Citrine Mortgages

07/09/2026

Did you know, the colour of the front door is often the first reason someone likes the property? 🏡🚪💙



Your home may be repossessed if you do not keep up repayments on your mortgage.

04/09/2026

🏡🔑 Completion day!

We love receiving photos like this from our clients! Huge congratulations on your beautiful new home — wishing you many happy memories there. ❤️

Thank you for trusting us to be part of your journey! 🥂

02/09/2026

Top Tip: Start with a budget! 💷

Before you fall in love with a property, crunch the numbers to see what you can afford, including deposit, mortgage, and other associated costs like stamp duty.



Your home may be repossessed if you do not keep up repayments on your mortgage.

01/09/2026

🍂 Hello September!

Summer may be winding down, but there’s still plenty to look forward to.

September brings a change of season, fresh routines and maybe even a few new plans. If moving home or sorting your mortgage is on your to-do list, why not make this the month you get things moving? 🏡

31/08/2026

Protecting your home starts with the right policy.

Know what is and isn’t included.

Contact Citrine Mortgages for a quote!

📞01789 589089

As with all insurance policies, conditions and exclusions will apply.

28/08/2026

26/08/2026

Did you know you might only need a 5% deposit as a first-time buyer?

Let's talk options.
📞01789589089
🌐www.citrinemortgages.co.uk


Your home may be repossessed if you do not keep up repayments on your mortgage.

24/08/2026

"With the right mortgage, the road to your new home is smoother than you think."

Your home may be repossessed if you do not keep up repayments on your mortgage.

20/08/2026

Attention Sole Traders! 🏠

Here's a quick guide to what you need to know about getting a mortgage:

🔸 Income: Lenders focus on your net profit for assessing income. This is the figure on your SA302s, tax calculations, and overview.

🔸 Income Figures: Lenders may use the latest year's figures or average the last two years. Using the latest year's figures could boost your mortgage affordability, while averaging may attract more lenders.

🔸 Years of Accounts: You don’t need years of books—just one year may do. Having industry history and an accountant’s projection is a plus.

🔸 Bank Account: Keep business and personal accounts separate. Mixing expenses can confuse underwriters, impacting your loan amount.

🔸 Online Presence: A strong web and social media presence can be beneficial, as lenders might check your online footprint.

Need help finding the right lender?

Get in touch today! 💼

📞01789589089


Your home may be repossessed if you do not keep up repayments on your mortgage.

17/08/2026

**Ever wondered why your mortgage balance doesn't seem to reduce very much in the first few years?** 🤔🏡

It's a question we hear all the time!

When you first take out a repayment mortgage, a larger portion of your monthly payment goes towards interest, with a smaller amount paying off the actual loan (the capital).

As your mortgage balance gradually decreases, the amount of interest charged also reduces. This means that over time, more of your monthly payment goes towards paying off your mortgage, helping your balance reduce more quickly.

It can feel frustrating at first, but it's completely normal—and it's simply how repayment mortgages are designed to work.

If you'd like to understand how your own mortgage works, or you're wondering whether there are ways to repay it sooner, we're always happy to help.

📩 Get in touch for friendly, expert advice.

Call us on 01789 589089, email [email protected] or drop us a message



Your home may be repossessed if you do not keep up the repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.