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Balance & Thrive Bookkeeping Ltd

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Balance & Thrive Bookkeeping Ltd

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Established Inverness based bookkeeping and business support service, helping small businesses and accountants stay compliant, organised and MTD-ready in the new digital era. BALANCE & THRIVE BOOKKEEPING LTD | Registered office address: 4 Castlebay Gardens, Inverness, United Kingdom, IV3 8GF | Company number: SC842238

We are an ICO registered company - complying with the Data Protection Act and GDPR ready.

02/11/2026

Halloween might be over, but are you still recovering from the Autumn Budget fright? 👻

There was plenty for businesses, employers and self-employed people to take in. Here are a few of the headlines worth having on your radar:

* National Living Wage: increasing to £13.21 an hour from April 2027, with rises to other minimum wage rates too.
* Trading allowance: set to increase from £1,000 to £3,000 from April 2027.
* Making Tax Digital: a penalty easement is planned for some new entrants, but the reporting requirements remain.
* E-invoicing: mandatory VAT e-invoicing is planned from April 2029.
* Business rates: additional support announced for certain pubs, music venues, social clubs and retail, hospitality and leisure businesses.

The important bit? Not every measure affects every business, and some changes still need further detail or legislation. We’ll be breaking down the bits that matter to our clients over the coming weeks, so keep an eye out.

In the meantime, maybe put the Budget away and enjoy the last of the Halloween sweets, if there’s any left…

28/10/2026

There’s been plenty of discussion about a potential increase to the National Living Wage, with rates expected to rise again from April 2027.

With the cost of living continuing to put pressure on households, fair pay matters. People need to be able to make a living, and ensuring staff are paid fairly is an important part of being a responsible employer.

At the same time, we know small businesses are juggling rising costs of their own.

If you already employ staff, or you’re thinking about taking on your first employee, now’s a good time to look at your numbers and consider what future wage increases could mean for your budget.

Remember, employing someone involves more than their hourly rate. Employer National Insurance, pension contributions and payroll costs all need to be factored in too.

Fair pay for your staff and a sustainable business for you - it’s about finding a way to make both work.

We’ll keep an eye on the announcements and share updates as the confirmed rates become available.

26/10/2026

Back from holiday…and straight into storm recovery!

Emma’s back from Antigua, but unfortunately the view from her desk is a little less tropical right now. Storm damage has left her and much of the surrounding area without power, with the outage potentially lasting until tomorrow evening…

We’ll do our best to keep things moving, but please bear with us if replies or work are a little slower than usual while the situation is being sorted.

If you need to get in touch, please use our usual contact email and we’ll respond as soon as we can.

We’re hoping the power is back on soon and normal service can resume. Stay safe out there🙂

22/10/2026

Making Tax Digital for Income Tax: not sure where to start?

HMRC is running a series of free webinars to help sole traders, landlords and joint property owners get ready for MTD.

They cover everything from who needs to comply and when, to choosing compatible software, signing up and what you’ll need to do differently.

There are sessions specifically for businesses, landlords and joint property owners, as well as one for those managing their own tax affairs without an accountant or bookkeeper.

If MTD affects you, and chances are that it does or will pretty soon, these could be a useful starting point for getting your head around what’s changing and what you need to do next.

Our advice? Don’t leave it until the deadline is looming. Getting organised now will make life a lot easier later!

You can find the webinars and registration links through HMRC’s official website.

19/10/2026

Now that we’re all thoroughly jealous of Emma’s 32°C Antigua views…It’s time for a wee dose of reality.

Self Assessment season is creeping up, and January really isn’t that far away!

If you still have paperwork to gather, figures to pull together or a tax return sitting on your to-do list, now’s a good time to get moving.

The deadline for online Self Assessment tax returns is 31 January 2027. Leave it until the last minute and you’ll be swapping Christmas leftovers for tax return panic before you know it😂

13/10/2026

In case you missed our last post…👀

Emma is away on holiday until 26 October, and we reckon she’s not doing too badly for a view!!

But don’t worry, it’s business as usual at Balance & Thrive. Emails are still being monitored, the team is keeping things moving and all usual work is continuing as normal.

If anything urgent crops up, please email our usual contact address and we’ll make sure it gets to the right person.

We’ll let Emma enjoy her view in peace.

09/10/2026

A little OOO team update…

Emma is taking a well-earned holiday from 10–26 October and will be out of the office during this time.

Don’t worry though, it’s business as usual at Balance & Thrive.

Emails will still be monitored, the team will be keeping things moving and all usual work will continue as normal.

If you have anything urgent that needs attention while Emma is away, please use our usual contact email and we’ll make sure it gets to the right person.

07/10/2026

If HMRC is getting in touch, it’s probably time to stop putting MTD off.

HMRC is continuing to contact sole traders and landlords who are expected to move to Making Tax Digital, and the numbers show that plenty of people are still not fully set up.

We’ve said it before, but MTD isn’t just about downloading some software and hoping for the best.

You need to know whether you’re affected, have compatible software in place, understand the new reporting requirements and make sure your records are being kept properly.

The good news? You don’t have to figure it all out at the last minute.

If MTD applies to you, getting set up properly now is going to make life considerably easier when those deadlines start coming around.

05/10/2026

A little bit of good news for small businesses…

If you’re thinking about taking on a young apprentice, there’s now a £2,000 boost available to small and medium-sized businesses for each new young apprentice they take on.

The payment is designed to help with the cost of bringing young people into the workplace, and employers don’t need to make a separate application for it.

For small businesses, anything that helps make taking on and training new staff a little more manageable has to be a good thing.

And, as always, if you’re taking on your first employee or expanding your team, there’s a bit more to it than simply adding someone to the payroll. Contracts, National Minimum Wage, pension duties, payroll and keeping everything compliant all need to be considered too.

Definitely one worth knowing about if you’re thinking about growing your team.

28/09/2026

There’s nothing like being on a deadline to make your computer decide it’s time for an update.

You can ignore that wee notification for weeks…But the second you’re rushing to finish something?

“Would you like to restart now?”

No. No, I would not😂

Technology is brilliant. Until it decides it has its own agenda.

Address

Inverness

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Thursday	9am - 5pm

Telephone

+441463418648

Website

facebook.com

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