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Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm Saturday 9am - 4pm

Opal Financials

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United Kingdom
Sandbach
Opal Financials

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🏡 Experienced, friendly UK mortgage advisers helping first-time buyers & home movers find the right deal with confidence 🤝💼
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Opal Financials provide an honest, personal and professional advice service for residential, investment and commercial mortgages. Providing expert advice on all your associated protection needs; life insurance, critical illness cover, income protection, business protection, private medical insurance and building, landlord and contents insurance, all tailored specifically to your needs. We take pride in specialising in these particular areas so you can rest assured you are receiving the high quality advice in a friendly and comfortable atmosphere. To ensure that we find our clients a suitable solution and provide the right advice we have a comprehensive range of mortgages from across the market together with a carefully selected panel for protection products. We will guide you through the process, from the initial advice through to the application – we do the work for you, leaving you get on with all of life's other commitments. Our highly skilled and experienced support staff will communicate with Lenders, Solicitors, Estate Agents and Insurance Providers and provide you with regular updates on the progress of your application. We are always on hand to help and discuss any queries that you may have during the process and will always go out of their way to help, nothing is too much trouble! We provide the following services:

Mortgages

- First Time Buyer
- Home-mover
- Product Transfer and Rate Switch
- Remortgage
- Buy-to-Let
- Let-to-Buy
- Help to Buy
- Affordable Housing schemes
- Adverse Credit
- Commercial & Agricultural (we will refer you to our specialist sister company; Opal Commercial

Protection

- Life insurance
- Critical illness cover
- Income protection
- Business protection
- Private medical insurance (PMI)
- Landlords cover
- Buildings & Contents

If you are interested in finding out more about any of the above services and how we can help please visit www.opalfinancials.co,uk

01/11/2026

We are very proud to have been recognised by PRIMIS Mortgage Network last week 🙌🤩

Thank you for a fantastic event at Pennyhill Park, bringing together brokers from across the network. We thoroughly enjoyed the experience, and the Harry Potter Studio Tour was an unforgettable bonus! ✨⭐️

31/10/2026

Could a smaller deposit bring home ownership within reach? 🤔

The belief that a substantial deposit is essential can put people off exploring their options. Depending on your circumstances, some lenders may consider a 5% or 2% deposit, or even a mortgage with no deposit (0%).

Understanding which lenders offer these options is key. Your bank can explain its own mortgage range, but that is only part of the picture. 📸

We can help you understand the options available to you.

Before you rule out buying, speak to us about what may be possible. ☎️

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

30/10/2026

🎉 What a month of celebrations at Opal Financials! 💛

As October comes to an end, we wanted to give a special shoutout to some of our wonderful team members who've celebrated birthdays and work anniversaries this month!

🎂 A big Happy Birthday to Charlie and Oliga! We hope you both had a fantastic time celebrating!

🎉 Congratulations to Amber, who celebrated her 1-year work anniversary with us!

👏 And a huge congratulations to Rachel and Ange, who both celebrated an incredible 5 years at Opal!

We're so lucky to have such a brilliant team, and it's always lovely to recognise the people who make Opal what it is.

29/10/2026

We all think about what life would look like if the things we hope for happen, but what happens when something that unsettles your life comes your way?

What happens when you're struck with a serious illness and can't work for longer than Statutory Sick Pay allows?

That's why we echo the importance of income protection as a safety net that you can rely on. Let's get yours sorted today ☎️

28/10/2026

First-time buyers, there's some exciting news from the Autumn Budget!

Remember the Your First Home Scheme we mentioned a few weeks back?

Well, it's now been officially confirmed! ✅

This new government scheme is being introduced to help first-time buyers purchase a new-build home with a much smaller deposit in England.

🏡 You could buy with just a 2.5% deposit, alongside a government equity loan worth 20% of the property's value, with no interest charged for the first 5 years.

📆 Applications are expected to open in February 2027, although this date hasn't been fully confirmed yet.

Before that, pre-registration will open before the end of 2026.

You won't be committing to a purchase by registering. Instead, you'll receive more details about eligibility and the maximum property prices in your area.

More information is available here:
https://www.gov.uk/government/publications/your-first-home/your-first-home

💷 There's also an update on savings for first-time buyers!

A new First Time Buyer ISA is being planned to offer a simpler way of saving towards a deposit.

It's intended to replace the Lifetime ISA for people opening a new account, but existing Lifetime ISA savers will be able to carry on using theirs.

We don't have a confirmed launch date for the new ISA just yet.

With these announcements, there's plenty for future homeowners to look forward to! 🤩

Thinking about buying your first home? We can help you explore your mortgage options and understand what it could mean for you

Get in touch today 📲

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

25/10/2026

With Halloween just around the corner, we're telling people they don't need to be scared about their mortgage renewal 👻

But if you don't take any action, you could land on your lender's standard variable rate 😬

That's the rate you fall onto automatically, and it's usually a lot higher than your current deal.

Your monthly payment could jump by hundreds! 💷

That's the trick.

Here's the treat. We can start hunting for new deals up to 6 months before your renewal, so nothing creeps up on you in the dark. 🎃

And if rates ease up after we've locked something in for you, there may still be room to switch to a lower rate before it all completes.

Speak to us before your renewal turns into a horror story. 🦇

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

22/10/2026

What’s the biggest sign you’re going barking mad?
a) Not using us for your mortgage
b) Making your dog wear a headset?

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

20/10/2026

What not to do as a first-time buyer? Here are our top 3 no-nos! 🔊

1️⃣ Not getting an AIP
2️⃣ Chasing the lowest rate
3️⃣ Choosing a hard-to-reach solicitor

Need more guidance on your mortgage journey? Give us a call today! 📲

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

19/10/2026

Your mortgage deal won't last forever, so it helps to plan ahead of time. 📅

When your fixed or initial term ends, your options change. You're not tied to sticking with the same lender or the same deal you've always had.

Starting early gives you room to breathe. Time to see what's out there, compare your options and understand what actually suits your situation now.

A new deal isn't just about chasing the lowest rate either. Fees, term length, and monthly payments all play a part. Don't leave it to the last minute. Speak to us 6 months before your deal expires and make the whole thing far less stressful. 🏡

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

17/10/2026

Do you and your partner earn £60 000 a year combined? If so, this one's for you! 🔊

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address

Edwin Foden Business Centre
Sandbach
CW113AE

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm
Saturday	9am - 4pm

Telephone

+441270879367

Website

https://opalfinancials.co.uk/?utm_source=facebook&utm_medium=organic_social&utm_campaign=facebook_page&utm_content=websi

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