JCM Mortgages

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Base Rate rises by 0.25% in its 12th consecutive rise🚨The Bank of England has increased the base rate to 4.5%.What does ...
11/05/2023

Base Rate rises by 0.25% in its 12th consecutive rise🚨

The Bank of England has increased the base rate to 4.5%.

What does this mean for you?

• Have a fixed rate mortgage?
The base rate won't affect your mortgage repayments. However, if you're current fixed rate deal is due to end within the next six months please contact us to review.

• Have a variable rate mortgage?
Your variable rate mortgage payments are likely to increase and if you would like to review your options please contact us.

☎️ 07388937705
📧 [email protected]

Feedback like this makes me smile 😊I'm not biased - but first time buyers are always my favourite type of clients to wor...
10/05/2023

Feedback like this makes me smile 😊

I'm not biased - but first time buyers are always my favourite type of clients to work with! 🏡❤️the advantage of having a background in estate agency is knowing the process inside out, I love being able to hold clients hands throughout the process and empower them on what can be an intense journey.

These particular clients have been a pleasure to work with and really taken on board any advice throughout the process.

Good luck in your beautiful new home! 🏡💕

Feedback like this makes me smile ☺️I’m not biased - but first time buyers are always my favourite type of clients to wo...
10/05/2023

Feedback like this makes me smile ☺️

I’m not biased - but first time buyers are always my favourite type of clients to work with! ❤️🏡the advantage of having a background in estate agency is knowing the process inside out, I love being able to hold clients hands throughout the process and empower them on what can be an intense journey.

These particular clients have been a pleasure to work with and really taken on board any advice throughout the process.

Good luck in your beautiful new home! 🏡💕

Some exciting Tuesday news 🚨For the first time in over a decade, the first lender has brought out a product with NO DEPO...
09/05/2023

Some exciting Tuesday news 🚨

For the first time in over a decade, the first lender has brought out a product with NO DEPOSIT NEEDED! 😱

The product is for First Time Buyers who are currently caught in the renting cycle and want to get on the property ladder 🏡

We are offering free advice for First Time Buyers 🏡❤️

If this sounds like you, get in touch using the details below..or if you know anything that this could benefit please share the post!

☎️ 07388937705
📧 [email protected]
or Message us via DM



*All mortgages are subject to status and lender criteria

Happy ❣️
08/03/2023

Happy ❣️

The face you pull when you get a clients mortgage offer through on a Monday morning 🐶🙋‍♀️Today has been a good day 😊 Get...
06/03/2023

The face you pull when you get a clients mortgage offer through on a Monday morning 🐶🙋‍♀️

Today has been a good day 😊

Get in touch with us on 07388937705 or [email protected] for your free no obligation mortgage quote! 🏡💰

Self care Sundays…💕🧖‍♀️ Feeling refreshed and ready for a busy week 🏡 There's a lot uncertainty surrounding the mortgag...
26/02/2023

Self care Sundays…💕🧖‍♀️

Feeling refreshed and ready for a busy week 🏡

There's a lot uncertainty surrounding the mortgage market at the moment fuelled by people sharing how much their payments have increased, or may increase. Typically this news comes from well-meaning friends and family to try and help you prepare.

It’s important to remember that just because their repayments have gone up by a certain amount per month, doesn't mean that yours will.

Interest rates can feel intimidating, but the amount that your repayments could fluctuate by all depends on what type of mortgage product you have, your mortgage balance, remaining term and your loan-to-value (LTV).

So before you let widespread fear creep in, speak with a professional who can provide guidance and insight so that you know what your options are.

A lovely review from a recent client. Patience is a virtue in this industry 🥲🙏Sometimes mortgages aren’t straight forwar...
13/02/2023

A lovely review from a recent client. Patience is a virtue in this industry 🥲🙏

Sometimes mortgages aren’t straight forward and things can get a little complex, that’s where I am here to help and alleviate any unnecessary stress.

I’m so excited to keep helping more clients purchase their dream home 🏡🥰

Today the Bank Of England have increased the base rate by from 3.5% to 4%.If you have any questions on how this will eff...
02/02/2023

Today the Bank Of England have increased the base rate by from 3.5% to 4%.

If you have any questions on how this will effect your mortgage or your future mortgages please get in touch.

☎️ 07388937705
📧 [email protected]

What is the difference between buildings and contents insurance? Think of tipping your house upside down….your buildings...
24/01/2023

What is the difference between buildings and contents insurance?

Think of tipping your house upside down….your buildings cover will cover anything that stays in place (house, bricks, fences, fixed furnishings). Your contents is anything that would fall out of your house…(food, beds, sofas, TV).

Buildings cover is a legality, but I would always recommend taking out a policy for both Buildings and Contents. It’s so important to make sure you have the right insurance in place for if something unexpected happens!

I’d love to help you. Get in touch for a free quote ☺️📞

A question I often get asked is ‘It is possible to be approved for a mortgage whilst being on maternity leave?’ 👶🏼🍼 From...
22/01/2023

A question I often get asked is ‘It is possible to be approved for a mortgage whilst being on maternity leave?’ 👶🏼🍼 From a lenders perspective, it essentially depends on what your income is going to look like in the future. 💰

Will you be returning full time on the same terms prior to maternity? Or will you be going back part time?

Lenders criteria varies on this, so it’s important that you have a good mortgage broker on hand will be able to maximise your affordability based on your individual circumstances.

If you're about to embark on the journey of purchasing a property, ensure you seek mortgage advice from someone that you trust, so they can look after you throughout the process 🙏🤍

Get in touch today!

Happy New Year to all of my friends and clients ❤️ Reflecting on 2022 in todays office with a very beautiful view and a ...
02/01/2023

Happy New Year to all of my friends and clients ❤️

Reflecting on 2022 in todays office with a very beautiful view and a big smile ☺️ I’m feeling extremely grateful a wonderful year of new chapters. Some doors closed whilst others opened.

Here’s to a busy year and living life to the full in 2023 🫶⭐️🥂 looking forward for what is to come! 🪩💫🤍

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