Middleton Finance - Daniel Bailey

Middleton Finance - Daniel Bailey 🏡 Helping First Time Buyers & Home Movers.
💬 Mortgage Advice without the jargon.
⭐ Over 100 5 star reviews.
📅 Book your review today

More than four in five homeowners found buying their second property more difficult than expected 🤔It often comes down t...
10/06/2026

More than four in five homeowners found buying their second property more difficult than expected 🤔

It often comes down to having enough ready cash for your deposit, moving costs and renovations

You might be surprised at how much more you need, or simply wish you had more spare funds.

But what if there were other ways to make your move happen? 🏡

With lots of low-deposit mortgage options up for grabs at the moment, you could be in your new home before you know it 🔑

It means you can focus on packing & not worrying about the pennies. I'm here to help make that next move sorted. 💪

Let's chat about your options. 📱

Your property may be repossessed if you do not keep up repayments on your mortgage.

Source: https://theintermediary.co.uk/2026/05/four-in-five-second-time-buyers-caught-out-by-hidden-moving-costs-study-finds/

With some house prices starting to fall, this could be the moment you've been waiting for to step onto the property ladd...
08/06/2026

With some house prices starting to fall, this could be the moment you've been waiting for to step onto the property ladder 🪜

It can feel tricky knowing when to make your move in the property market.

But as reports suggest, prices are easing in some areas 🙌

It creates a real chance for first-time buyers to get a foot in the door. 🏡

Ready to make your move in 2026?

I'll guide you through every step, making the whole process feel much less daunting and more achievable.

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

Source: https://www.introducertoday.co.uk/breaking-news/2026/05/buyers-urged-to-be-ready-to-strike-as-prices-begin-to-fall/

Imagine leaving your loved ones with a home, not the worry of mortgage payments. 🏡That's where life insurance comes in. ...
07/06/2026

Imagine leaving your loved ones with a home, not the worry of mortgage payments. 🏡

That's where life insurance comes in.

It's a simple way to help make sure your family can stay in their home, should the unthinkable happen, without facing financial strain from the mortgage debt.

Understanding life insurance can feel a bit daunting, but I'm here to help make it straightforward for you.

I take the time to understand your family's unique needs and your budget. I could set up an arrangement where your life insurance payout matches your mortgage.

I handle the research to find suitable options, explaining everything clearly so you can feel confident in your choice. It's all about peace of mind, sorted. ❤️

Let's chat about your options. 📞

Great meeting with a first time buyer in Ainsdale this morning. All pre qualified now, they know what they can afford, w...
07/06/2026

Great meeting with a first time buyer in Ainsdale this morning. All pre qualified now, they know what they can afford, what it will cost them a month and all associated costs in buying the property. Ready to put their offer in next week. Mortgage agreed in principle, deposit ready.

Getting your home buying VIP pass can help you skip the queue. 🤩An Agreement In Principle (AIP) confirms you're a seriou...
03/06/2026

Getting your home buying VIP pass can help you skip the queue. 🤩

An Agreement In Principle (AIP) confirms you're a serious buyer. It's like knowing the bouncer; it gets you through the door faster!

An AIP shows sellers and agents you're vetted and ready to go. This gives your offer an advantage. 🔑

Without an AIP, offers can take longer, and you might miss a home you love. It adds stress and uncertainty to your search. 🤔

I make securing your AIP simple. I check your finances and confirm what you can borrow, providing your VIP pass!

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

Thinking a mortgage without payslips is a hurdle because you're self-employed? 🤔It's common to worry about proving incom...
01/06/2026

Thinking a mortgage without payslips is a hurdle because you're self-employed? 🤔

It's common to worry about proving income when lenders view your finances a little differently.

That's where I shine! I specialise in finding suitable options for self-employed people. ✅

I understand your situation and know precisely what lenders require and just how to present it to lenders!

Often, this means tax calculations (SA302s) and tax year overviews, or your business accounts. 📝

I do the legwork, putting your application in the strongest position and getting everything sorted.

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

So, you've found that house with bags of potential – just needing a bit of TLC and elbow grease. 🏡It's a familiar story ...
31/05/2026

So, you've found that house with bags of potential – just needing a bit of TLC and elbow grease. 🏡

It's a familiar story for many first-time buyers; in fact, last year, around 66% bought a home that needed some DIY or renovation work.

It can feel tricky to save for a deposit and have cash left for those exciting updates. 💷

That's where low-deposit mortgage options come in. I can help you explore solutions that mean you keep more of your savings aside for those essential renos.

I handle all the research, making sure you step onto the property ladder with a suitable mortgage for your plans. 🪜

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

It’s easy to get drawn in by a headline interest rate, but sometimes, what you don't see can cost you more. 🤔A low inter...
27/05/2026

It’s easy to get drawn in by a headline interest rate, but sometimes, what you don't see can cost you more. 🤔

A low interest rate might seem super attractive, but hidden fees can quickly turn a 'sweet' deal a bit sour. 🍋

Look out for product fees (also called arrangement fees) which can be thousands. There are also valuation fees and legal fees, all adding up. 💷

It's a bit like buying a cheap flight, then finding you have to pay extra for luggage and choosing your seat! ✈️

Sometimes, a mortgage with a slightly higher interest rate but lower upfront costs works out cheaper overall.

I do all the digging for you.

I look at the whole picture, not just the rate, to find you suitable options that genuinely fit your pocket. 🔎

I handle the research and do the groundwork. 💪

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

Imagine paying less for your mortgage than you currently do in rent. 🤔It sounds like a dream, but for many, it's becomin...
25/05/2026

Imagine paying less for your mortgage than you currently do in rent. 🤔

It sounds like a dream, but for many, it's becoming a reality, with mortgages that require no deposit. 🤩

Many believe a substantial upfront sum is essential to step onto the property ladder.

Yet, options like 0% deposit mortgages are helping people become homeowners, often with lower monthly payments than their rent. 🏡

I stay up-to-date with these specific mortgage products and their unique requirements.

I'm here to help you explore if suitable options could work for your situation.

I handle the research and explain everything clearly, making the process straightforward for you.

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

You've probably got a pot of money for unexpected expenses, but one of these expenses shouldn't be your mortgage costs. ...
24/05/2026

You've probably got a pot of money for unexpected expenses, but one of these expenses shouldn't be your mortgage costs.

I'm talking about early repayment charges, exit fees, and understanding your onward mortgage. 🤔

It's easy to get caught out, but I believe you deserve full clarity.

I'm here to take the stress out of it. I look at all the potential costs and explain them simply.

I do the legwork to make sure your mortgage is sorted without any hidden nasties. ✅

So you can focus on the exciting part of moving! 🏡

Let's chat about your options. 📱

Your property may be repossessed if you do not keep up repayments on your mortgage.

https://www.mortgagestrategy.co.uk/news/almost-half-name-moving-house-as-most-stressful-life-event-lg/

Address

Southport

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 10am - 2pm

Telephone

+441246749400

Website

Alerts

Be the first to know and let us send you an email when Middleton Finance - Daniel Bailey posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Middleton Finance - Daniel Bailey:

Shortcuts

Share

Category