Opal Financials

Opal Financials 🏑 Experienced, friendly UK mortgage advisers helping first-time buyers & home movers find the right deal with confidence πŸ€πŸ’Ό
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Opal Financials provide an honest, personal and professional advice service for residential, investment and commercial mortgages. Providing expert advice on all your associated protection needs; life insurance, critical illness cover, income protection, business protection, private medical insurance and building, landlord and contents insurance, all tailored specifically to your needs. We take pride in specialising in these particular areas so you can rest assured you are receiving the high quality advice in a friendly and comfortable atmosphere. To ensure that we find our clients a suitable solution and provide the right advice we have a comprehensive range of mortgages from across the market together with a carefully selected panel for protection products. We will guide you through the process, from the initial advice through to the application – we do the work for you, leaving you get on with all of life's other commitments. Our highly skilled and experienced support staff will communicate with Lenders, Solicitors, Estate Agents and Insurance Providers and provide you with regular updates on the progress of your application. We are always on hand to help and discuss any queries that you may have during the process and will always go out of their way to help, nothing is too much trouble! We provide the following services:

Mortgages

- First Time Buyer
- Home-mover
- Product Transfer and Rate Switch
- Remortgage
- Buy-to-Let
- Let-to-Buy
- Help to Buy
- Affordable Housing schemes
- Adverse Credit
- Commercial & Agricultural (we will refer you to our specialist sister company; Opal Commercial

Protection

- Life insurance
- Critical illness cover
- Income protection
- Business protection
- Private medical insurance (PMI)
- Landlords cover
- Buildings & Contents

If you are interested in finding out more about any of the above services and how we can help please visit www.opalfinancials.co,uk

A critical illness payout can do more than you might think. 🏑Many believe this payout is solely for keeping your mortgag...
09/09/2026

A critical illness payout can do more than you might think. 🏑

Many believe this payout is solely for keeping your mortgage afloat or covering specialist healthcare. πŸ€”

But a critical illness cover payout is a tax-free lump sum, giving you options when you need them most.

It can truly help in many ways, like covering your daily household bills, or replacing lost income. πŸ’·

It could even fund necessary home renovations if you need them.

It gives you financial breathing room, so your only job is getting better. Our team is here to help you understand your options.

Let's chat about your options. πŸ“ž

Trying to navigate your mortgage journey on your own can leave you feeling a bit lost, that's why we are your first-time...
07/09/2026

Trying to navigate your mortgage journey on your own can leave you feeling a bit lost, that's why we are your first-time buyer SatNav! πŸ’ͺ🏼

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

04/09/2026

If you’re struggling to get your mortgage over the line, please πŸ™ speak to us before you give up!

These are real examples of clients we have helped this week:
πŸ’Έ Big broker fee avoided
βœ… complex self employed approved
πŸ₯³ 6-month wait avoided



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Celebrating our people this August πŸŽ‰Gabe, Antonia and Jass all celebrated their birthdays this monthWe hope you were all...
30/08/2026

Celebrating our people this August πŸŽ‰

Gabe, Antonia and Jass all celebrated their birthdays this month

We hope you were all spoiled rotten 🎁

And a big congratulations to Henry on 5 years at Opal

5 years of hard work, good energy and being a top member of the team πŸ’›

Our team is what makes this place, so we'll never miss a chance to celebrate them πŸ‘

To all the amazing teachers getting ready for the new school year, your Summer break is nearly over! πŸ™But still a bit of...
27/08/2026

To all the amazing teachers getting ready for the new school year, your Summer break is nearly over! πŸ™

But still a bit of time to tick off one more important thing before school starts and life gets busy. πŸ€”

Why not use this time to discuss your mortgage or remortgage with us?

Our team is here to search through multiple lenders and comb through a wider market to find a mortgage that's suited to you!

If your mortgage is up in the next 6 months, then we'll need to have a chat now. πŸ—“οΈ

Imagine heading back to school knowing your mortgage is sorted! What a lovely peace of mind. πŸ™Œ

Book a chat with us today. ☎

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Is your income protected if you can't work? πŸ€”While employees may have sick pay through their employer, it's a more compl...
24/08/2026

Is your income protected if you can't work? πŸ€”

While employees may have sick pay through their employer, it's a more complicated case when you're self-employed - being your own boss means that a spell of illness costs you more than your health. πŸ’·

Business owners often don't have the safety net of sick pay

If you can't work, your income could stop while your business expenses continue.

Income protection provides a portion of your regular monthly income if you're unable to work due to illness or injury.

We can help you understand what protection could work alongside your business.

Book a chat. πŸ—“οΈ

It might surprise you that over 1.5 million UK homes are considered 'unmortgageable' by mainstream lenders. 🏑These uniqu...
23/08/2026

It might surprise you that over 1.5 million UK homes are considered 'unmortgageable' by mainstream lenders. 🏑

These unique properties often don't fit into standard criteria, and sometimes you need a specialist's eye to see the value! πŸ‘€

The good news is, 'unmortgageable' isn't always the end of the story!

Our team works with many lenders, including specialists for these less conventional homes. πŸ’ͺ

Even for standard properties, we explore many different options to find you a suitable deal.

Let's chat about your options. πŸ’¬

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

If you've been dreaming about a new kitchen or playroom for the kids but moving isn't on the cards, this one's for you! ...
21/08/2026

If you've been dreaming about a new kitchen or playroom for the kids but moving isn't on the cards, this one's for you! πŸ”Š

You could see your dream home come to life without buying a new home with some smart mortgage moves!

With moving costs on the rise and mortgage rates a bit unpredictable, staying put is a sensible choice for many homeowners.🏑

We could help you release equity through a remortgage, which could help fund those home improvements you're dreaming of. πŸ”¨

We handle the research and help you understand your options. βœ…

Let's chat about your options. πŸ“ž

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We often hear a lot of questions about remortgages and we're here to clear the air around some common misconceptions!YOU...
20/08/2026

We often hear a lot of questions about remortgages and we're here to clear the air around some common misconceptions!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

19/08/2026

🏠 Perfect borrower. Perfect deposit. Still declined?

It’s not always about you!

Sometimes it’s the property itself that can cause a mortgage application to hit a brick wall… metaphorically, of course 😏
This is why lender criteria matters, one lender saying no doesn’t necessarily mean every lender will.

Are you thinking of buying a property that’s a little different? Get it checked before you commit. πŸ‘€
πŸ’¬ Drop us a message to discuss!



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address

Edwin Foden Business Centre
Sandbach
CW113AE

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm
Saturday 9am - 4pm

Telephone

+441270879367

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