Northern Standard Mortgages

Northern Standard Mortgages At Northern Standard Mortgages we provide professional mortgage and insurance advice.

02/09/2026

What’s the difference between a mortgage valuation and a survey? 🏡

Fraser explains the difference - a valuation is carried out for the lender to assess the property and its value, whereas a survey gives you a much more detailed look at the property’s condition and any work that may be needed.



Your home may be repossessed if you do not keep up repayments on your mortgage.

28/08/2026

What is a Mortgage in Principle, and do I need one? 🏡

Nicky explains how a Mortgage in Principle gives you an idea of how much you could borrow — helping you understand your budget before you start falling in love with properties.



Your home may be repossessed if you do not keep up repayments on your mortgage.

27/08/2026

What happens if my income changes month to month? 💷🏡

Whether you’re self-employed or earn through commission, overtime or bonuses, Grant explains why lenders will assess your income differently — and why understanding your average monthly affordability is just as important when choosing a home you can comfortably afford long term.



Your home may be repossessed if you do not keep up repayments on your mortgage.

26/08/2026

Does an Agreement in Principle affect your credit score? 🤔🏡

In most cases, no. Alex explains how the majority of lenders use a soft credit search, which won’t leave a footprint on your credit report or affect your score.



Your home may be repossessed if you do not keep up repayments on your mortgage.

21/08/2026

What happens after your mortgage offer is issued? 🏡

Fraser explains the next steps, from working with your solicitor and property searches through to exchange and completion — plus what the process can look like if you’re remortgaging.



Your home may be repossessed if you do not keep up repayments on your mortgage.

20/08/2026

Can benefits or maintenance payments count as income? 🏡

They can with some lenders. Nicky explains what lenders may look for, including a track record of the income, and why speaking to a broker can help you understand which options are available to you.



Your home may be repossessed if you do not keep up repayments on your mortgage.

19/08/2026

Who’s most likely to become famous in the NSM office? 👀🎬

Safe to say, one name came up more than a few times… 😂

14/08/2026

Do you need perfect credit to get a mortgage? 🤔

Not always. Alex explains how your deposit, the type of mortgage and your individual circumstances can all play a part.

Checking your credit report and speaking to a broker early can help you understand what options may be available to you. 🏡

Your home may be repossessed if you do not keep up repayments on your mortgage.

13/08/2026

We asked the team for their go-to guilty pleasure songs… 🎶😂

Safe to say, the office playlist would be interesting.

What’s yours? 👀

12/08/2026

🏚️ Can you get a mortgage on a property that needs major renovation?

Fraser explains why it all comes down to the condition of the property and what you plan to do with it - from refurb-to-let mortgages to bridging finance for properties that aren’t currently habitable.

Getting the right advice early can help you understand which route could work for you.

Address

Hoults Yard, Walker Raod
Wallsend
NE62HL

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 5pm
Saturday 10am - 4pm

Telephone

+441916259300

Website

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