10/06/2026
Proposed changes could benefit:
- First-time buyers
- Self-employed applicants
- Borrowers with variable income
- Homeowners looking to remortgage
- Those borrowing later in life
The regulator is exploring ways to make mortgage assessments more flexible while maintaining responsible lending standards. The goal is to help creditworthy borrowers who may currently struggle to access the mortgage market.
While no major changes have been finalised yet, it's a positive sign that the industry is looking at ways to make homeownership more accessible in today's market.
If you're wondering how these changes could affect your plans to buy, remortgage, or move home, we're here to help.
Get in touch with Mortgage Force for expert, tailored mortgage advice.
www.mortgageforce.co.uk
[email protected]
01332 900789
Source: https://www.fca.org.uk/news/press-releases/fca-continues-mortgage-rule-review-boost-home-ownership-and-support-growth