On The Move Mortgage Services

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On The Move Mortgage Services

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Here at On The Move Mortgage Services, we pride ourselves in doing our very best for our clients.

Nothing gives us more satisfaction than returning customers or our customers recommending us to their family and friends. We promise to find the exact right Mortgage for you from the comprehensive range of products we can access from across the market. Having worked in the Mortgage & Protection industry for over 15 years, On The Move Director Darren is ideally placed to guide you through the wide range of products we have available. Darren has worked in some of the biggest Estate Agents and Brokers in the market place. This background means we are ideally placed to guide you, not just through the various products available, but through the full house buying or Remortgage process. Our Mortgage specialists are available to provide you with the advice you need face-to-face, over the phone or via video calls at a time to suit you. They will take care of everything from explaining your options and recommending the right Mortgage and most suitable protection for you and your family.

30/10/2026

Mortgage jargon can sound a lot more complicated than it needs to be 👻

Here's four terms made simple:
1️⃣ LTV: How much you're borrowing compared with the property's value.
2️⃣ AIP: An indication of what a lender might let you borrow, not a guaranteed offer.
3️⃣ ERC: A charge you might pay for leaving your mortgage deal early.
4️⃣ Porting: Taking your existing mortgage deal with you when you move, subject to lender approval.

No complicated explanations needed. If there's something you're unsure about, just ask!

☎️ If you’ve got questions, Darren’s just a phone call away: 07968 042160

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

26/10/2026

You’ve found the house you want, but your own sale hasn’t completed 🤔

That can leave you in a frustrating position, especially if the seller wants to move quickly.

In some situations, a bridging loan can help cover that gap by providing short-term finance while you wait for your existing property to sell.

It won’t be the right option for everyone, and the costs and exit plan need to be considered carefully, but it can be worth exploring if timing is the thing holding your move up.

If this sounds like where you are right now, give me a call and I’ll talk you through what the options could look like.

📱 Call me on 07968 042160

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

22/10/2026

When you're sorting a mortgage, most of the attention goes on the house, the rate and the monthly payment ❗️

But it's also worth thinking about what would happen if one of you wasn't around to help pay for it.

Life cover can provide a lump sum if you die during the policy term, which could help your family repay the mortgage or manage other financial commitments.

It's not the nicest thing to think about, but putting something in place now can give you peace of mind that the people you care about have some financial protection.

If you're buying a home and want to talk through your options, give me a shout.

📲 07968 042160

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

20/10/2026

If your fixed mortgage deal finishes in the next few months, don't wait until the last minute to start looking at your options 🚨

Mortgage rates have been moving around quite a bit recently, and waiting for a particular Bank of England announcement doesn't necessarily tell you what fixed mortgage rates are going to do next.

I'd rather have the conversation early 💬

We can look at what your current lender is offering, compare that with the wider market and work out what the right mortgage for you might look like.

Then you've got time to make a decision rather than rushing because your current deal is about to end.

Drop me a message if yours is coming up 📩

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

16/10/2026

Once I've submitted your mortgage application, there's still plenty going on behind the scenes.

As you can see, sometimes it takes multiple conversations at once to keep everything moving 😂

I'll be keeping an eye on its progress, dealing with any questions the lender might have and helping you get any additional documents they need 📞

There might be a valuation to arrange, a query about your income or something else that needs sorting along the way.

And I'll be keeping you updated throughout, so you're not left wondering what's happening.

📞 Prefer a quick chat? Give Darren a call on 07968 042160

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

14/10/2026

One question I get asked quite a bit is whether you can take your current mortgage with you when you move house.

The answer? Sometimes, yes! It's called porting, which basically means moving your existing mortgage deal to your new property 🏠

It can be worth looking into, particularly if you're on a fixed rate that you'd rather keep.

But here's the important bit. It's not automatic. Your lender will still need to check that you meet their criteria and can afford the mortgage on your new home.

If you're planning a move, let me take a look at your current deal before you start making decisions.

📱 A quick conversation with Darren could make all the difference: 07968 042160

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

11/10/2026

If you're a first-time buyer, don't automatically assume you've got to save 10% before you can even start looking 🔍

There are plenty of 95% mortgages around, and I've even seen some options with less than a 5% deposit recently ❗️

That doesn't mean borrowing with little or no deposit will be right for everyone. The rate, monthly payment, affordability checks and lender criteria all still matter.

But if the deposit is the one thing making you think buying is years away, it's worth having a proper look at what's actually possible.

Give me a shout and I'll happily talk you through it 👍

📞 Prefer a quick chat? Give Darren a call on 07968 042160

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

06/10/2026

Advertising costs have came down now the Great North Run is over 🤣

Are you thinking about moving but not sure what the housing market is doing at the minute? 🏠

The latest figures from the Office for National Statistics show that house prices in the North East increased by 4.9% in the year to July 2026.

It's interesting to see how our region is doing, but remember, these are averages. What's happening in your particular area, and with the type of property you're looking at, might be quite different.

If you're thinking about buying or moving, I'm happy to have a chat and help you understand what your mortgage options could look like.

📲 Call Darren now on 07968 042160

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

30/09/2026

There's always somebody around here who says they'd never move south of the Tyne.
And somebody else who wouldn't dream of moving north of it 😂

Thankfully, I don't take sides.

If you're thinking about moving anywhere across the North East or beyond, the important bit from my end is working out what you can afford and what your current mortgage means for the move.

So you can argue about which side of the river is better. I'll sort the mortgage.

📱 07968 042160

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

25/09/2026

Three months until Christmas 🎄

Yep. Sorry to be the one to tell you.

If you've been hoping to get moved before Christmas, or you've been saying "we'll start looking later in the year", later in the year has arrived.

There's no guarantee you'll be sitting in a new house eating your Christmas dinner, but if moving is the plan, finding out what you can afford and getting your mortgage plans in order is a sensible place to start.

Give me a call and let's see what's possible.

📞 07968 042160

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

Address

Newcastle
NE126BH

Telephone

+447968042160

Website

http://www.onthemovemortgageservices.co.uk/

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