Capital Car Finance

Capital Car Finance Capital Car Finance Limited is a credit broker and not a lender. Our rates start from 7.9% APR. No inflated rates. No high-pressure tactics.

The rate you are offered will depend on your individual circumstances. 8.9% APR Representative. Established in 2007, Capital Car Finance is one of the UK’s original online car finance brokers specialising in super-prime Personal Contract Purchase (P*P) car finance. We're a small, family-run business, FCA-regulated and focused on clear, honest support. Just transparent quotes, competitive rates and

5-star service. Our rates start from just 7.9% APR! We are a credit broker not a lender. Representative 8.9% APR

Five stars isn't a number we chase. It's what happens when you get the basics right, every time.Clear numbers. Straight ...
08/09/2026

Five stars isn't a number we chase. It's what happens when you get the basics right, every time.

Clear numbers. Straight answers. No pressure to sign before you're ready.

That's the same experience whether it's your first car or your fifth. It's why so many drivers come back, or send a friend our way.

Ready to see what a five-star finance experience feels like? Get your free quote today.

Representative Example (P*P): Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500. 48 monthly payments of £346.31. Optional final payment (6k miles p.a.) £12,250. Total amount payable £31,026.57. Representative APR 8.9%.

Capital Car Finance is a trading name of Capital Car Finance Limited. Company Number 06041030, correspondence address 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF. Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference No. 685925. We act as a credit broker, not a lender.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work. The commission we receive is either a fixed payment or a fixed percentage of the amount you finance, and can vary by lender. This does not impact the rate you are provided, and you can request further information on this at any time. Please note we do charge a fee for our services and you will be provided with a full breakdown of all charges prior to entering into an agreement with us.

If you choose to proceed with a lender, a full credit search will be carried out by that lender as part of their underwriting process.

That feeling when your finance is actually sorted.You know the one. Kettle's on, feet up, and you're not still waiting t...
06/09/2026

That feeling when your finance is actually sorted.

You know the one. Kettle's on, feet up, and you're not still waiting to hear back about anything.

Getting your car finance sorted shouldn't eat into your evening. Answer a few questions, get your numbers, done.

Then you can get back to the bit that matters. Choosing the car.

Start your free quote today, it only takes a few minutes.

Representative Example (P*P): Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500. 48 monthly payments of £346.31. Optional final payment (6k miles p.a.) £12,250. Total amount payable £31,026.57. Representative APR 8.9%.

Capital Car Finance is a trading name of Capital Car Finance Limited. Company Number 06041030, correspondence address 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF. Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference No. 685925. We act as a credit broker, not a lender.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work. The commission we receive is either a fixed payment or a fixed percentage of the amount you finance, and can vary by lender. This does not impact the rate you are provided, and you can request further information on this at any time. Please note we do charge a fee for our services and you will be provided with a full breakdown of all charges prior to entering into an agreement with us.

If you choose to proceed with a lender, a full credit search will be carried out by that lender as part of their underwriting process.

What actually goes into your monthly payment?Deposit, balance to finance, term length, APR. Every one of those nudges th...
02/09/2026

What actually goes into your monthly payment?

Deposit, balance to finance, term length, APR. Every one of those nudges the number up or down, and it's worth knowing which lever does what before you sign anything.

We'll walk you through your own numbers in plain English, not just a generic example.

Get your free quote today and see exactly what you'd pay.

Representative Example (P*P): Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500. 48 monthly payments of £346.31. Optional final payment (6k miles p.a.) £12,250. Total amount payable £31,026.57. Representative APR 8.9%.

Capital Car Finance is a trading name of Capital Car Finance Limited. Company Number 06041030, correspondence address 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF. Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference No. 685925. We act as a credit broker, not a lender.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work. The commission we receive is either a fixed payment or a fixed percentage of the amount you finance, and can vary by lender. This does not impact the rate you are provided, and you can request further information on this at any time. Please note we do charge a fee for our services and you will be provided with a full breakdown of all charges prior to entering into an agreement with us.

If you choose to proceed with a lender, a full credit search will be carried out by that lender as part of their underwriting process.

*P

Got a car finance question at 11pm? So does everyone else.That's what Max is for. Our WhatsApp assistant walks you throu...
30/08/2026

Got a car finance question at 11pm? So does everyone else.

That's what Max is for. Our WhatsApp assistant walks you through the details and pulls together your quote, whatever time it is.

Real support, not a queue. Real people still in the picture when it matters.

Message Max on WhatsApp and get your free quote today.

Representative Example (P*P): Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500. 48 monthly payments of £346.31. Optional final payment (6k miles p.a.) £12,250. Total amount payable £31,026.57. Representative APR 8.9%.

Capital Car Finance is a trading name of Capital Car Finance Limited. Company Number 06041030, correspondence address 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF. Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference No. 685925. We act as a credit broker, not a lender.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work. The commission we receive is either a fixed payment or a fixed percentage of the amount you finance, and can vary by lender. This does not impact the rate you are provided, and you can request further information on this at any time. Please note we do charge a fee for our services and you will be provided with a full breakdown of all charges prior to entering into an agreement with us.

If you choose to proceed with a lender, a full credit search will be carried out by that lender as part of their underwriting process.

Waiting around for a decision is the old way of buying a car.With us, you get a clear answer without the back and forth....
26/08/2026

Waiting around for a decision is the old way of buying a car.

With us, you get a clear answer without the back and forth. No chasing, no guessing games, no radio silence while you wait to hear back.

Just a straightforward decision, so you can focus on choosing the car you actually want.

Start your free quote today. It takes seconds, not days.

Representative Example (P*P): Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500. 48 monthly payments of £346.31. Optional final payment (6k miles p.a.) £12,250. Total amount payable £31,026.57. Representative APR 8.9%.

Capital Car Finance is a trading name of Capital Car Finance Limited. Company Number 06041030, correspondence address 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF. Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference No. 685925. We act as a credit broker, not a lender.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work. The commission we receive is either a fixed payment or a fixed percentage of the amount you finance, and can vary by lender. This does not impact the rate you are provided, and you can request further information on this at any time. Please note we do charge a fee for our services and you will be provided with a full breakdown of all charges prior to entering into an agreement with us.

If you choose to proceed with a lender, a full credit search will be carried out by that lender as part of their underwriting process.

1 September brings the new plate change, and dealership diaries fill up fast around it.If you're planning to change your...
23/08/2026

1 September brings the new plate change, and dealership diaries fill up fast around it.

If you're planning to change your car this autumn, the finance conversation is worth having early.

Get your numbers sorted first. Know your budget, your monthly figure, and what you can realistically afford.

Then when the right car turns up, you can move on it quickly, with your finance already arranged.

Start your free quote today. It takes seconds and won't affect your credit score.

Representative Example (P*P): Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500. 48 monthly payments of £346.31. Optional final payment (6k miles p.a.) £12,250. Total amount payable £31,026.57. Representative APR 8.9%.

Capital Car Finance is a trading name of Capital Car Finance Limited. Company Number 06041030, correspondence address 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF. Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference No. 685925. We act as a credit broker, not a lender.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work. The commission we receive is either a fixed payment or a fixed percentage of the amount you finance, and can vary by lender. This does not impact the rate you are provided, and you can request further information on this at any time. Please note we do charge a fee for our services and you will be provided with a full breakdown of all charges prior to entering into an agreement with us.

If you choose to proceed with a lender, a full credit search will be carried out by that lender as part of their underwriting process.

Walk onto a forecourt and you'll usually get one finance offer.Just one. No context, no comparison. Take it or leave it....
19/08/2026

Walk onto a forecourt and you'll usually get one finance offer.

Just one. No context, no comparison. Take it or leave it.

We work differently. Our panel of lenders means we can shop around for a deal that suits you, not just push the one sat in front of you.

Same car. Possibly a very different number attached to it.

Compare before you commit. It costs nothing to check, and it won't affect your credit score.

Representative Example (P*P): Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500. 48 monthly payments of £346.31. Optional final payment (6k miles p.a.) £12,250. Total amount payable £31,026.57. Representative APR 8.9%.

Capital Car Finance is a trading name of Capital Car Finance Limited. Company Number 06041030, correspondence address 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF. Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference No. 685925. We act as a credit broker, not a lender.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work. The commission we receive is either a fixed payment or a fixed percentage of the amount you finance, and can vary by lender. This does not impact the rate you are provided, and you can request further information on this at any time. Please note we do charge a fee for our services and you will be provided with a full breakdown of all charges prior to entering into an agreement with us.

If you choose to proceed with a lender, a full credit search will be carried out by that lender as part of their underwriting process.

You know the feeling.You've been staring at numbers that don't quite add up, wondering if you're missing something.Then ...
16/08/2026

You know the feeling.

You've been staring at numbers that don't quite add up, wondering if you're missing something.

Then someone explains it plainly, and suddenly it clicks.

That's how car finance should feel.

We talk in real language. We show you the full picture up front. And if something isn't clear, we'll happily go through it again.

No pressure. No jargon. Just a straight answer.

Representative Example (P*P): Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500. 48 monthly payments of £346.31. Optional final payment (6k miles p.a.) £12,250. Total amount payable £31,026.57. Representative APR 8.9%.

Capital Car Finance is a trading name of Capital Car Finance Limited. Company Number 06041030, correspondence address 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF. Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference No. 685925. We act as a credit broker, not a lender.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work. The commission we receive is either a fixed payment or a fixed percentage of the amount you finance, and can vary by lender. This does not impact the rate you are provided, and you can request further information on this at any time. Please note we do charge a fee for our services and you will be provided with a full breakdown of all charges prior to entering into an agreement with us.

If you choose to proceed with a lender, a full credit search will be carried out by that lender as part of their underwriting process.

*P

Eighteen years arranging car finance.Thousands of drivers helped onto the road.And the thing we're proudest of? The care...
11/08/2026

Eighteen years arranging car finance.

Thousands of drivers helped onto the road.

And the thing we're proudest of? The care hasn't changed.

Whether you're financing your first car or your fifth, you get the same honest guidance, the same clear numbers, and the same team in your corner.

That's not a promise we make lightly. It's how we've worked from day one.

Ready when you are.

Representative Example (P*P): Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500. 48 monthly payments of £346.31. Optional final payment (6k miles p.a.) £12,250. Total amount payable £31,026.57. Representative APR 8.9%.

Capital Car Finance is a trading name of Capital Car Finance Limited. Company Number 06041030, correspondence address 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF. Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference No. 685925. We act as a credit broker, not a lender.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work. The commission we receive is either a fixed payment or a fixed percentage of the amount you finance, and can vary by lender. This does not impact the rate you are provided, and you can request further information on this at any time. Please note we do charge a fee for our services and you will be provided with a full breakdown of all charges prior to entering into an agreement with us.

If you choose to proceed with a lender, a full credit search will be carried out by that lender as part of their underwriting process.

*P

416 verified reviews. A perfect 5.0 rating. 18 years doing this.That kind of record isn't luck.Every customer works with...
09/08/2026

416 verified reviews. A perfect 5.0 rating. 18 years doing this.

That kind of record isn't luck.

Every customer works with their own dedicated finance consultant, start to finish. Real people who pick up the phone, explain things clearly, and stay with you through the whole thing.

Not a call centre. Not a script.

The kind of service people recommend to their family.

See what we could do for you. Message us to get started.

Representative Example (P*P): Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500. 48 monthly payments of £346.31. Optional final payment (6k miles p.a.) £12,250. Total amount payable £31,026.57. Representative APR 8.9%. Capital Car Finance is a trading name of Capital Car Finance Limited. Company Number 06041030, correspondence address 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF. Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference No. 685925. We act as a credit broker, not a lender. We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work. The commission we receive is either a fixed payment or a fixed percentage of the amount you finance, and can vary by lender. This does not impact the rate you are provided, and you can request further information on this at any time. Please note we do charge a fee for our services and you will be provided with a full breakdown of all charges prior to entering into an agreement with us. If you choose to proceed with a lender, a full credit search will be carried out by that lender as part of their underwriting process.

Address

Capital Car Finance Limited, 10 Alvaston Business Park
Nantwich
CW56PF

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441925589020

Website

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