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Monday 8:30am - 9pm Tuesday 8:30am - 9pm Wednesday 8:30am - 9pm Thursday 8:30am - 9pm Friday 8:30am - 9pm Saturday 10am - 6pm

P & M Financial Ltd

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P & M Financial Ltd

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Your trusted mortgage and insurance broker for Derbyshire, Nottinghamshire, Hertfordshire and London.
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Your home may be repossessed if you do not keep up repayments on your mortgage.

30/10/2026

𝗖𝗟𝗜𝗘𝗡𝗧 𝗥𝗘𝗩𝗜𝗘𝗪

We love to hear feedback from our clients & we are always grateful that they take time to leave reviews! 👍

Did you know P&M Financial LTD has a 5.0 star rating across Google & Facebook! ⭐⭐⭐⭐⭐

Are you looking for mortgage advice?

Find out why we have so many loyal clients and send us a message today 💬
Or call us on 0800 634 9250 ☎️

28/10/2026

🏠 𝗡𝗘𝗪 𝗕𝗟𝗢𝗚 📈

If your fixed-rate mortgage is due to end in 2027, you might be wondering whether it's too early to start thinking about your next deal.

The simple answer is no. In fact, getting organised now could put you in a much stronger position when the time comes to remortgage.

Click below to read more
https://pm-financial.co.uk/my-fixed-rate-mortgage-ends-in-2027-what-should-i-be-doing-now/

Or contact us for more info
☎️ 0800 634 9250
https://pm-financial.co.uk/

26/10/2026

𝗤&𝗔 𝗠𝗢𝗡𝗗𝗔𝗬𝗦! 💬

🏡 Found your dream home and already have a mortgage Agreement in Principle?

That's a great start, but there's something important to understand!

An AIP doesn't necessarily mean your mortgage rate is secured. With lenders regularly reviewing their pricing, it's important to know when your chosen rate is actually reserved.

📞 Buying a property? Speak to P&M Financial and let us guide you through the process.

☎️ 0800 634 9250

21/10/2026

🏠 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗡𝗘𝗪𝗦 📈

UK house prices flatlined in September, according to a leading index, as rising mortgage costs started to weigh on the market.

The average cost of a home was £298,441, roughly the same as it was a year earlier and in the previous month, according to the tracker from Lloyds previously known as the Halifax HPI.

Click below to read more
https://www.theguardian.com/business/2026/oct/07/uk-house-prices-flatline-as-rising-mortgage-costs-weigh-on-market

Or contact us for more info
☎️ 0800 634 9250
https://pm-financial.co.uk/

19/10/2026

𝗛𝗔𝗣𝗣𝗬 𝗠𝗢𝗡𝗗𝗔𝗬!

🏡 We've moved to Derbyshire! 🎉

What a whirlwind the past week has been! Between the move and everything happening in the mortgage market, it's certainly been a busy one!

📈 Meanwhile, mortgage rates have been continuing to rise, making it more important than ever to plan ahead.

If your current mortgage deal is coming to an end, don't wait until the last minute!

Speaking to your mortgage broker around six months before your deal expires could allow you to secure a new rate in advance, depending on your lender.

And here's the important part… your broker can continue monitoring the market and, where possible, help you switch to a better deal if rates fall before your new mortgage starts.

It's all about being prepared rather than leaving things to chance!

📞 Is your mortgage deal ending in the next six months?Speak to the team at P&M Financial today on 0800 634 9250 and let us help you stay one step ahead.

17/10/2026

16/10/2026

Happy to be sponsoring Belper millers BMFT small sided football team !

We have a new home kit sponsor thank you P & M Financial Ltd for sponsoring our new home shirts hopefully we will get them by next month and show them off

15/10/2026

🏠 𝗡𝗘𝗪 𝗕𝗟𝗢𝗚 📈

For many first-time buyers in the UK, one of the biggest obstacles to buying a home isn’t necessarily being able to afford the monthly mortgage payment. It’s saving enough money for the deposit in the first place.

That is why Halifax’s new £5,000 Deposit Mortgage could be an interesting development for prospective homeowners in 2026.

Click below to read more
https://pm-financial.co.uk/why-two-mortgage-lenders-could-offer-you-completely-different-borrowing-amounts/

Or contact us for more info
☎️ 0800 634 9250
https://pm-financial.co.uk/

12/10/2026

𝗤&𝗔 𝗠𝗢𝗡𝗗𝗔𝗬𝗦! 💬

🔑 You've proved you can pay rent every month — could that help you buy?

For some renters, the answer could be yes.

There are mortgage products specifically aimed at helping people move from renting into homeownership, including options with very low or no traditional deposit for eligible applicants.

📞 Renting but dreaming of owning? Speak to P&M Financial and find out whether there could be an option for you.

☎️ 0800 634 9250

Address

Lynholmes Road, Matlock
Luton
DE43DW

Opening Hours

Monday	8:30am - 9pm
Tuesday	8:30am - 9pm
Wednesday	8:30am - 9pm
Thursday	8:30am - 9pm
Friday	8:30am - 9pm
Saturday	10am - 6pm

Telephone

+448006349250

Website

http://www.pm-financial.co.uk/

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