Mortgage Pathways

Mortgage Pathways At Mortgage Pathways we specialise in finding absolutely the right mortgage for our clients. We simplify the complicated

Mortgage Pathways was established in 2010, but our heritage goes back to 2002 when our mortgage advisers worked exclusively out of estate agents around the North East. Today we not only have a mortgage advice arm in a number of estate agents in the North East, but we also have a dedicated New Build Team

At Mortgage Pathways we specialise in finding absolutely the right mortgage for our clients. We simplify the complicated, so that mortgages become easy to understand and we use our knowledge of the lenders to greatly increase the chances of your mortgage going through. Our number one role is to really understand your priorities and what your goals are for owning your own home. It might be how you can pay your mortgage off early, minimise the interest you will pay, or reduce your payments on a monthly basis. First-time buyers

We specialise in helping first-time buyers to take those first steps onto the housing ladder. There are a number of government schemes available that we can help you to take advantage of. In some cases we can help you to buy your first house with less than a 5% deposit. New Build

We also specialise in arranging mortgages on newly built houses and work closely with developers to ensure that if you are dreaming of a brand new house, we can help turn your dreams into reality. Remortgage and capital raising

Of course, if you are already on the housing ladder there are a number of options open to you. We can help you to save money and pay your mortgage off quicker, or help you to release capital if you need funds to extend or improve your home. Buy-to-let

If you are an existing or potential landlord, we will help you get the right mortgage for your investment needs, including an interest-only mortgage if that is right for you.

17/09/2026

Some people flip burgers or pancakes; we flip nos into yeses! 🤩

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

After all the talk about whether rates could rise, today’s announcement is actually good news 🏠But that doesn’t mean mor...
17/09/2026

After all the talk about whether rates could rise, today’s announcement is actually good news 🏠

But that doesn’t mean mortgage rates are standing still.

We’re already seeing lenders make changes, and a rate available today could quite easily be gone tomorrow!
So if your mortgage is coming up for renewal in the next 6 months, you’re looking to move, or you’re thinking about buying, now is the time to get ahead of it.

Don’t wait any longer to speak to us
Get in touch and let’s look at your options now. ☎️

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We always talk about how there are a lot of misconceptions around mortgages, and the same applies to remortgages! Today ...
15/09/2026

We always talk about how there are a lot of misconceptions around mortgages, and the same applies to remortgages!

Today we're busting those remortgage myths one at a time 💥

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

There have been some rumours recently about how mortgage rates are expected to rise, and while that may cause a bit of p...
14/09/2026

There have been some rumours recently about how mortgage rates are expected to rise, and while that may cause a bit of panic, there is more to it than meets the eye!

The good news is that lenders keep bringing out new products, some more targeted than ever. 🤩

Low-deposit options are opening doors for buyers who thought they weren't quite there yet.

New-build mortgages are shifting too, with more choice for those buying a brand new home.

And green mortgages, aimed at energy-efficient properties, are growing in popularity. 🌱

Rates matter, but they're not the whole story. What suits you depends on your deposit, your property and your circumstances.

Something that wasn't available last time you checked could be worth a look now.

So rather than assuming it's simply "same mortgage, new rate", it might be worth reviewing where you stand.

We keep an eye on the changing mortgage market, so you don't have to. 🍁

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

No one wants to think about leaving loved ones with big mortgage debt. 🏡Workplace life insurance, often called death-in-...
13/09/2026

No one wants to think about leaving loved ones with big mortgage debt. 🏡

Workplace life insurance, often called death-in-service cover, might not fully protect your family if the worst happens.

Research shows many UK workers could face a gap of up to £150,000 between their cover and the average new £225,672 mortgage. 💷

Workplace payouts typically range from £76,200 to £152,400, leaving a substantial gap before other costs like childcare and bills.

Understanding your family's security shouldn't be complicated, and our team is here to help.

We'll review your situation and help you explore suitable options for peace of mind. ✅

We handle the research and explain everything clearly.
Let's chat about your options. 📞

Source: https://theintermediary.co.uk/2026/08/workplace-life-cover-could-leave-150000-mortgage-shortfall-study-warns/

10/09/2026

Your income, credit, and current property are some of the biggest deciding factors in your mortgage - we'll talk through it all and find a mortgage tailored to you! 🏠

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

08/09/2026

Should I do a remortgage or product transfer? This is a question we hear a lot and the truth is, there's no broad answer!

It all boils down to your goals and history. We'll talk through all your options!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

When you apply for a mortgage, there's a type of debt many people overlook. 🤔You might declare credit cards or car repay...
07/09/2026

When you apply for a mortgage, there's a type of debt many people overlook. 🤔

You might declare credit cards or car repayments, but those 'buy now, pay later' schemes, such as Klarna, are also debt and must be declared.

Lenders see them as financial commitments, just like any other.

Having existing debt won't always take you out of the running! We know plenty of lenders who work with various credit histories. 💪

It's more about your income-to-debt ratio and whether you're actively paying these off. Our team helps you explore suitable options.

Book a chat with us today. ☎

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Getting an Agreement in Principle before you start viewing can make all the difference.🏡Our team takes the guesswork out...
06/09/2026

Getting an Agreement in Principle before you start viewing can make all the difference.🏡

Our team takes the guesswork out of it.

We’ll help you understand your borrowing power with an Agreement in Principle, explore low deposit options (yes, even 2% or 0% deposit mortgages are available!), and make sure you’ve factored in all the other costs like legal fees and surveys.

We do the sums so you can focus on finding that special place.

Let's chat about your options. 📱

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

03/09/2026

Despite our name, we do a lot more than mortgages! 💪🏼

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address

106 One Trinity Green
South Shields
NE331SA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 5pm
Sunday 10am - 5pm

Telephone

+443333583822

Website

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