28/10/2026
For years the standard advice was simple: spend your other savings first and leave the pension untouched for the family.
From April 2027 that logic is largely turned on its head. Our new article explains what the change means in practice, and why doing nothing is itself a decision.
From April 2027 unused pensions fall into your estate for IHT. For many people that reverses the usual order of drawing retirement income. What to consider now.