Humba Mortgages

Home
United Kingdom
North Ferriby
Humba Mortgages

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Humba Mortgages, Insurance broker, 2 Earls Court, Henry Boot Way, North Ferriby.

🏠 Fee-free mortgage advice based on Priory Park, Hessle | Helping people across Hull & East Yorkshire find the right deal at no cost to you | No hidden fees, no surprise charges.

04/11/2026

🏡 Getting mortgage-ready? Let’s talk about it!

From saving for a deposit to understanding your budget, preparing paperwork and making sense of mortgage jargon, there’s plenty to think about when buying a home.

This Talk Money Week (2–6 November), we’re highlighting the importance of starting conversations about money. 💬

You don’t need to have everything figured out straight away. Sometimes, understanding the basics is a great place to start.

Small conversations can make a big difference when it comes to feeling more confident about your finances.

📍 Humba Mortgages
📞 01482 385693
🌍 www.humba.co.uk

27/10/2026

Halloween rule number one: do not ghost your mortgage adviser 👻

If your job, income, borrowing, deposit, chosen property or purchase price changes before completion, send a quick update. Your adviser can check whether the lender needs more information or another assessment.

Not every change will affect an application, lender rules vary, but a surprise discovered late can cause extra checks or delays.

A two-minute conversation is much less frightening than a last-minute plot twist 🎃

📍 Humba Mortgages
📞 01482 385693
🌍 www.humba.co.uk

22/10/2026

The dream kitchen can wait for one minute, what does the flood-risk check say? 🌧️

The government’s long-term flood-risk service for England lets you search the area around a property for risk from rivers and the sea, surface water and groundwater.

It is an area-level indicator rather than a guarantee for an individual home, so pair it with the conveyancer’s searches, survey advice, questions about previous flooding and a check that suitable buildings insurance is available.

Not the glamorous part of house hunting. Definitely the kind of practical check your future self will appreciate ☔

📍 Humba Mortgages
📞 01482 385693
🌍 www.humba.co.uk

20/10/2026

A friendly message from future you: “Can we sort the mortgage before it becomes a last-minute scramble?” 👋

If your fixed or discount deal ends by April 2027, now is a useful time to start reviewing. It does not mean you need to switch immediately. It simply gives you room to check the end date, early repayment charge, current balance and estimated property value.

From there, you can compare your current lender with the wider market and look at the full picture, rates, fees, conditions and eligibility.

A little diary reminder now can make the next few months feel much calmer.

📍 Humba Mortgages
📞 01482 385693
🌍 www.humba.co.uk

15/10/2026

Mortgage valuation and home survey: similar-sounding names, completely different jobs 🏡

The valuation is mainly for the lender. It helps them decide whether the property is suitable security for the mortgage. It is limited and may not even involve a physical inspection.

The survey is for you. It takes a closer look at the condition of the property and may highlight repairs or areas needing another expert opinion.

Before you celebrate “the valuation is done”, check what has actually been booked. A charming home can still have a few expensive secrets. 👀

📍 Humba Mortgages
📞 01482 385693
🌍 www.humba.co.uk

13/10/2026

Before you send the big money, make the little phone call 📞💸

Criminals can impersonate solicitors or intercept an email and replace genuine payment details with their own.

Call your solicitor using a number you already trust and confirm the account details directly. Be especially suspicious of a last-minute change or a message pushing you to act urgently. Do not use the contact number inside the payment request.

It may feel like an extra step when everyone is excited to complete, but it could be the most valuable 60 seconds of the whole move.

Know someone buying? Tag them or send this on.

📍 Humba Mortgages
📞 01482 385693
🌍 www.humba.co.uk

08/10/2026

Not the most glamorous update we will share this month… but definitely one your future self will thank you for 🔔

The updated Right to Rent code came into force in England on 1 October 2026. It matters where an initial check, or a repeat check, is required on or after that date.

This is a good moment to bin the ancient printed checklist, use the current approved process and make sure evidence is clear and dated. Time-limited checks may also need following up.

It is not the exciting side of property, but organised admin is much nicer than a nasty surprise later.

This is general information rather than legal advice, so use the latest GOV.UK guidance for your situation.

📍 Humba Mortgages
📞 01482 385693
🌍 www.humba.co.uk

06/10/2026

Buying your first home comes with plenty of questions, luckily, Lizzie was there to help this client every step of the way 🏡🔑

From sharing helpful tips during the property search to finding a mortgage suited to their circumstances and explaining everything clearly, we’re delighted we made the experience feel that little bit easier.

Thank you for the brilliant review, and congratulations on your first-home journey! 🎉

📍 Humba Mortgages
📞 01482 385693
🌍 www.humba.co.uk

01/10/2026

We're delighted to welcome Aaron Platts CeMAP to Humba Group as Case Handler and Paraplanner, working across both Humba Mortgages and Humba Financial Advisers.

Aaron brings a wealth of experience, having worked at both mortgage advisers and financial advisers. That gives him a real understanding of how the two sides of advice fit together, which is exactly what our clients benefit from here at Humba.

Behind every recommendation is a lot of careful work: research, paperwork, liaising with lenders and providers, and keeping cases moving. Aaron will be at the heart of that, helping make sure our clients get a smooth, efficient experience from first meeting to completion.

Please join us in giving Aaron a warm Hull welcome! 🎉

Address

2 Earls Court, Henry Boot Way
North Ferriby
HU47DY

Website

http://www.humba.co.uk/

Alerts

Be the first to know and let us send you an email when Humba Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.