Impact specialist finance

Impact specialist finance With 30+ years' experience, Impact Specialist Finance offers expert mortgage advice tailored to your needs.

Specialising in residential, buy-to-let, and specialist mortgages, whether you're a first-time buyer or need complex financing, we’re here to help. Established in 1991 and family-owned, impact specialist finance provide a comprehensive mortgage and property finance service arranging all types of mortgages for all types of people, including landlords. impact is able to obtain quality products (ofte

n exclusives) from mortgage lenders, along with providing leading-edge technology ensuring instant action on your mortgage at all times. Whether you're a first-time buyer, home mover, are self-employed, have had credit problems or just require a better rate of interest, impact can help. impact can also arrange Bridging Loans, Commercial Finance, Secured Loans, Retirement Mortgages, Insurances and more. Please see our website for full terms and conditions.

Is your fixed-rate mortgage deal coming to an end this year?It's tempting to just let it roll onto your lender's new rat...
16/06/2026

Is your fixed-rate mortgage deal coming to an end this year?

It's tempting to just let it roll onto your lender's new rate when the time comes — but that's rarely their best offer to existing customers. Taking a bit of time now to compare what else is out there could make a real difference to your monthly payments.

If you're not sure where to start, get in touch — we'll talk you through your options in plain English.

Living overseas and thinking about remortgaging your UK buy-to-let? You're not alone — and it's more straightforward tha...
15/06/2026

Living overseas and thinking about remortgaging your UK buy-to-let? You're not alone — and it's more straightforward than you might think.

Many mainstream lenders aren't geared up for expat or foreign national applications. But specialist lenders are, and we know exactly which ones to approach for your situation.

Whether you're based in the EEA, Australia, Canada, the USA, the Middle East, Asia, or elsewhere — we can help. Every case is looked at individually, so even if you've been told no before, it's worth having a conversation.

Fix now or wait for rates to fall? It's the question on most borrowers' minds right now.With the Bank of England base ra...
11/06/2026

Fix now or wait for rates to fall? It's the question on most borrowers' minds right now.

With the Bank of England base rate sitting at 3.75% and fixed deals available in the mid-4% range, rates are in a better place than they were — but they're still moving, and not always in the direction people expect.

Waiting could mean lower rates later in 2026. But it could also mean missing a solid deal that's available today — or being caught out if lenders reprice upward.

The right answer depends on your circumstances: your income, your plans, and how comfortable you are with uncertainty. Finding the right lender for your situation matters just as much as chasing the lowest rate.

Our latest blog covers both sides of the argument, including fixed vs tracker options and what lenders are actually looking at when they assess your application.

https://buff.ly/NyklCWB

If your bank has said no to your mortgage — or you're worried they will — don't assume that's the end of the story.Banks...
09/06/2026

If your bank has said no to your mortgage — or you're worried they will — don't assume that's the end of the story.

Banks only ever offer their own mortgage products. A specialist broker searches the whole market, including lenders who specifically work with people who have adverse credit history: missed payments, defaults, CCJs, and more.

The right mortgage for your situation might be out there. You just need the right people to find it.

Get in touch with the team at Impact Specialist Finance to find out what could be available to you.

📞 01403 272625 | 🌐 https://buff.ly/of1mkDz

A mortgage isn't just about the interest rate — it's about finding the right lender for your situation.The lender that w...
06/06/2026

A mortgage isn't just about the interest rate — it's about finding the right lender for your situation.

The lender that works for your neighbour or colleague might not be right for you. Your income type, deposit size, credit history, and future plans all play a part in which lenders will consider you and on what terms.

That's where a mortgage broker comes in. Rather than approaching one lender and hoping for the best, a broker can compare options across the market and help you understand what's realistically available to you.

Whether you're buying your first home, moving, or looking to remortgage — we're here to help.

https://buff.ly/of1mkDz

The staycation market is still booming — and your home could be your route into it. 🏡A second charge mortgage lets you u...
04/06/2026

The staycation market is still booming — and your home could be your route into it. 🏡

A second charge mortgage lets you unlock the equity sitting in your property to fund a holiday let, without disturbing your existing mortgage rate or deal. With short-term rental demand strong and platforms like Airbnb making it easier than ever to generate income, it's a combination more homeowners are seriously exploring.

Could your equity be working harder for you? Find out more 👉 https://buff.ly/of1mkDz

You can go directly to a lender. But you’ll only ever see one set of options.A broker looks across multiple lenders, cri...
02/06/2026

You can go directly to a lender. But you’ll only ever see one set of options.
A broker looks across multiple lenders, criteria, and rate structures. That often means more choice — not just different rates.
It’s not just about who offers the lowest number. It’s about finding the right fit for the case in front of you.
Find out more: https://buff.ly/of1mkDz

Equity release could help you unlock the value tied up in your home and access tax-free cash to support your plans for l...
30/05/2026

Equity release could help you unlock the value tied up in your home and access tax-free cash to support your plans for later life.

Whether you’re considering home improvements, helping children or grandchildren financially, repaying existing borrowing, or simply looking to enjoy a more comfortable retirement, our team is here to provide tailored advice based on your individual circumstances.

At Impact Specialist Finance, we’ll guide you through the process clearly and carefully so you can explore your options with confidence.

👉 Learn more: https://buff.ly/WXgCgbk

Buying your first home can feel overwhelming, especially when you’re trying to understand mortgages, deposits and what o...
28/05/2026

Buying your first home can feel overwhelming, especially when you’re trying to understand mortgages, deposits and what options are available to you.

At Impact Specialist Finance, we’re here to guide you through the process from start to finish. Whether you’re just starting your search or ready to explore mortgage options, our team will help make your first home journey as straightforward and stress-free as possible.

👉 Start your journey today: https://buff.ly/WXgCgbk

Address

Impact HO, 20 Barttelot Road
Horsham
RH121DQ

Opening Hours

Monday 9am - 5:30pm
Tuesday 9:30am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+441403272625

Website

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