KG Mortgages

16/12/2025

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

KG Mortgages Limited trading as KG Mortgages is authorised and regulated by the Financial Conduct Authority (FCA number 997891). Company registered in England & Wales no. 12984634. Registered address: 39 Parsonage Road, Horsham, RH12 4AW

06/10/2025

https://news.sky.com/story/major-shake-up-of-home-buying-aims-to-make-process-cheaper-quicker-and-easier-13445612

Buyers may no longer need to pay for so many searches, sellers may be asked to contribute some costs, and measures could be put in place to stop chains collapsing.

13/08/2025

Some great news! BBC news say Mortgage rates below 5% for first time since Truss budget. Get in touch to dicuss your options for free!

Email [email protected] Tel: 01403 250700

Full article BBC News: https://www.bbc.co.uk/news/articles/c4gzv41kw3jo

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

KG Mortgages Limited trading as KG Mortgages is authorised and regulated by the Financial Conduct Authority (FCA number 997891).

Company registered in England & Wales no 12984634. Registered address: 39 Parsonage Road Horsham RH12 4AW

Average two-year mortgage rates have fallen to 4.99%, the lowest point since September 2022.

28/03/2025

A standard variable rate – or SVR – is a variable rate mortgage that you’ll usually be moved on to once your existing fixed rate, tracker or discount mortgage ends – unless you choose to switch to a new deal. All mortgage providers have an SVR.
Most SVRs are not particularly competitive and if you choose to stay on this variable rate, you could find you’ll be paying more for your mortgage each month than if you were to shop around and look for a better deal.
We may be able to help you secure a new deal on your mortgage, so get in touch today.
Email: [email protected]
Tel: 01403 250700

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

KG Mortgages Limited trading as KG Mortgages is authorised and regulated by the Financial Conduct Authority (FCA number 997891).

Company registered in England & Wales no. 12984634. Registered address: 39 Parsonage Road, Horsham, RH12 4AW

06/03/2025

BBC News - Home buyers race to beat stamp duty rise - BBC News

Thresholds will change on 1 April, leaving buyers a few weeks to complete or pay more in stamp duty.

26/02/2025

An early repayment charge (ERC) is a penalty your provider may charge if you overpay on your mortgage by more than they allow, or pay off the whole loan too early (often when moving home).

It’s worth speaking to KG Mortgages to discuss your options because ERCS don’t always mean there’s’ nothing more you can do until the end of your current agreement. We can work with your current provider to see if there is a way to avoid these charges (e.g. seeing if they will consider ‘porting’ your current mortgage product to a new property) as well as considering other options.

Give us a call or an email for a friendly chat with a member of our team today. 01403 250700 / [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

KG Mortgages Limited trading as KG Mortgages is authorised and regulated by the Financial Conduct Authority (FCA number 997891).

Company registered in England & Wales no. 12984634. Registered address: Suites 2 & 3 Marine Trade Centre, Lockside, Brighton Marina, Brighton, United Kingdom, BN2 5HA

17/02/2025

As always with anything mortgage related, there is no one size fits all answer. Some lenders will need payslips showing the new income, but there are lenders who only need a letter or contract showing the new income.
I always advise contacting the experts at KG Mortgages. We can assess your situation both now and in the future to help you decide the right time for you.
Contact us today:
• Phone: 01403 250700
• Email: [email protected]
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

KG Mortgages Limited trading as KG Mortgages is authorised and regulated by the Financial Conduct Authority (FCA number 997891).

Company registered in England & Wales no. 12984634. Registered address: Suites 2 & 3 Marine Trade Centre, Lockside, Brighton Marina, Brighton, United Kingdom, BN2 5HA

07/02/2025

Your credit file contains detailed information about your current & historic credit, lenders use this to help decide if they will consider you for a mortgage. It is vital that your report has your correct details e.g. your name and address are listed correctly for every entry. You should also look out for financially connected people and any missed payments. You can usually get a statutory report for free and there is information on our website explaining how to get your report and what to check for: https://www.kgmortgages.co.uk/credit-score. Even better: speak to the experts at KG Mortgages – 01403 250700 – [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

KG Mortgages Limited trading as KG Mortgages is authorised and regulated by the Financial Conduct Authority (FCA number 997891).

Company registered in England & Wales no. 12984634. Registered address: Suites 2 & 3 Marine Trade Centre, Lockside, Brighton Marina, Brighton, United Kingdom, BN2 5HA

31/01/2025

Looking to begin your journey on the property ladder as a First Time Buyer?
We could help you navigate the mortgage market and source a deal that’s right for you.
Get in touch with us today to see if we could help: 01403 250700 / [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

KG Mortgages Limited trading as KG Mortgages is authorised and regulated by the Financial Conduct Authority (FCA number 997891).

Company registered in England & Wales no. 12984634. Registered address: Suites 2 & 3 Marine Trade Centre, Lockside, Brighton Marina, Brighton, United Kingdom, BN2 5HA

26/11/2024

07/11/2024

BBC News - https://www.bbc.co.uk/news/business-57764601
Will UK interest rate cut make mortgages and loans cheaper? - BBC News

Bank of England interest rates affect the mortgage, loan and savings rates for millions of people.

23/10/2024

Fixed rate coming to an end?

With expert knowledge, we have access to exclusive deals and lenders that are not always available on the high street. We scour the market whilst considering your personal circumstances and presenting the most suitable solution for you.

Get in touch today: [email protected] 01403 250700

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

KG Mortgages Limited trading as KG Mortgages is authorised and regulated by the Financial Conduct Authority (FCA number 997891).

Company registered in England & Wales no. 12984634. Registered address: Suites 2 & 3 Marine Trade Centre, Lockside, Brighton Marina, Brighton, United Kingdom, BN2 5HA