Atherton & Associates Wealth Management Ltd

08/06/2026

The amount of money needed for people to achieve a good standard of living in retirement has risen significantly in the last year.

https://www.athertonandassociates.co.uk/article/detail/sjpp/pensions-uk-report-figures-paint-dire-picture-of-nations-saving.html

Richard Astbury Lauren Tudor Financial Planner Richard Peddie

The amount of money needed for people to achieve a good standard of living in retirement has risen significantly in the last year.

02/06/2026

The right financial advice can provide perspective, particularly as life and priorities change.

Research shows that people who’ve received professional financial advice are more than twice as likely to say their financial position has improved over the past year and are more likely to feel financially comfortable.

For many, advice brings clarity and reassurance, helping them make informed decisions with confidence as their needs and priorities evolve.

Read more here:
https://www.athertonandassociates.co.uk/article/detail/sjpp/financial-health-report-financial-resilience-falls-but-a-plan-can-boost-confidence.html

Atherton & Associates Wealth Manegement Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 13/05/2026

02/06/2026

01/06/2026

After missing last week’s Monday meeting thanks to the bank holiday, it’s back to business this morning 👏

A good catch-up, plenty of coffee, and ready for the week ahead

25/05/2026

Having a financial plan can make a meaningful difference to how people feel about their finances.

Recent research shows that those with a plan are more than three times as likely to say their financial situation has improved over the past year and far less likely to say it has worsened.

A good plan isn’t about removing uncertainty altogether. It’s about providing clarity, direction and confidence, whatever the future brings.

Read more here: https://www.athertonandassociates.co.uk/article/detail/sjpp/financial-health-report-financial-resilience-falls-but-a-plan-can-boost-confidence.html

Atherton & Associates Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 13/05/2026

22/05/2026

Enjoy the long weekend - and if you find yourself with a spare half hour between BBQs and lie-ins, it might just be the perfect time to check in on your finances 😉

20/05/2026

As a local business, recommendations and feedback mean a great deal to us.

We’re especially pleased to see this latest review for Luke, our newest adviser at Atherton and Associates Wealth Management.

Thank you to everyone who takes the time to share their experience with our team - your support is always appreciated.

★★★★★

19/05/2026

Fixed or tracker? Many people are revisiting this question for their mortgages.

With the Bank of England holding rates for now - but future increases expected; it’s important to understand how different mortgage types work.

🏡 Explore the differences and what to consider when reviewing mortgage options:
https://www.athertonandassociates.co.uk/article/detail/sjpp/fixed-rate-or-tracker-choosing-the-right-mortgage-in-uncertain-times.html

Your home may be repossessed if you do not keep up repayments on your mortgage.


Atherton & Associates Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).


SJP Approved 13/5/2026
exp: 15.11.26

But market expectations are now that the base rate will rise during 2026. This is because inflation is likely to go up due to increased oil prices caused by the prolonged conflict in Iran. The Bank of England uses interest rates as a tool to control rising inflation.

15/05/2026

Rising costs and continued uncertainty are putting pressure on household finances. 🌧️

But research from the 2026 Financial Health Report shows that people who actively plan and invest for the long term tend to feel more resilient and confident about their money.

Explore the key findings from the latest Financial Health Report 👇

On behalf of SJP, Opinium surveyed 6,000 UK adults between 17 March and 9 April 2026. Quotas and post-weighting were applied to the sample to make the dataset representative of the UK adult population.

Atherton & Associates Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).


SJP Approved 14/5/2026
exp: 14.11.2026

Households are feeling less resilient and finances have worsened over the past 12 months, against a backdrop of continued cost of living pressures and global turmoil. These are the findings of St. James's Place’s fifth Financial Health Report, published today, 14 May.