KC Accountancy Services

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KC Accountancy Services Fully qualified member of AAT (Association of Accounting Technicians) I currently work part time from home and can offer great flexibility to suit you!

Established in 2009, I am a fully qualified and licenced member of the Association of Accounting Technicians (AAT). I have extensive knowledge of company and sole trader accounts and over 11 years’ experience working with a variety of different business from large limited companies to ‘one man bands’. I offer a range of accountancy and consultancy services, included in this is the offer of bookkeeping or payroll only services. I offer a free initial consultation, where we can discuss your personal or business accountancy requirements.

Your second Making Tax Digital quarterly update is due by 7 November.That's the quarter from 6 July to 5 October, for so...
04/11/2026

Your second Making Tax Digital quarterly update is due by 7 November.

That's the quarter from 6 July to 5 October, for sole traders and landlords with qualifying income over £50,000.

Here's the bit nobody says out loud: quarter one was a scramble for a lot of people. A frantic weekend in early August, and a quiet promise to be better organised next time.
Quarter two is where that promise gets tested.

Four times a year isn't a bigger job than once a year. It's the same job, cut into four. It only feels bigger when it's left to pile up.

Two questions for today:
🟢 Is everything up to 5 October actually in your software?
🟢 Do you know who's pressing submit - you or us?

If we handle your updates, you'll have heard from us already. If you're doing it yourself and quietly dreading it, give us a shout.





So that's the Budget out of the way.By now you'll have had the headlines, the hot takes, and three forwarded messages te...
02/11/2026

So that's the Budget out of the way.

By now you'll have had the headlines, the hot takes, and three forwarded messages telling you the sky is falling.

Most Budget announcements don't change what you should do this week. A few do. The trick is knowing which is which - for your business, not one in a newspaper.

Worth your ten minutes:

📌 Landlords and savers: from April 2027, income tax on rental profits and savings interest rises to 24%, 44% and 49%. If you let property in your own name or have savings outside an ISA, this one’s for you. Property held in a limited company isn’t affected.

📌 Thinking of selling up or retiring in the next few years? From April 2027, Business Asset Disposal Relief will only cover the first £500,000 of lifetime gains, down from £1 million. That includes farms and family companies, so it’s worth talking timing before you agree anything.

📌 Employers: the National Living Wage rises to £13.21 an hour from 1 April 2027, and the 18 to 20 rate goes up to £11.27. Worth building into next year’s wage bill now rather than in March.

On the day we said we'd do the reading and come to you if it affected you. That's what the next few weeks are, client by client.

Don't want to wait? Message us and we'll tell you straight, including if the answer is "this one doesn't touch you".

Don't worry. That's rather the point of having us.

If you provide a van, a company car, fuel or private medical cover to anyone on your payroll, this one’s for you.From 6 ...
30/10/2026

If you provide a van, a company car, fuel or private medical cover to anyone on your payroll, this one’s for you.

From 6 April 2027, reporting those benefits through your payroll becomes mandatory. At the moment most employers report them once a year on a P11D, after the tax year has ended. From April 2027, for this first group of benefits, the Income Tax and Class 1A National Insurance have to be reported and paid in real time, every pay run, as part of your normal payroll.

Phase one covers:
🚐Company vans and van fuel
🚗Company cars and car fuel
🦷Employer-provided medical and dental cover

Most other benefits follow from April 2028.

April 2027 sounds a long way off. It isn’t and here’s why it matters sooner than you’d think. This changes what your employees see on their payslips. Somebody with a van will have the tax collected month by month rather than through a tax code adjustment later on. If nobody has warned them, that first payslip in April 2027 will generate a phone call.

The work to get ready is mostly getting your benefit records straight: who has what, from when, and what it’s worth. Far easier to do calmly now than in a rush next spring.

If we run your payroll, we’ll be in touch about this in good time. If you run it yourself and you’d like a hand working out what’s in scope, give us a shout.





It’s Budget day.By this evening your feed will be full of people telling you exactly what it all means. Some of them wil...
28/10/2026

It’s Budget day.

By this evening your feed will be full of people telling you exactly what it all means. Some of them will have read it. Most of them will not.

Here’s our approach, and it hasn’t changed since we started in 2016. We don’t act on rumours. In the weeks before a Budget there’s always a flurry of “you must do X before it’s too late”, and a fair amount of it turns out to be wrong. Making a permanent decision about your business on the back of a newspaper guess is an expensive way to save tax.

We read the actual documents. Not the headlines. the detail underneath them. That’s usually where the bits that matter to a farm in Powys or a limited company in Shropshire are hiding. We come to you if it affects you. If something announced today genuinely changes things for your business, you’ll hear from us. If it doesn’t, you won’t and that isn’t us being quiet, that’s us not wasting your time.

Most Budgets change less for most small businesses than the coverage suggests. Some change a great deal.The only way to know which is to wait and read it properly.

So put the kettle on, ignore the hot takes, and let us do the reading. If you’ve got a specific worry,a sale you’re planning, a purchase yo’ve been putting off, a decision that’sbeen hanging on today, message us and we’ll come back to you once we know what we’re actually dealing with.

Croeso (welcome) to get in touch any time.





The clocks go back this Sunday, 25 October, and every single year I fall for the same trick.An extra hour! I think. i’ll...
23/10/2026

The clocks go back this Sunday, 25 October, and every single year I fall for the same trick.

An extra hour! I think. i’ll ldo something useful with it. Spolier alert, I will not.

What actually happens is that I wake up at the normal time regardless, spend the morning mildly confused about what time it is, and by four in the afternoon it’s dark and i’ve mentally clocked off.

It has never once been an extra hour. But i’ve made my peace with it, because October round here is lovely if you stop fighting it. The hills go a colour you can’t photograph properly. There’s half term. Dance competition season doesn’t pause for the weather. And there’s a very specific sort of good that comes from a paned (cuppa) in a warm kitchen while it’s blowing a gale outside.

Running a small practice means the diary doesn’t care what the clocks are doing, the deadlines arrive either way. But I have learned to be a bit gentler with myself this time of year, and to stop expecting October-me to work like September-me.

So, tell me: are you a clocks-going-back person, or do you mourn the light? I’m firmly in the “put the lamps on and get on with” camp, but I fully expect arguments.





A heads-up for every employer reading this.From 1 January 2027, the qualifying period for ordinary unfair dismissal prot...
22/10/2026

A heads-up for every employer reading this.

From 1 January 2027, the qualifying period for ordinary unfair dismissal protection drops from two years to six months.

That’s a real shift, and it’s closer than it looks.

In plain English: at the moment most employees need two year’s; service before they can bring an ordinary unfair dismissal claim. From January they’ll need six months and anyone already past six months service will have that protection straight away.

If you take on staff and plenty of our clients do, whether that’s a farm with seasonal help or a companywith a team of ten, the practical things to look at now are:

⏰How long is your probation period, and is it actually long enough to assess somebody properly?

🗒Are you writing things down? Notes from review meetings, concerns raised, what was agreed. Memory isn’t evidence.

📒Do your contracts and handbook still say what you think they say?

We’re accountants, not employment solicitors, so for the legal detail you want an HR adviser.

But the record-keeping side of this sits right next door to payroll, and payroll very much is our department. If you’d like to talk through what it means in practice, we’re here.

How long is your probation period at the moment? Genuinely curious whether six months is already the norm round here.





18/10/2026

Every March we have a run of the same conversations.

“We took on two more staff in the autumn, is that alright”

“I bought the van back in January, can I claim it?”

“We’ve bought the cottage next door, should it have gone in the company?”

“we’ve taken quite a bit out of the business this year. Is that a problem?”
They are all good questions. They’re just being asked about eight months too late.

By March the decision has been made. The van has been bought. The money has gone out. All we can do at that point is work out what it cost you. That’s he honest difference between an accountant who files your return and an accountant who works alongside you through the year. The first one tells you what happened. The second one helps you decide what happens next.

IWhat’s the difference between:

• A set of accounts that turns up nine months after your year end, and numbers you actually see while you can still do something with them

•.finding out your tax bill in January and having a good idea of it by the previous summer

• filing a return and having someone to ring before you sign anything

If you run a limited company, employ people, farm, or hold a few properties, your affairs have more moving parts than a once-a-year tax return can keep up with. You’ve probably already felt that.

We look after more than 200 clients across Powys, Shropshire and Mid & North Wales, and the ones who get the most out of us are the ones who pick up the phone before they do the thing, rather than after.

So if you’ve got a question yo’ve been saving up for March, ask it now. Send us a message and let’s have a proper conversation about what year-round support would look like for your business.





Round here, hardly any farm is just a farm any more.Converted barns, shepherd’s huts, contracting, solar panels or stora...
12/10/2026

Round here, hardly any farm is just a farm any more.

Converted barns, shepherd’s huts, contracting, solar panels or storage space, diversification makes sense. It spreads the risk and helps smooth out the tougher years.

But it can change your tax position, and not always how you’d expect.

🏡 Holiday lets: Since the furnished holiday lettings rules ended in April 2025, the tax treatment has changed, affecting things like mortgage interest relief and capital gains tax reliefs.

🚜 Contracting: Work for neighbouring farms is usually trading income, not rental income. That matters when it comes to tax and allowable expenses.

📊 Farm accounts: Keeping different income streams properly recorded helps you see what’s actually making money and avoid costly mistakes.

🌱 Inheritance tax: Moving land away from farming use can have implications worth discussing before you make changes.

This isn’t just for big farms. A smallholding with two holiday pods and some grazing let out faces many of the same questions.

If you’ve diversified recently, or you’re thinking about it this winter, come and have a paned (cuppa) with us before you commit. It’s much easier to get things right from the start.

What’s the cleverest bit of farm diversification you’ve seen round here? We’ve come across some good ones!

Diolch (thank you) for reading.

What a brilliant day we had at Ysgol Llanfyllin on Wednesday running a financial education workshop with the Year 7s!The...
09/10/2026

What a brilliant day we had at Ysgol Llanfyllin on Wednesday running a financial education workshop with the Year 7s!

The pupils were full of great questions and really got stuck in, talking about money, saving and making smart choices from an early age. It was a real pleasure to see so much enthusiasm, and we came away feeling very inspired.

A huge thank you to the fabulous Gemma Oliver, financial advisor, for joining me and sharing her knowledge so generously. And of course, diolch yn fawr to the staff and pupils at for making us so welcome.

Helping young people feel confident about money is something close to our hearts, and we can’t wait to do it again!

Everyone knows about 31 January.Far fewer people know there is a deadline three months earlier.If you file your Self-Ass...
07/10/2026

Everyone knows about 31 January.

Far fewer people know there is a deadline three months earlier.

If you file your Self-Assessment tax return on paper, your deadline for the 2025/26 tax year is 31 October 2026. Not January. October. Miss it and it’s an automatic £100 penalty, even if you don’t owe a penny in tax.

📄Paper return: 31 October 2026
💻Online return: 31 January 2027

There’s a second date worth knowing, too. If you owe less than £3,000 and you’d rather, have it collected gradually through your PAYE tax code than pay it in one lump in January, you need to have filed online by 30 December 2026. It’s one of the genuinely useful bits of the system and hardly anybody uses it.

We file everything online for our clients, so if you’re with us this isn’t something you need to think about.

But if you’re still posting a paper return each year, have a look at the calendar on the wall. October comes round quickly.

Not sure which deadline applies to you? Send us a message and we’ll tell you straight.





Address

Youth & Community Centre
Oswestry
SY225DB

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 3pm
Wednesday 9am - 5:30pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+441691674792

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