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Thornhill Insurance Brokers When you insure with us you're part of the family! We look forward to being of service!

Since 1982 Thornhill Insurance Brokers have been arranging top-quality insurance cover for thousands of satisfied clients throughout West Yorkshire and, indeed, throughout Great Britain. Our staff have over 150 years' combined insurance broking experience, so whatever your enquiry, you can be assured of a knowledgeable, swift and friendly response.

03/11/2026

Hosting a Bonfire Night event this year?

Bonfires and fireworks bring plenty of enjoyment, but they also carry real risks. If you’re hosting, you have a responsibility to protect your guests from burns and injuries.

Anyone responsible for such an event must take reasonable care to ensure visitors are reasonably safe while on the premises. No bonfire is ever completely risk-free, but some sensible precautions go a long way:
Only buy fireworks carrying a CE or UKCA mark
Store fireworks in a closed box and use them one at a time
Never use petrol or paraffin on a bonfire
Never return to a firework once it has been lit
Light fireworks at arm’s length and stand well back
Supervise children closely and make sure they keep a safe distance

If you haven’t yet arranged cover for your event, there is still time.
Get in touch and we can talk you through your options before the night.

Already insured but unsure what your policy includes? Give us a call and we’ll check it for you. And should anything go wrong, we’ll be on hand to help.

You could pay your premium in full and still not get paid in full. 😬It’s called the average clause, and it’s in the smal...
20/10/2026

You could pay your premium in full and still not get paid in full. 😬
It’s called the average clause, and it’s in the small print of many property policies.
If your sum insured is lower than the true value of what you’re covering, insurers can reduce your claim in proportion. A real world example:

→ Correct sum insured: £55,000
→ Actually insured for: £35,000
→ Claim: £20,000
→ Payout: £12,727

Most underinsurance happens by accident. Guessed values, market value used instead of rebuild cost, or material prices creeping up without anyone noticing.
Your business has changed and has your cover kept up?

Not sure what your sums insured are? Drop a 🙋 below and we’ll point you in the right direction, or give the team a call on 01924 499182 for a friendly review.

Think you’re too small to be a target? Think again. 🔒It’s Cybersecurity Awareness Month, so there’s no better time to ch...
13/10/2026

Think you’re too small to be a target? Think again. 🔒

It’s Cybersecurity Awareness Month, so there’s no better time to check your defences.

Government research shows:
👉 32% of UK businesses have been hit by a breach or cyber attack in the last 12 months*
👉 It costs the average victim £15,300 a year*

Most attacks aren’t targeted, so if you’ve got a business, you’ve got a target, whatever your size. And the criminals are only getting craftier.
Don’t leave the door open. Drop us a message today and we’ll make sure your business is properly protected.



*Source: Cyber Security Breaches Survey 2023, DCMS. Contains public sector information licensed under the Open Government Licence v3.0.

09/10/2026

Our 5-9 series continues, and this week it’s Tracey and Aries 🐾.

By day, Tracey’s part of our sales team where she is building great relationships with client’s old and new. Once she clocks off, it’s home and lead on and out the door for a walk with Aries. After two weeks of horses, we thought it was time the dog lovers got a look in!

Whatever the weather’s throwing at us, Aries still needs a walk, so Tracey’s out there come rain or shine. Here’s hoping for a few dry evenings before winter properly sets in 🐶❄️

06/10/2026

Darker evenings mean quiet yards, empty units and vans parked up longer in the dark. It's the time of year opportunist thieves look forward to, in fact, we've had two claims this week!

Most commercial policies come with security conditions, and plenty of business owners have never actually read theirs. Worth five minutes this week 👇

🔔 Is your intruder alarm set every night, and still maintained the way your policy asks?
🧰 Are tools left in vans overnight, and are they covered if so?
🔒 Do your locks, gates and shutters still match what your insurer was told?
📦 Has anything changed since January? New kit, more stock, a new site?

If a security condition isn't met, it can affect how a claim is handled. Much better to find that out now than after a break in.
What's your end of day lock up routine? Let us know in the comments 💬
📞 Not sure what your policy asks for? Call us on 01924 499182 and we'll go through it with you.

02/10/2026

Next up in our 5-9 series, it’s Lucie featuring Billy 🐴

By day, Lucie is one of our insurance executives. Once she clocks off, its a quick stop for her nails, then straight down to the yard to see Billy. We did say last week Charlotte wasn’t the only horse lover in the team!

Fresh nail and mucking out might not seem the right way to go but Lucie makes it work!

Nobody should need a dictionary to understand their own insurance 📖 So here's a quick translation of four phrases you'l...
29/09/2026

Nobody should need a dictionary to understand their own insurance 📖

So here's a quick translation of four phrases you'll find in yours 👇

💷 EXCESS The amount you pay towards a claim before your insurer pays the rest.
⚖️ AVERAGE If you're insured for less than the true value, your claim can be cut in proportion. Insure for 60% of the value, and you may only get around 60% of your claim paid.
🔄 SUBROGATION Once your claim is paid, your insurer can step into your shoes and recover the money from whoever caused the loss.
📋 FAIR PRESENTATION Your duty to tell insurers anything that could affect whether they cover you, or on what terms. That applies at renewal too, not just when you first take out cover.

Which bit of insurance jargon has left you scratching your head?

Drop it in the comments and we'll translate it 💬

Prefer a proper chat? Call the team on 01924 499182 📞

Address

334 Huddersfield Road
Mirfield
WF149QD

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441924499182

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