Impact specialist finance

Impact specialist finance With 30+ years' experience, Impact Specialist Finance offers expert mortgage advice tailored to your needs.

Specialising in residential, buy-to-let, and specialist mortgages, whether you're a first-time buyer or need complex financing, we’re here to help. Established in 1991 and family-owned, impact specialist finance provide a comprehensive mortgage and property finance service arranging all types of mortgages for all types of people, including landlords. impact is able to obtain quality products (ofte

n exclusives) from mortgage lenders, along with providing leading-edge technology ensuring instant action on your mortgage at all times. Whether you're a first-time buyer, home mover, are self-employed, have had credit problems or just require a better rate of interest, impact can help. impact can also arrange Bridging Loans, Commercial Finance, Secured Loans, Retirement Mortgages, Insurances and more. Please see our website for full terms and conditions.

Self-employed?Many people assume getting a mortgage will be harder if they work for themselves.From needing years of acc...
09/09/2026

Self-employed?

Many people assume getting a mortgage will be harder if they work for themselves.

From needing years of accounts to larger deposits, there are plenty of misconceptions that can stop people exploring their options.

The reality is that being self-employed doesn't automatically mean getting a mortgage is out of reach.

What's the biggest myth about being self-employed and getting a mortgage?

Many people rule themselves out before exploring their options.Self-employed?Past credit issues?Complex income?Recent li...
07/09/2026

Many people rule themselves out before exploring their options.

Self-employed?
Past credit issues?
Complex income?
Recent life changes?

These don't always mean a mortgage isn't possible.

If you've been telling yourself you probably won't be accepted, it may be worth getting a second opinion.

What's the biggest myth about getting a mortgage?

Property finance isn't always straightforward, and sometimes a bridging loan can help keep your property plans on track....
04/09/2026

Property finance isn't always straightforward, and sometimes a bridging loan can help keep your property plans on track.

At Impact Specialist Finance, we know that having the right support throughout the process can make all the difference, especially when time is of the essence.

We're delighted to receive this 5-star review from Tina, who highlighted the support she received from Sue and Kelly while arranging a bridging loan.

Thank you for your kind words, Tina.

Have you ever faced an unexpected challenge during a property purchase, remortgage or finance application? If so, you'll know just how valuable the right support can be.

A new month, a fresh step towards your first home.If getting on the property ladder still feels out of reach, it might b...
01/09/2026

A new month, a fresh step towards your first home.

If getting on the property ladder still feels out of reach, it might be closer than you think. A conversation with one of our experienced mortgage advisers could show you what you could realistically borrow and what your options actually look like — whatever stage you're at.

No pressure, no obligation — just a clearer picture.

Visit https://buff.ly/JafiRaC to get started

This Bank Holiday weekend: the perfect time to finally sort your mortgage plans 🏡Whether you're a first-time buyer, comi...
29/08/2026

This Bank Holiday weekend: the perfect time to finally sort your mortgage plans 🏡

Whether you're a first-time buyer, coming up to the end of a fixed rate, or exploring your options — a spare hour over the long weekend could bring real clarity. No pressure, just answers.

🔗 Visit https://buff.ly/JafiRaC to get started

We're rated ★★★★★ on Trustpilot 🙌

Ever felt like buying your first home would be easier if you just learned a new language, ran a marathon, or wrote a boo...
27/08/2026

Ever felt like buying your first home would be easier if you just learned a new language, ran a marathon, or wrote a book instead? 😅

You're not alone — but here's the thing: a lot of what stops first-time buyers from even applying is based on assumptions, not reality. Existing debt, an overdraft, an imperfect credit score, being self-employed, not having a 20% deposit — none of these automatically rule you out.

Lenders look at the full picture of your finances and circumstances, not a checklist of red flags.

Don't count yourself out before you've explored your options — get in touch and let's see where you stand. 🙌

Turned down for a mortgage because you're self-employed?You're not alone — and it doesn't mean it's not possible. High-s...
25/08/2026

Turned down for a mortgage because you're self-employed?

You're not alone — and it doesn't mean it's not possible. High-street lenders can be quick to say no when your income doesn't fit a standard 9-to-5 mould, whether that's because of irregular earnings or only having one year's accounts to show.

Specialist lenders take a broader view, looking at the full picture of your business rather than ticking a box.

If you're self-employed and finding it hard to get a straight answer, get in touch — we'd love to help you find a way through.

The high street is changing. Your mortgage choices don't have to.With bank and building society branches continuing to c...
22/08/2026

The high street is changing. Your mortgage choices don't have to.

With bank and building society branches continuing to close, you don't have to rely on your local branch for your mortgage needs.

Whether you're:
🏠 Buying your first home
🔑 Moving home
🔄 Remortgaging
💷 Looking for a better mortgage option

We can help you explore your options from across the market.

And with ★★★★★ on Trustpilot, you can see what our clients think of our service.

Get in touch with Impact Specialist Finance for a free chat.

Another 5-star review! ⭐It means a lot to hear when our team's hard work and range of services makes a real difference —...
20/08/2026

Another 5-star review! ⭐

It means a lot to hear when our team's hard work and range of services makes a real difference — it's the standard we aim for on every case.

If you're looking for mortgage advice or have a case that needs specialist support, get in touch — we'd love to help. 🙌

Your fixed rate is ending, and the new buy-to-let numbers look painful.It's tempting to assume there are only two option...
18/08/2026

Your fixed rate is ending, and the new buy-to-let numbers look painful.

It's tempting to assume there are only two options: pay more, or sell up. But before you decide either way, it's worth understanding how the new rate is actually being assessed.

Lenders stress-test rental income differently. The high street often applies stricter, blanket criteria, whereas specialist lenders can take a broader view, looking at your portfolio as a whole, your personal income, or applying a more realistic stress rate.

That difference can be the gap between a remortgage that works and one that doesn't.

If your fixed rate is coming up for renewal, it's worth having a conversation about your options before the deadline forces your hand.

Address

Impact HO, 20 Barttelot Road
Horsham
RH121DQ

Opening Hours

Monday 9am - 5:30pm
Tuesday 9:30am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+441403272625

Website

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