Impact specialist finance

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Impact specialist finance With 30+ years' experience, Impact Specialist Finance offers expert mortgage advice tailored to your needs.

Specialising in residential, buy-to-let, and specialist mortgages, whether you're a first-time buyer or need complex financing, we’re here to help. Established in 1991 and family-owned, impact specialist finance provide a comprehensive mortgage and property finance service arranging all types of mortgages for all types of people, including landlords. impact is able to obtain quality products (often exclusives) from mortgage lenders, along with providing leading-edge technology ensuring instant action on your mortgage at all times. Whether you're a first-time buyer, home mover, are self-employed, have had credit problems or just require a better rate of interest, impact can help. impact can also arrange Bridging Loans, Commercial Finance, Secured Loans, Retirement Mortgages, Insurances and more. Please see our website for full terms and conditions.

Do you know when your fixed rate ends?It's one of those dates that's easy to forget. But when a fixed-rate deal comes to...
02/11/2026

Do you know when your fixed rate ends?

It's one of those dates that's easy to forget. But when a fixed-rate deal comes to an end, your mortgage will usually move onto your lender's standard variable rate unless you've arranged something new, and that could change what you pay each month.

You don't have to wait until the last minute either. It's often possible to start looking at your options months before your current deal finishes, giving you time to weigh things up properly.

If your deal ends in the next six months, our team can talk you through your options. Visit https://buff.ly/eVgmn3z to get started.

Have you ever been caught out by a fixed rate ending?

When choosing a mortgage broker, it's easy to focus on who can find the lowest rate.But good mortgage advice is about mo...
30/10/2026

When choosing a mortgage broker, it's easy to focus on who can find the lowest rate.

But good mortgage advice is about more than that.

A good broker should help you understand your options, answer your questions clearly and help you make informed decisions that fit your circumstances.

What matters most to you when choosing a mortgage broker: experience, communication, recommendations or access to options?

Not everyone sees winter as a good time to view property, but it can actually provide a useful insight into day-to-day l...
28/10/2026

Not everyone sees winter as a good time to view property, but it can actually provide a useful insight into day-to-day living.

Colder weather, shorter days and heavy rain can provide a more realistic picture of how a property performs throughout the year.

From natural light levels to heating performance, a winter viewing can help you understand how a property works in everyday life.

What surprised you most after moving into your home?

Thinking about buying a car on finance?It's worth remembering that monthly finance payments may be taken into account wh...
26/10/2026

Thinking about buying a car on finance?

It's worth remembering that monthly finance payments may be taken into account when applying for a mortgage in the future.

Every situation is different, but understanding the impact before making a commitment can help you avoid surprises later.

Had you considered how car finance could affect a future mortgage application?

Planning a few property viewings this weekend?Before you start booking appointments, it can be helpful to understand you...
23/10/2026

Planning a few property viewings this weekend?

Before you start booking appointments, it can be helpful to understand your budget and what you can realistically afford.

Understanding your budget early can help you:

âś“ Focus on suitable properties
âś“ Avoid disappointment
âś“ Feel more confident when the right home comes along

Have you started your property search yet, or are you still at the planning stage?

Most people focus on the interest rate when looking at mortgage options.But the length of the mortgage can also influenc...
21/10/2026

Most people focus on the interest rate when looking at mortgage options.

But the length of the mortgage can also influence what you pay each month and how much you repay over the life of the mortgage.

It's one of the reasons why comparing mortgages isn't always as straightforward as looking for the lowest rate.

Had you considered how mortgage term length affects your payments?

It's easy to fall in love with a property on the first viewing.The second viewing is often where reality kicks in.You st...
19/10/2026

It's easy to fall in love with a property on the first viewing.

The second viewing is often where reality kicks in.

You start noticing things like storage space, room layouts, parking, natural light and whether the property will work for your day-to-day life.

Sometimes the things you spot on a second visit are the things that matter most.

What's the biggest thing you've noticed on a second viewing that you missed the first time?

Buying or refinancing a property isn't always straightforward.When delays and complications appear, clear communication ...
16/10/2026

Buying or refinancing a property isn't always straightforward.

When delays and complications appear, clear communication and ongoing support can be just as important as the mortgage itself.

Thank you to Chris for this recent Trustpilot review:

"The service I received from Sue was exceptional. She in my view went to extremes to help with the problems that solicitors caused over the past weeks. Cannot praise her more highly."

We're delighted to hear Sue was able to provide support during a challenging period.

What was the most stressful part of your own property journey?

Moving home can be exciting, stressful, and full of surprises.Most homeowners discover something they wish they'd known ...
14/10/2026

Moving home can be exciting, stressful, and full of surprises.

Most homeowners discover something they wish they'd known sooner.

What's one thing nobody told you about moving home?

Share your experience in the comments. Your advice might help someone else who's preparing for their next move.

Is your mortgage still right for you?Life can look very different a few years after arranging a mortgage.Whether you've ...
12/10/2026

Is your mortgage still right for you?

Life can look very different a few years after arranging a mortgage.

Whether you've changed jobs, welcomed a new family member, improved your home or started thinking about your next move, it may be worth checking that your mortgage still suits your needs.

A simple review can help you understand where you stand and what options may be available.

What has changed most in your life since you arranged your mortgage?

Address

Impact HO, 20 Barttelot Road
Horsham
RH121DQ

Opening Hours

Monday 9am - 5:30pm
Tuesday 9:30am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+441403272625

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