23/10/2026
Not every mortgage fits neatly into a high street lender's criteria.
Our latest case study looks at how a family overcame affordability challenges, age-related lending restrictions and a limited UK credit history using a joint borrower sole proprietor (JBSP) mortgage.
It's a great example of how exploring options beyond the mainstream can sometimes make all the difference.
Read the full case study: https://www.alexanderhall.co.uk/case-studies/2026/10/joint-borrower-sole-proprietor-mortgage-helps-family-buy-together
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
This is for information only. Products and rates vary depending on your circumstances, lender criteria and products available at the time.
There may be tax implications when arranging this type of transaction, this depends on your personal circumstances and may change. We recommend that you take independent tax advice before making these decisions.
When a family member returned to the UK after living overseas, buying a property proved more complicated than expected. While there was a strong income supporting the application, a combination of existing commitments, a limited UK credit history and age-related lending restrictions meant many ma...