Dean Vaughan Limited is registered in England and Wales with company number 14809791. Registered Office: 72 Priors Way, Dunvant, Swansea, SA2 7UJ.

Address

Unit 7, CK's Supermarket, Penclawdd
Swansea
SA43XN

Telephone

07855784163

Website

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