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Monday 9am - 5:15pm Tuesday 9am - 5:15pm Wednesday 9am - 5:15pm Thursday 9am - 5:15pm Friday 9am - 4pm

Are You Owed Money Limited

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Are You Owed Money Limited

AreYouOwedMoney.co.uk are a leading debt recovery service.

13/02/2023

A Tory MP is looking to clamp down and introduce regulation in the "buy now, pay later" industry. With businesses like Klarna offering no interest payment methods, we look at MP Anthony Browne's concerns and assess whether buy now, pay later is good or bad for borrowers.

Conservative MP Anthony Browne is looking to implement more controls to buy now, pay later companies to prevent subpar lenders spiralling into debt.

18/01/2023

Are You Owed Money Ltd have moved home.

We're very excited to announce we have moved (albeit not very far!) from our former home of Tustin Court in Preston to a mere 200 yards away and a new, modern office space at Edward VII Quay.

See our blog for more details.

AYOM has left it's home of 10 years (Tustin Court) to move a short distance to Edward VII Quay. We look at the reason for the change.

04/11/2022

How not to recover a debt!

A recent news article reported on how one man decided to break into somebody's property and demanded payment of a £30 debt via taking the debtor's PlayStation. We look at all the possible missteps the creditor made in this process and how it could have been done better.

In a recent incident a creditor broke into a debtor's house and commandeered an Xbox over a £30 debt. What debt recovery best practice can we learn from this?

21/10/2022

Rising interest rates and the Bank of England base rate have been rising steadily over the past few months with many feeling it will continue to rise.

With so much turmoil in the financial market, how will this affect SMEs and business debts moving forward?

After years below 0.75%, the Bank of England has steadily put their base rate up month-on-month since January, causing worries among both businesses and consumers.

15/09/2022

Our latest blog sees industry commentators urge caution on businesses despite a 0.2% rise in GDP in July. The Women's European Championships helped secure a rise in GDP in the service industry while others suffered. The surprise increase is not expected to last. See our blog for more info.

Businesses are being advised caution during Q4 even after a surprise rise in GDP that the Women’s European Championships gave the boosted service sector.

26/07/2022

Covid-19 had a huge impact on businesses and a knock on effect to commercial landlords. During 2020 there were changes to the process of commercial rent arrears recovery. However, 2022 sees a return to normal procedures with additional protections for commercial tenants removed. See our latest blog article for details.

COVID-19 had huge effects on commercial rent arrears collection (CRAR). With updates to the bill, temporary restrictions have lifted, helping landlords recover unpaid business rent.

07/07/2022

A popular question to try and bring early disruption to debt recovery proceedings is "prove it". Playing innocent and not knowing why a debt has come about seems an easy option to escaping the reality of repayment.

However, evidence, paper trails and keeping track of circumstances can be the difference between a drawn out process, eliminating excuses and overcoming objections.

Our latest blog looks at why collating evidence can be key to a swift resolution.

What evidence is and isn't allowed when attempting debt recovery? And how much is needed to ensure you have the best chance of recovery? Our latest blog explores evidence in debt collection.

16/06/2022

Our latest blog looks at the ongoing Ukraine conflict and how UK businesses are also feeling the pinch alongside consumers. Many businesses and industry bodies are requesting assistance from the government in this testing time for many.

With Russia's invasion of Ukraine, UK businesses alongside consumers have seen a noticeable increase in costs. With many businesses involved in import and exports, bodies are calling for government assistance during the conflict.

21/03/2022

Our latest article looks at a single mother who persevered in paying off over £5,500 of debt using the 1p savings method and others. Now giving financial advice to others, Instagram user getstuffdone_withcoffee aims to help people organise their payments more efficiently.

A single mother has shared her experience for ways that helped her repay her debts. Her Instagram page has helped those in debt look for positive paths to repaying debt.

14/03/2022

Carrying debt doesn't have to be a secret. In a recent article one writer said "debt happens". Management of debt is something nobody should be afraid to ask for help with. Our latest article looks at the journey to repayment of debt and the role debt recovery agencies play in that.

Recent articles suggest that "debt happens" so don't be afraid to talk and ask for help. With the cost of living rising, AYOM prides ourselves on getting positive results through mediation of debt.

10/03/2022

WE ARE HIRING

We are currently recruiting for a Field Sales Representative to cover the South London area. Working in the field and supported by an excellent in-house sales and clerical team based in our head office in Preston. You will be responsible for building key relations with decision makers, advising on our solutions and signing customers up to our award-winning debt recovery services.

AYOM is extremely well respected in the debt recovery sector where our vision is to "shape the industry by putting our customers first."

See the link for more details.

We are currently recruiting for a Field Sales Representative to cover the South London area.

01/03/2022

It may seem easy to just click ignore and hope a debt recovery company goes away. However, the best thing you can do if one has been employed is speak to them and get on the road to a resolution. See our latest article for why we firmly believe speaking to us about an alleged debt could save you big headaches.

Many are mistaken by thinking ignoring debt collectors is the best option. However, speaking to a debt collector could be the fastest and simplest way to resolve a debt or dispute. See our blog to find out why.

Address

4A, King Edward VII Quay, Navigation Way
Preston
PR22YF

Opening Hours

Monday	9am - 5:15pm
Tuesday	9am - 5:15pm
Wednesday	9am - 5:15pm
Thursday	9am - 5:15pm
Friday	9am - 4pm

Website

http://www.areyouowedmoney.co.uk/

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