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Merit Mortgages - Independent Mortgage Broker

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United Kingdom
Haverfordwest (Hwlffordd), Wales
Merit Mortgages - Independent Mortgage Broker

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Whether you're buying, remortgaging, or protecting your family's future, we're here to make it simple.

Independent whole-of-market brokerage helping clients across England & Wales. I offer a national independent first class mortgage advice service right from the initial consultation; guiding you through the application process to the formal mortgage offer. I can provide you with mortgage advice from the whole of the market with a full recommendation and advice service.

03/11/2026

Hi! I’m Louise, and I love helping people feel secure. 💛

The truth is... Life is unpredictable. But protecting the people and things that matter most? That part can be planned.

As your in-house protection adviser at Merit Mortgages, I help make that planning simple, straightforward, and completely tailored to you.

If you need help with:
🛡️ Life insurance
💼 Income protection
❤️ Critical illness cover..I’ll guide you through your options, offer honest advice, and make sure you walk away feeling confident, informed, and covered.

✅ One-stop shop for mortgage & protection
✅ Supportive, friendly and real advice
✅ A human (me!) by your side from start to finish

Louise x
📞 01256 973 975
💌 [email protected]
💻 meritmortgages.co.uk
📅 https://calendly.com/meritprotect/protection
📩 DM us

SMALL PRINT - Merit Mortgages Ltd is an Appointed Representative of The Right Mortgage which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 14134664. Registered Address: 34 Compton Way, Basingstoke, RG27 0SQ

02/11/2026

🏡 Are you buying a house? Skipton has just made a big change!

Buying a property can take time, especially when chains and legal delays get in the way.

The good news? Skipton Building Society has extended its standard mortgage offer validity from 6 months to 9 months! 🎉

This applies to residential purchases, remortgages and buy-to-let mortgages, giving you more breathing room if things take longer than expected.

So, whether you're buying your next home or planning a remortgage, it's worth understanding your options.

💬 Got questions about your mortgage? Let's chat!

I'm Laura from Merit Mortgages, here to help you make sense of it all.

SMALL PRINT
The change took effect on 27 October 2026. Existing extension options and lending criteria still apply.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Merit Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 14134664.
Registered Address: 34 Compton Way, Basingstoke, RG27 0SQ.

02/11/2026

Don't let worry stop you from enjoying today. With the right protection in place, you can focus on what matters most. Whether it's income protection, critical illness cover, or life insurance, we can help you build a safety net so you and your family are financially secure, come what may.

Ready to turn worry into peace of mind?

📞 01256 973 975
💌 [email protected]
💻 meritmortgages.co.uk
📱 07853160853
📅 https://calendly.com/meritprotect/protection

SMALL PRINT
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances. Merit Mortgages Ltd is an Appointed Representative of The Right Mortgage which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 14134664. Registered Address: 34 Compton Way, Basingstoke, RG27 0SQ.

01/11/2026

🏡 Got a spare room? It could help with your mortgage affordability!

Did you know that some lenders may take lodger income into account when assessing your mortgage application? 💷

Depending on the lender and your circumstances, this extra income could help support your affordability.

But criteria vary, and not every lender will accept lodger income in the same way.

Wondering whether it could make a difference to you? Let's chat!

I'm Laura from Merit Mortgages. Send me a message and let's explore your options together. 😊

SMALL PRINT

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Merit Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 14134664.
Registered Address: 34 Compton Way, Basingstoke, RG27 0SQ.

01/11/2026

Happy November!

As the seasons change, it's the perfect time to review your financial goals.

What's on your mind? Have you been wondering if your current mortgage rate is still the best for you, or are you curious about how life insurance can protect your family through the holidays and beyond?

Whether you're looking to secure a new home or simply gain peace of mind, we're here to help you navigate your options.

Let's make this season one of financial clarity and confidence.

Book a free consultation to start your journey today!
📱 01256 973 975
💌 [email protected]
💻 meritmortgages.co.uk
📅 https://calendly.com/meritmortgages/initialconsultation

SMALL PRINT
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Merit Mortgages Ltd is an Appointed Representative of The Right Mortgage which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 14134664. Registered Address: 34 Compton Way, Basingstoke, RG27 0SQ

31/10/2026

Mortgage horror stories... 👻

You've found your dream home.

You've had your offer accepted.

You're already planning where the sofa is going.

Then...

Uh-oh.

You realise you haven't checked what your mortgage options actually are. 😱

Don't let the mortgage side become the scary bit.

Get advice early, understand your budget and be prepared before you find "the one".

We're here for you:
📲 01256 973 975
📩 [email protected]
🌍 meritmortgages.co.uk
🔑 https://calendly.com/meritmortgages/initialconsultation

SMALL PRINT
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Merit Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 14134664.
Registered Address: 34 Compton Way, Basingstoke, RG27 0SQ.

30/10/2026

Thinking about buying your first home? Here’s what you need to know following the Autumn 2026 Budget!

There’s been an important update for first-time buyers! 🏠

The Government has confirmed its new Your First Home scheme, designed to help eligible buyers in England get onto the property ladder.

You could buy an eligible new-build home with a deposit of just 2.5%, supported by a 20% government equity loan.

There are conditions, including household income limits, property price caps and using a participating developer and lender. The scheme is expected to open for applications in February 2027.

Wondering what this could mean for you, or whether there are other options worth exploring?

💬 Let’s chat! Or comment 'home' if you'd like more help understanding your options.

-Laura

SMALL PRINT

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Merit Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 14134664.
Registered Address: 34 Compton Way, Basingstoke, RG27 0SQ.

30/10/2026

Don't just look at the interest rate... 👀

When choosing a mortgage, the lowest rate isn't always the best deal.

Things like:
✅ Fees
✅ Flexibility
✅ Early repayment charges
✅ Your future plans

all matter too.

The right mortgage is about finding what works for you.

Let's chat through your options.

📲 01256 973 975
📩 [email protected]
🌍 meritmortgages.co.uk
🔑 https://calendly.com/meritmortgages/initialconsultation

SMALL PRINT
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Merit Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 14134664.
Registered Address: 34 Compton Way, Basingstoke, RG27 0SQ.

29/10/2026

Can you get a mortgage after being declined?

The answer might surprise you! 👀

Being turned down by one lender doesn't necessarily mean you won't be accepted by another.

The important thing is understanding why your application was declined and exploring what options might be available to you.

💬 Want to find out more? I'm Laura from Merit Mortgages. Follow me for more mortgage tips, with no jargon and no pressure.

SMALL PRINT

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Merit Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 14134664.
Registered Address: 34 Compton Way, Basingstoke, RG27 0SQ.

29/10/2026

We absolutely love hearing from our clients, and your feedback means so much to us.

Buying a home or arranging a mortgage can feel like a big deal, so knowing we’ve made the process a little easier, clearer and less stressful makes our day. 🏡

A huge thank you to everyone who takes the time to leave us a review or send a kind message.

We really do appreciate every single one. 🥰

Thinking about your next mortgage move?

📲 01256 973 975
📩 [email protected]
🌍 meritmortgages.co.uk
🔑 https://calendly.com/meritmortgages/initialconsultation

SMALL PRINT
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Merit Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 14134664.
Registered Address: 34 Compton Way, Basingstoke, RG27 0SQ.

Address

34 Compton Way
Haverfordwest
RG270SQ

Opening Hours

Monday	8am - 7pm
Tuesday	8am - 7pm
Wednesday	8am - 7pm
Thursday	8am - 7pm
Friday	10am - 7pm

Telephone

+441256973975

Website

http://www.MeritMortgages.co.uk/, https://calendly.com/meritmortgages/mortgagestrategycall, https://www.tiktok.com/@meri

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